The Wealth Grid

Personal Finance • Stocks • Mutual Funds
•Market Insights • Long Term Investing
Not SEBI Registered | For Educational Purposes Only

[The Wealth Grid @WealthGridHQ]

@Square1Cut Official ? Centre Govt intrest to revival rmg?

[Cockroaches of India @CJP_for_India]

Are you ready for Jantar Mantar 2.0 ??

If resignation doesn't come within 48 hours.

[The Wealth Grid @WealthGridHQ]

@khalidHussfo Official statement from ED or
Yourself request?

[The Wealth Grid @WealthGridHQ]

@AdvAshutoshBJP @MPPoliceDeptt @abhijeet_dipke Seriously adv or fake certified? 😂

[The Wealth Grid @WealthGridHQ]

@vainkovainko @jnsayta Your issues solved?

[The Wealth Grid @WealthGridHQ]

Sensex fell 443 pts to 77,708. Nifty down 96 pts to 24,238, market reversed after last week's rally.
Reason: private banks and financials dragged (Axis Bank, HDFC Bank top losers), while PSU banks outperformed.
Meanwhile, Q1 earnings are telling a different story, Karur Vysya Bank profit +45% YoY, Indian Overseas Bank +49% YoY. Strong earnings, weak stock reaction.
Classic Q1 season pattern: good results don't always mean good stock price reaction. Market had already priced it in, or bigger picture (US-Iran tensions) is driving sentiment instead.
Which matters more to you right now, company fundamentals or global headlines?
#Nifty #Sensex #Q1Results #BankNifty $NIFTY

[The Wealth Grid @WealthGridHQ]

Most people spend more time researching a ₹500 phone case than a mutual fund they'll hold for 10 years.

Before investing in any fund, check just 3 things:
•Fund manager's tenure (avoid funds with a new manager < 2 years)

•Expense ratio (Direct plan, always)

•How it performed in 2020 & 2022 crashes (not just bull runs)

5 mins of research now saves years of regret later.

What do YOU check before investing? Genuinely curious 👇
#MutualFunds #Investing

[The Wealth Grid @WealthGridHQ]

@BCCI @ImRo45 @imVkohli Let's make 500 International matches together 🇮🇳

[The Wealth Grid @WealthGridHQ]

@REDBOXINDIA More restaurants, more scrutiny, more complaints, Pune's food scene is under the microscope right now like never before.
Good for consumers if it actually cleans things up long-term.

[The Wealth Grid @WealthGridHQ]

@BCCI From taking down Viv Richards in '83 to leading BCCI decades later Roger Binny's journey is Indian cricket's journey. 🇮🇳🎂

[The Wealth Grid @WealthGridHQ]

Most Indians earning ₹15-20 LPA still feel "not rich enough."

Here's why: the moment income rises, EMIs rise faster.
Car EMI: ₹25k → ₹45k
Rent/home loan: ₹20k → ₹50k
Credit card spends: ₹10k → ₹40k
Salary went up 2x. Fixed monthly outflow went up 2.5x. Savings rate actually dropped.

This isn't bad luck. It's the system, bigger salary = bigger EMI offers = same financial stress, better clothes.

The real flex isn't a higher salary. It's a lower EMI-to-income ratio.

What's your EMI-to-income ratio right now? Be honest 👇
#PersonalFinance #FinancialFreedom

[The Wealth Grid @WealthGridHQ]

@sanvai @REDBOXINDIA That's true. More people need to be aware of E20.

[The Wealth Grid @WealthGridHQ]

@cricbuzz Just imagine if India had lost the series to England. Gautam Gambhir Era. 👀💥

[The Wealth Grid @WealthGridHQ]

@REDBOXINDIA Balance sheet growing 13-14% YoY, profit growing 5%. That gap is margin compression in one sentence.

NIM at a record low since the merger, the market's patience on "multi-quarter normalization" is being tested.

[The Wealth Grid @WealthGridHQ]

5-year FD rates this month: Small Finance Banks up to 8%, private/PSU banks around 7%
.
That 1% gap matters on ₹5 lakh over 5 years, it's the difference of roughly ₹15,000-20,000 extra.
But SFBs carry slightly higher risk than PSU banks. DICGC insures only up to ₹5 lakh per bank per depositor.

Chasing the highest FD rate, or sticking with a "safer" bank name?
#FixedDeposit #PersonalFinance #Investing

[The Wealth Grid @WealthGridHQ]

@FCBarcelona Is this every Barça fan's dream? 👀

[The Wealth Grid @WealthGridHQ]

@IndianTechGuide China just recovered a reusable booster days ago. Now a Chennai startup is attempting the same, plus something SpaceX hasn't even done, an upper stage that stays useful in orbit. 🚀

[The Wealth Grid @WealthGridHQ]

@FIFAWorldCup Is Lamine out for the final?

[The Wealth Grid @WealthGridHQ]

@cricbuzz Sure, He will be bench in 3rd Odi