@cliff_airpac @NekiasNBA I’ve gotta raise my hand for Jamal, I think he’s a lock. Teammate of the year, 3x 6th man, 9 teams, great commentator, philanthropist.
@ZebraMitchell@constantraise I was a loan officer during this era for borrowers of ALL kinds. If we’re honoring un-sourced observations, half of homeowners have FICO scores, LTV%s, payment history, derogatory credit blips, income/loan/life details, or closing cost allergens that kept them 3%+. Check MERS?