Vidit Agarwal

Architectural designer,Traveller, Professional cricket, Multiple Startups,IIT graduate,Day Job,Tech enthusiast,CSGO♥️

[Rahul Laldinani @RahulLaldinani]

@MobiKwik we got MobiKwik's 7000 Crores Scam before GTA VI

@GTA @RockstarGames

[Vidit Agarwal @ViditAg14]

@Ranbijaya @RBI @RBIsays @UpasanaTaku @MobiKwik @lendboxin @adgpi @Asksindia_ @imVkohli @poonam_mahajan @DelhiPolice @MumbaiPolice @TeachForIndia @cbic_india @sanjivbhatt @cpbbsrctc They are a big fraudster.
Did 7000CR scam by using the inefficiencies of system
#MobikwikScam

[Dr. Ranbijaya Sahu @Ranbijaya]

@RBI @RBIsays @BipinSingh @UpasanaTaku @MobiKwik @lendboxin 888+ reported victims.
₹42.7 crore invested.
₹12.5 crore outstanding.

Investors are still seeking answers from MobiKwik XTRA & Lendbox.

Silence is not a solution
Time for accountability and resolution. #MobiKwikScam #Lendbox #InvestorRights #Fintech @MobiKwik @BipinSingh

[राज पाटील @Real_Raj_Patil]

@dir_ed ED please investigate @MobiKwik Xtra 7000cr scam done by @BipinSingh & @UpasanaTaku along with Lendbox. I can provide more insights on this as I know atleast 900 victims of this scam and total lost is 13cr+. Please help us. @RBI @FinMinIndia @nsitharaman @nsitharamanoffc

[sri misra @srimisra]

A default is not a scandal. Being unable to see your own money is.

Roughly ₹8.85 crore is stuck across 580 lenders in a single P2P lending product, and most of them cannot tell you where that money went.

The product was MobiKwik Xtra, run through Lendbox, an RBI-registered NBFC. The pitch was familiar: returns of up to 12-14%, withdraw anytime, a regulator's tag sitting behind it. For a while it worked. Repayments arrived on schedule, withdrawals cleared.

Then the RBI tightened the rules in 2024. The repayments thinned to a trickle, and for many, to zero.
Defaults are normal in unsecured lending. Anyone who lends to strangers should expect some of them not to pay.

The failure here runs deeper. Lenders were never shown which borrowers they funded, and their money was blocked and redeployed into fresh loans without consent.

DeFi answers this with onchain lending. The record lives on a shared public ledger anyone can read, instead of inside one company's database. Every deposit, loan, and repayment lands there, and no one can rewrite it. A borrower can still default and you can still take the loss. What you do not lose is sight of your own money. You see where it went and what it is doing, every step.

That is the gap MobiKwik Xtra exposed. Not the defaults. The fact that 580 lenders had no way to watch their money move.

[Vidit Agarwal @ViditAg14]

@narendramodi Please do something on the @MobiKwik XTRA scam,
A lot of middle class people are going to lose their hard earned money because of that .
We are a community of ~900 people losing an aggregate of around 15CR and counting.
@PMOIndia @CBIHeadquarters

[Karan Goyal @goyalkaraniit]

@Flipkart @flipkartsupport I ordered Puma Shoes from your website but instead got a child's pant. Firstly it took you people 6 days to approve the return and then the pickup guy refused to accept. #FraudFlipkart #FlipkartChorhai

[Vidit Agarwal @ViditAg14]

@Hisense_IND @amazonIN Deal of the day: Hisense 139 cm (55 inches) 4K Ultra HD Smart IPS QLED TV 55U7H (Black) https://t.co/GDZ5FetDBG

[Rohit Sharma Trends @TrendsRohit]

Rohika 😍

@ImRo45 @ritssajdeh

[Vidit Agarwal @ViditAg14]

@hindisopan @ayushmannk Hi ,any chance I can get a call/chat with you/your team .Highly appreciate.5 minutes will suffice!!

[Vidit Agarwal @ViditAg14]

@ayushmannk @PrimeVideoIN @SrBachchan @ShoojitSircar @ronnielahiri @filmsrisingsun @Kinoworksllp Hi sir,any chance I can have a chat with you/your team😃🔥

[Vidit Agarwal @ViditAg14]

@msdhoni

[Vidit Agarwal @ViditAg14]

@PMOIndia @narendramodi @AmitShah @PiyushGoyal @imVkohli
@makeinindia @kangana_ranautt
@ayushmannk @littleskittle
#noblecause
#fitindia
#smartgym
#littleskittle
I have something that can make India great again!!
Can we get some help with the cause?!
#tech #iitbhu #nonmonetaryhelp

[Vidit Agarwal @ViditAg14]

@akshaykumar

[Vidit Agarwal @ViditAg14]

Going by the @narendramodi Ji's speech decentralised manufacturing seems to be the new norm. Transfer of technology and licensing seems to be way forward. This has multiple benefits namely generation of jobs , GDP boost and most importantly huge reduction in Chinese dependency.

[Vidit Agarwal @ViditAg14]

@JM_Scindia @PiyushGoyal Well the actions by the government also can't match against the swiftness with which you trade parties sir..#madhyapradeshpolitics

[Vidit Agarwal @ViditAg14]

@IndiGo6E That is only if the flight is delayed or cancelled.I want to ask for reschedule on the basis of your corona virus policies that provides free reschedule 3 days prior to departure.

[Vidit Agarwal @ViditAg14]

@IndiGo6E @PMOIndia @tourismgoi My PNR is UQDTXE from GAU-BLR indigo and want to reschedule the flight from 29 March to 12 April in lieu of #CoronaCrisis .The ticket is compliant with your TnC and in elidgible for reschedule.Your portal is not allowing the same kindly help.