Web3Quarterly

Web3 Academy | Birthing the next generation of Web3 experts. Join our inner circle 👉🏻

[Web3Quarterly @Web3Quarterly]

@VaultraPayNG 🤣🤣🤣

[VaultraPay @VaultraPayNG]

The Vaultra website is live.

We’re building the simplest way for Nigerians to receive crypto, convert instantly, and use it like everyday money.

Our belief is simple:
To make crypto feel as simple as everyday money, while still giving users control through a non-custodial wallet experience.

No middlemen.
No unnecessary steps.
No crypto confusion.

One app.
Zero friction.

Join the waitlist today:
https://t.co/S7EhsQZhRH

[Web3Quarterly @Web3Quarterly]

@VaultraPayNG Congratulations 🎉 @VaultraPayNG

[Raymond Abiola @raymondintell]

Officially a @Web3Bridge Alumni🎉
Phew! What a Journey.

This experience tested more than technical skill. It tested consistency, patience, resilience, and the ability to keep showing up even when things got hard. There were long nights, difficult tasks, moments of doubt, and a lot of learning.

But somewhere in all of that, I grew - not just as a developer, but as a builder.
One thing Web3bridge made clear is this:
Your real certificate is your skillset, and your ability to create value.

I’m grateful for everyone who made this journey worthwhile and shoutout to @dp7954 @Anthony248008 @progress_gc__ @MusabHabeeb2 @EgbalaJoy @techychisom @SamuelOwase @devazeezabidoye
@_belziee @levdev_ojukwu @Ayokomi21
Now it’s time to build bigger things. 🚀

[Emk™ @EmkOnChain]

We spent years telling people #crypto would change the world by telling them about the technology behind it.

And honestly, this has cost us over a decade of mainstream adoption.

The #crypto industry made a critical mistake: we sold infrastructure instead of outcomes and experience.

We talked about Layer 1s, consensus models, modular chains, bridges, throughput, decentralisation, and scalability.

Meanwhile, everyday people were just trying to answer a much simpler question:

“What can this actually help me do?”

Nobody buys a car because they fully understand the engine architecture.
Nobody chooses a restaurant because they completely understand kitchen equipments.

People care about the experience.
The outcome.
The convenience.

The #AI industry understood this almost immediately.
They didn’t introduce their products to the world by explaining transformer models or neural networks.

They introduced it with simple promises:

Write faster.
Learn quicker.
Generate images.
Save time.

The technology stayed in the background.
The value stayed in the foreground.

And the numbers tell the story clearly.

#Crypto has existed since 2009.
Consumer #AI only truly entered the mainstream in late 2022.

Yet today, #crypto has roughly 560 million users globally, while #AI products have already crossed 2.4 billion users worldwide.

#Crypto had nearly a 17-year head start and still got outpaced by #AI adoption almost 4-to-1.

That’s not just a technology gap.
It’s a communication gap.

Now look at where #crypto is finally finding real momentum: stablecoins.

Not because people suddenly became interested in blockchain infrastructure.

But because stablecoins solve real-life problems.

A freelancer in #Lagos can receive international payments instantly.
A family in Argentina can protect savings from inflation.
Someone in #Nigeria can hold value in dollars without needing a foreign bank account.

That’s what adoption actually looks like.

Real utility.

And nowhere is this shift more visible than in #Africa.

#Nigeria alone processed over $59 billion in #crypto transactions between 2023 and 2024, with millions of users relying on crypto for savings, remittances, and cross-border payments.
Yet despite this scale, the everyday experience still feels broken.

Most users still move through P2P merchants, delayed transfers, and trust-based exchanges just to turn crypto into spendable money.

That was never supposed to be the endgame.

P2P became dominant in #Nigeria because the infrastructure around #crypto usage never fully matured.
It was a workaround that slowly became normalised.

And over time, that changed how people viewed crypto itself.

Instead of feeling like money, it started feeling like a process.
A stressful one.

I’ve used #crypto since 2018, and I still remember how strange it felt learning that the “normal” way to use #crypto meant sending money to strangers and hoping they completed the transaction.

Years later, millions of people still do the exact same thing.

That’s why I believe the next phase of adoption won’t come from making #crypto louder.

It will come from making it invisible.

Because true adoption happens when people can use #crypto the same way they use cash, transfers, or mobile banking today:

Naturally and Instantly.

Without thinking about the infrastructure underneath it.

[Emk™ @EmkOnChain]

I really wish to create an experience with Vaultra.

Not sell a product

[Raymond Abiola @raymondintell]

If users hesitate…
You’ve already introduced friction.

[Web3Quarterly @Web3Quarterly]

Nigerian crypto market in a nutshell 🥹

[VaultraPay @VaultraPayNG]

For years, crypto kept promising the "future of finance."

But millions of Nigerians still have to:

➥Find P2P merchants,
➥Trust strangers online,
➥and wait hours just to access or spend their own money.

That’s not the future of finance we promised.

And honestly, it shouldn’t still be the present either.

@VaultraPayNG is being built to fix that.

Not by making crypto louder.
But by making it effortless and almost invisible.

→ Receive crypto.
→ Store within a non-custodial wallet.
→ Convert instantly anytime.
→ Spend like cash.

All within the same app.

No friction.
No middlemen.
No crypto complexity.

Vaultra is not the future of finance.
It is the missing present.

[Dp @dp7954]

After 10 weeks @Web3Bridge Cohort XIV🚀,my team (@Anthony248008,@raymondintell, @progress_gc__, @MusabHabeeb2) and I are building a Blockchain voting system (Nigeria as our case study)
We’d really appreciate your feedback🙏
Takes just 2 minutes: https://t.co/IilldS4Tk3
Thank you!

[The Victor Visuals | Creative designer @victorogbei]

Photoshop doesn’t have to feel overwhelming.

Learn flyer design the easy way with me.

Access: Use link in bio.

[Web3Quarterly @Web3Quarterly]

Types of Tokens

Utility tokens – Used for specific platform functions (e.g., BNB).

Security tokens – Represent ownership or investment (e.g., tokenized stocks).

Stablecoins – Pegged to a stable value (e.g., USDC).

[Web3Quarterly @Web3Quarterly]

🧵 Coin vs Token: Understanding the Basics (Thread) 👇

[Web3Quarterly @Web3Quarterly]

Key Differences

Coin = Native to its own blockchain

Token = Built on another blockchain

Coins are usually used for transactions and securing the network.

Tokens can represent assets, be used in DeFi, or act as governance tools.

[Web3Quarterly @Web3Quarterly]

Join Web3 Communities & DAOs
Your first Web3 job might come from networking, not job boards.

Apply for Web3 Jobs 🎯

Stay Updated & Keep Learning 🔥

[Web3Quarterly @Web3Quarterly]

So, you’re interested in Web3 but don’t know how to get a job in the space?...

[Web3Quarterly @Web3Quarterly]

✅Contribute to open-source projects (for devs)
✅ Create designs for Web3 brands (for designers)

This shows that you’re serious about Web3!