Dim

[Arsenal @Arsenal]

Good morning from your Premier League champions 👋

[Elon Musk @elonmusk]

Accurate 😂

[Elon Musk @elonmusk]

On my way to Beijing in Air Force One

[YoungHoon, IQ 276 @yhbryankimiq]

THE HOLY SPIRIT IS THE HIGHEST INTELLIGENCE. 100%

[Pastor Adeboye @PastorEAAdeboye]

For 84 Years of God’s guidance, strength and Grace, Join me in thanking the one who has sustained me till this day !
#ThankYouJesus
#ThankYouLord
#EAA84

[Kalu Aja @FinPlanKaluAja1]

How to Build an Investment Portfolio and Convert Your Active Income to Passive Income

1. You earn Abi? If you don't earn, stop here and earn.

2. Make a personal pledge to save 10% of what you earn—meaning you don't spend ₦10 of every ₦100 you get. I recommend setting up a direct debit from your paycheck to a separate account so 10% is taken automatically. Don't trust yourself to transfer manually. Use technology; you can't miss cash you never saw.

3. Of that 10% saved, invest 2% (lock it up, preferably in an equity mutual fund or equity ETF if you are younger—below 50). Put the 8% in a money market fund as your emergency fund (you can touch it, but don't).

4. Do this every month: 10% not spent, 2% invested, 8% saved.

5. Every quarter, take another 2% from that 8% emergency fund and add it to the equity fund (i prefer dividend paying equity). Increase the invested portion by 1% each year. So next year: don't spend 10%; save 7% in a money-market emergency fund; invest 3% in a long-term equity fund. Reinvest dividends. When you get to 10% of your earnings invested, you are ok; at 20%, you can chill. Your goal is to build a passive income portfolio from your active income

6. Get an accountability partner or group. If you have a partner, do this together. Do an investing "ajo" just for commitment. Don't do bulk investment—do monthly investments or invest money anytime it touches your hand if you are self-employed. Ladies, if he can't save 1%, he can't save 10%; save yourself.

7. Don't wait until you "earn more". Don't say "I don't have money". That's the devil trying to mislead you. (yes, same devil that tempted Eve)

8. Minimum, I think you should start to invest with ₦5,000. Meaning: if your 10% is not up to N5000 in a month, accumulate it in an emergency fund; once it reaches N5000, open your equity fund.

9. The key is consistency and discipline, not the amount invested. Ignore the maker's daily rise or fall; you are a long-term investor.

10. This is a proven formula. It will not fail if you follow it.

11. Pay tithes or give to charity—it brings good karma.

[Dim @0KDim]

Hope it's not 2024 own that is taking the bigger %

[Kalu Aja @FinPlanKaluAja1]

Come again!!!

😐

[Kalu Aja @FinPlanKaluAja1]

If you are a young person, read this tweet

1. Open two equity brokerage accounts, one for US stocks and the other for non-US stocks

2. Buy an equity index fund, equity mutual fund or an equity ETF (tell your broker or search in the app)

Allocate minimun 60% to the US Equities, 40% to non-US

3. Reinvest all the dividends back into the portfolio. Ask the broker if they offer DRIP (dividend reinvestment plans)

4. If you can invest 1% of your gross income monthly in the equity fund

5. Add a beneficiary

6. Ignore that portfolio for a decade

Time is your friend, delay and excuses are your enemy

You can do this today, no excuses

[Dim @0KDim]

Option 3😁🤣

[Big Jikada🇵🇹🏁 @bigjikada0]

I disagree Andy. Always give them option.
Mama gave us multiple options then too...
Option 1 - Eat what I have and cooked
Option 2 - Sleep hungry.
Option 3 - Go and call the slaves and maids of ponri pongba of your forefathers and father to make another meal for you.

[Dim @0KDim]

😭

[Kalu Aja @FinPlanKaluAja1]

Just got my annual physical results

No more KFC

😭

[Dim @0KDim]

NNPC lacks capacity to operate refineries profitably – NNPC GCEO - Vanguard News https://t.co/6jwHp6IX0R

[Dim @0KDim]

Congratulations Sir,
Well done !!!

[Judah Olorunmaiye @JudahMaiye]

My time at Rhema Chapel Ogbomoso officially comes to an end.
We are grateful to God for His grace through the 8 years spent here.

We have faith in Jesus to keep building His church through the new leadership.

For me, the work of God continues in another location.

Compelling Consecration, Provoking Repentance and Inspiring Worship wherever Jesus sends us.

[Dim @0KDim]

I think one of the biggest winners in this budget is the Chinese company making solar street lights in china

[Kalu Aja @FinPlanKaluAja1]

You read a Federal budget and see multiple mentions of

1. cash grant
2. purchase of spaghetti

millions of naira

An accountant approved this?

[Dim @0KDim]

Is it normal for someone earning N8 to budget N27? Earning that will also service other carry over budgets!

[Kalu Aja @FinPlanKaluAja1]

FGN January to July 2025

Oil and Gas Target: N12.25t
Oil and Gas Actual: N4.63t

Non-Oil Target: N4.94t
Non-Oil Actual: N4.27t

This is what President Tinubu was referring to when he said he had "met his target".

Why announce you have met your target when you have only met 37% of the main source of revenue? Did he know this?

When he made that statement, he had zero net income.

Again, zero net income.

[Dim @0KDim]

Happy Birthday

[Apostle Emmanuel Iren @pst_iren]

+1

[Dim @0KDim]

Not as simple as stated here... Electric power politics is too strong in 234...plus I have not seen any discussion on technology. Solar / Battery technology development.

[Kalu Aja @FinPlanKaluAja1]

What's hard in

1. installing a solar farr in a flat land with guaranteed sunlight
2. installing power batteries so power can be used when sun goes down
3. selling excess power as IGR

Why is no State doing this? they have the money

[Dim @0KDim]

Tough decision. I thought EV is the future? Are they risking not featuring in the future?

[Kalu Aja @FinPlanKaluAja1]

Ford is exiting the EV business

It was a financial drain, as customers were not buying the electric F-150, which is the best-selling car in America

I don't think any EV can survive in America apart from Teala; others are not making cash, and Tesla has built scale

Only Tesla can take on the Chinese as well

Interesting days ahead

[Marcus Lemonis @marcuslemonis]

If it wasn’t for God I wouldn’t be the CEO of anything.

[Dim @0KDim]

Happy Birthday God's general

[therealchurchgist @therealchurchg1]

HAPPY 89TH BIRTHDAY TO PASTOR KENNETH COPELAND
President, Kenneth Copeland Ministries and Senior Pastor, Eagle Mountain International Church; Author, Televangelist, Octogenarian and Father in the Faith.

We appreciate your massive impact in the Body of Christ. Thank you for all your teachings and books that have been a blessing. We pray for increased anointing and strength to finish well in Jesus name.

Congratulations Sir.
From all of us at Church Gist.

#KennethCopeland
#ChurchGist

[Dim @0KDim]

" gun-a blazing".....

[Kate Amaka Henshaw @HenshawKate]

You this FULL ODE turned charge and bail lawyer..!!
I hear say dem no take folic acid before you were brought forth..
No wonder..
Anumpama.
Efulefu.
A reprobate mind is who you are... numbskull 🤣🤣🤣