@Oyoaffairs They're everywhere! They call it "being smart" we'll never know how long and how many lives indirectly lost because of this. In such manners, your FG office clerk has adorned bungalows, bought lands in 10s of hectares and moved his entire family overseas. This country, mahn.
This is how my lovely wife and I practice our marriage.
I don't know of any other marriage that would produce a better result than this one.
You Gen Zs need proper mentorship and guidance.
Your iberibe is too much.
Someone will soon come under this to give AI comment.
End.
The reason why I said buying a car should come before land or marriage is clear.
Everyone’s life is different.
If your parents give you their car to use, you might not need to. You can invest in land. But if you’re coming up alone, car creates efficiency to help you build.
@dammiedammie35 You have to love Twitter, sha.
Not a single comment on YT thinks this is flawed. Not one.
I was about to drop a comment at <50 but the universe said no and I agreed.
Just checked now and >200 comments are doing "🔥🔥", "what a mind shift".
Whatever rocks your boat, man
Meet Musa.
He earns ₦500,000 per month and pays ₦1.2 million annually in rent.
After renewing his rent, Musa made a common decision:
He chose not to immediately begin setting aside funds for the next cycle, reasoning that he had enough time and that a few months’ salary could easily cover it when the time came.
However, six months later, his landlord informed him that the rent would increase to ₦2 million per year.
At that point, Musa had not saved anything toward the upcoming payment.
If he had set aside ₦100,000 monthly, he would have accumulated ₦600,000 by then.
Instead, he was starting from zero, with only six months left to meet a significantly higher obligation.
At the same time, other financial pressures emerged:
• School fees increased
• Fuel prices rose significantly
• Transportation and generator costs went up
• Food expenses adjusted upward
Although Musa’s income remained the same, his expenses expanded rapidly.
Without an emergency fund or structured savings plan, he had limited options and eventually turned to salary loans to manage his obligations.
This situation highlights an important principle in personal finance:
Not all expenses are unexpected. Many are predictable but only if we plan for them.
Rent, school fees, and recurring annual costs are not surprises. They are scheduled obligations that require consistent preparation.
A practical approach is to break large expenses into smaller monthly allocations and treat them as non negotiable.
Financial stability is not only about how much you earn.
It is also about how well you prepare for what you already know is coming.