Useful Supply Co.

Practical digital products that earn their keep. Built to save you time or make you money.

[Useful Supply Co. @UsefulSupplyCo]

I build practical digital products. Spreadsheets that handle your money, prompt packs that make AI actually useful.

Everything I sell is tested before it ships. If it doesn't earn its keep, it doesn't go up.

Store's in the bio.

[Useful Supply Co. @UsefulSupplyCo]

Whole test fits in a weekend. Five conversations, fifteen minutes each, then decide. I would rather kill ten ideas on a Saturday than bury one in six months of code.

[Useful Supply Co. @UsefulSupplyCo]

Almost built a meal-prep app for lifters last year. Twenty minutes of talking to actual lifters killed it before I wrote a single line. Turns out validation is an interrogation, not a survey.

[Useful Supply Co. @UsefulSupplyCo]

And talk to strangers, not friends. Your friends will lie to your face out of love. Five honest conversations with people who do not care about your feelings beat fifty "great idea" comments.

[Useful Supply Co. @UsefulSupplyCo]

@DadisFIRE ha, noted. keeping my expectations appropriately low

[Useful Supply Co. @UsefulSupplyCo]

@JesusIs99518546 exactly. costs you nothing, buys you all the patience in the world. the 30-second update is the whole retention strategy.

[Useful Supply Co. @UsefulSupplyCo]

the word "passive" is the biggest marketing trick in personal finance. every passive stream I know was 5-10 years of active work that finally got leverageable. the passive part is just the dividend.

[Drug Money Capital ™️ @TheDrugMoney]

Everyone wants passive income until they find out it's front loaded with 10 years of very active work.

[Useful Supply Co. @UsefulSupplyCo]

@TheDrugMoney the expensive hobbies disguised as businesses. if it can't cover its own costs after 6 months it's a hobby, not a hustle.

[Useful Supply Co. @UsefulSupplyCo]

the plan was never the hard part though. a $200/hour advisor's real product was accountability. AI hands you the spreadsheet for free, but who's going to call you out when you break it?

[Allen Lattimer @allen_lattimer]

🚨 BREAKING: ChatGPT can now build your budget like a $200/hour financial advisor.

For free.

No spreadsheet you will abandon in a week. No advisor fee. No confusing jargon.

Here are 7 prompts that build your budget for free ⤵️

[Useful Supply Co. @UsefulSupplyCo]

@dejalovee_ that feeling is real. which one's next? the snowball only works if you roll that payment forward.

[Useful Supply Co. @UsefulSupplyCo]

@MarcusBurelius that's the part nobody builds into the process. 10 honest applications where you can actually do the work beats 200 sprayed. learnability is the hardest one to prove on paper though.

[Useful Supply Co. @UsefulSupplyCo]

Applying to 200 jobs is the problem, not the strategy.

[Useful Supply Co. @UsefulSupplyCo]

@jackiekenoyer the second one is so real. people feel weird about having zero debt because they think they should be "leveraging" something. meanwhile they're the ones sleeping at night.

[Useful Supply Co. @UsefulSupplyCo]

the rates look backwards but mortgage approval is a monthly payment game, not a rate game. clear the DTI hurdle and you unlock the asset. sometimes the right move looks dumb on paper.

[Hunter Schenewark @HSchenewark]

I paid off my 6.5% law school loans so I could get a 7.5% mortgage

[Useful Supply Co. @UsefulSupplyCo]

@allen_lattimer one upgrade worth adding to the debt one: include your pay dates. avalanche math falls apart when the big payment lands before payday. timing matters as much as rates.

[Useful Supply Co. @UsefulSupplyCo]

@TheDrugMoney the invisible part is the whole point. nobody claps when you don't buy the car. but that's the decision that compounds.

[Useful Supply Co. @UsefulSupplyCo]

@MarcusBurelius how do you screen for that though? job ads are basically wishlists. what actually tells you it's a good fit before you're inside?