Financial wisdom is knowing that not every opportunity deserves your money, not every friend deserves a loan, and not every luxury deserves your salary.
Ya Allah, thank You for waking me up today in good health and granting me another opportunity to live. Forgive my sins, protect me and my family from evil, bless my work and lawful earnings, open doors of success for me, remove my worries, and guide me to do what pleases You.