If you're a sales person in the financial space, especially banking I will encourage you to learn how to write credit.
Some RMs only scan customers' loan documents and forward them to Head Office for review and approval without understanding the credit writing process.
Your credit writing skill In many cases, determines whether a loan application is approved or declined.
Writing credit, you will need a better understanding of customers business, you'll write everything you know about the customer business profile, their financials, stock report hypothesis, credit report, justification for approval, business viability and credit utilization plan.
This is a special skill that can boost your CV.
In other sectors it could be referred to as Cost Benefit Analysis or Business Case. The principle is the same. You are providing a well-reasoned justification for management to make an informed decision.
There was a time I wrote a credit for 100M loan, the credit underwriter approved 120M instead. That's the experience in presenting a strong and convincing credit case.
In my current role, I write Cost Benefit Analyses for procurement requests. We handle a significant amount of procurement, and if I fail to provide a solid business justification, management can decline the request.
This was one of skills I highlighted in my CV that got me my current job.
Today, I am just one promotion away from becoming a Senior Manager. I did not get here by chance. I got here by continuously building skills that make me valuable wherever I work.
I'm saying all these things because I want you to understand that your greatest asset as an individual is your skill and the value you carry within.
If growing your business has felt harder than it should be, there’s a good chance the problem isn’t your hustle.
Most SMEs don’t fail because the owners are lazy. They struggle because they’re making critical decisions without the right strategy, systems, network, and guidance.
You can work 14-hour daily and still remain stuck.
That’s why the Caladium Lagos SME Bootcamp is back with the 9th Edition! This 1-Day event presents an opportunity to hear from thought leaders in the industry.
Registration has commenced also for the biggest Sme event in Nigeria - https://t.co/97VsVOox1T
For books I will recommend:
1. How to Win Friends and Influence People by Dale Carnegie.
2. The Challenger Sale by Matthew Dixon and Brent Adamson.
3. SPIN Selling by Neil Rackham
For Articles I will recommend:
1. Gong Labs Blog
For Podcasts I will recommend:
1. 30 Minutes to President's Club
2. Make It Happen Mondays
If you’re hunting for a remote job, you just need to figure out how Reddit works, and you’ll never be unemployed for a long time.
Here’s a list of subreddits you should bookmark right now:
You no longer need a Photographer to get your passport just use this prompt to get your ready print passport
@ChatGPTapp
How To Use The Prompt:
1. Open the Chatgpt App
2. Upload your image
3. Copy & Paste the prompt below 👇
As you resume work tomorrow and join your morning stand-up meeting, don't make the mistake of saying, "I have no transactions" or "I'm not currently working on any deal." When you're doing your presentation.
The moment you say that, you've put yourself on for drag. To management, it can come across as if you're not making any effort, and you can easily become a target when performance discussions come up.
Instead, talk about your activities and progress.
You can say:
"On Thursday, I visited XYZ Market and generated three leads. Two of them have requested that I come back on Tuesday to collect their documents."
Or:
"On Friday, I met the manager of XYZ Retail Store. We discussed our instant POS solution, and he asked me to begin the onboarding process because they are experiencing delays with reversals on their current provider."
Always have something to report. Talk about your engagements, meetings, prospects, pipeline, and next steps. Give numbers where you can and speak with confidence.
The reality is that sales is a game of activity before it becomes a game of results. If the results haven't landed yet, at least show that the work is happening.
Once the meeting is over, get back into the field and continue pushing your opportunities forward.
You cannot win UCL by luck.
You cannot win World Cup by luck.
You may be lucky with easy path, but no matter the luck of route, you still need to play at least two heavyweights before you win either of these.
That's why only 8 countries have won the WC and only 24 teams have won UCL in 71 editions.
You no longer need a designer to get your wedding invitation card just use this prompt to get it as you want.
@ChatGPTapp
How To Use The Prompt:
1. Open the Chatgpt App
2. Upload your image
3. Copy & Paste the prompt below 👇
Men copy this prompt 😎
Use Gemini
The image below should be the first uploaded image
Your image should be the second uploaded image
Prompt 👇
Using my real face, reference image 2 without changing my face, create a photorealistic portrait image of an handsome brown skin Nigeria man in his late 20s standing confidently and elegantly with a soft smile, dressed in the exact dress in reference image 1 with matching fila on my head.
My hair is neatly cut with a well trimmed beard. Exact background in reference image 1. The pose is calm and confident, The overall atmosphere feels relaxed and natural. Do not change my face. Smooth skin, natural skin tone, not overly airbrushed or plastic. Make it realistic.