This is the kind of drive I love to see. He’s a web developer helping small businesses build clean, high-converting websites that actually drive sales and strengthen their brands. Sometimes, all people like this need is a bit of visibility and support to grow.
If you’ve been thinking about building or improving your website, check out his work and give him a shot. Even a simple follow or referral can go a long way in helping someone push their craft forward.
Don't build house to rent as a youth that's just making money, it's not a good investment, I'll advice you to buy the land, do proper documentation, fence it and put gate.
@OPay_NG@OPay_NG I need your help here.. I recharge 5k airtime to my Glo almost a week now and still haven’t received it nor a refund.. Please fix this..
@OPay_NG@OPay_NG Opay I need your help here.. I recharge 5k airtime to my Glo almost a week now and still haven’t received it nor a refund.. Please fix this..
🚨 IF YOU MISS THE DANGOTE REFINERY IPO, DON’T BLAME VILLAGE PEOPLE.
The same Nigerians that queued overnight for fuel will suddenly say “nobody told me” when ownership is on sale.
When opportunity comes, vibes won’t save you. Preparation will.
Thread 👇🏾
STEP 1 — Get a REAL stockbroker.
IPO is primary market. Not your usual buy/sell app flex.
You need a registered NGX dealing member like:
• CardinalStone Securities
• Stanbic IBTC Stockbrokers
• Meristem Stockbrokers
• Cordros Securities
• Chapel Hill Denham
• Afrinvest Securities
Apps are great. But IPO allocation? Different game.
STEP 2 — Open your CSCS account.
No CSCS number = no shares. Simple.
BVN. Valid ID. Passport photo. Bank account.
Most brokers set it up in days.
Don’t wait until Twitter starts shouting “it has opened!” before you start looking for your passport photograph from 2013 😭
STEP 3 — Start saving NOW.
Don’t say “I’ll see when price drops.”
Park money weekly in a money market fund.
When the IPO window opens, it won’t wait for your salary alert.
The people with cash ready will apply calmly.
The rest will tweet “Nigeria is rigged.”
STEP 4 & 5 — Read the prospectus. Apply early.
Not influencer summary. The actual document.
IPOs get oversubscribed. Late people get refunds and regret.
If you don’t get full allocation, relax. Refund comes back.
If you never applied? Nothing returns.
Ownership favors the prepared.
Years ago people complained fuel was too expensive.
Soon, some of those same people might own part of the refinery.
This is how wealth shifts…. slowly, quietly, intentionally.
When the window opens, will you be ready or watching?
Be honest, have you opened your brokerage + CSCS yet?
If you’re seeing this tweet and you don’t know how to prepare for the Dangote Refinery IPO, bookmark this right now.
STEP 1 — Get a traditional stockbroker
This is where most people will get it wrong. When this IPO drops you need a registered dealing member of the NGX not Bamboo, not Trove, not Chaka. Those apps are for buying stocks already trading on the market. An IPO is a primary market offering. Your application goes through a traditional broker directly.
Here are the top brokers on the NGX right now ranked by actual trade value in 2025. Pick one.
CardinalStone Securities — No. 1 broker on the NGX three years straight. First broker to cross ₦2 trillion in trades. They have an app too.
Stanbic IBTC Stockbrokers — Backed by a major bank. Strong app. Instant settlement if you bank with Stanbic.
Meristem Stockbrokers — Best for beginners. Webinars. Education. Customer support that actually answers.
Cordros Securities — Solid institutional broker with retail access.
Chapel Hill Denham — Strong research. Fully equipped for equities and IPOs.
Afrinvest Securities — Around since 1995. Wealth management and IPO access.
STEP 2 — Open a CSCS account
Your broker will do this for you. CSCS is your identity in the Nigerian stock market. No CSCS number no shares. You need your BVN, a valid ID, passport photo and a bank account. Most brokers set you up within a week. Some do it online in 24 hours.
STEP 3 — Start saving now
Don’t wait for the prospectus before you start putting money aside. Open a money market fund or high yield savings account and park money there every week. When the IPO window opens it won’t stay open long. The people who had cash ready will get in. Everybody else will get a sorry email.
STEP 4 — Wait for the prospectus
This is the official document that tells you everything. Share price. Minimum subscription. How to apply. Timeline. When it drops read it yourself. Don’t depend on Twitter summaries. Read the actual document.
STEP 5 — Apply early
IPOs get oversubscribed. First movers get allocated. Latecomers get refunds and regret. When the window opens move immediately. Not tomorrow. Not this weekend. Immediately.
STEP 6 — Don’t panic if you don’t get full allocation
This is normal. If the IPO is oversubscribed you might not get every share you applied for. The money for unallocated shares gets refunded to your account. Standard process. But if you never applied nothing comes back because nothing went out.
The window hasn’t opened yet. But by the time it does only two types of people will exist. Those who prepared and those who watched.
Don’t watch.
To my fellow Introverts: I know it’s hard.
But poverty is harder.
Open that camera,
write that post,
send that DM.
You will thank yourself in December.
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