RHB jadi bank pertama sediakan unified Payment Gateway kat Malaysia.
Bagi industri online payment di Malaysia, berita ni sebenarnya besar. Sebab bank dah mula provide servis begini. Bank lain confirm menyusul.
Maksudnya apa?
Bisnes anda boleh lantik 1 merchant bank je, pastu customer boleh ada pilihan bayaran guna kad kredit/debit, eWallet (TNG, ShopeePay, Grab), DuitNow (QR/Pay/GXBank/AEON/Boost), FPX (semua bank tradisional) dll kat website masing-masing.
Kat back-end, finance senang nak buat reconciliation, reporting dan settlement. Nak buat integration dan development pun mudah sebab deal dengan 1 pihak je.
Sebab sebelum ni, kalau nak ada banyak option payment gateway, kena guna 3rd party. Yang terkenal seperti Fiuu (Razor). Cuma rate mereka agak tinggi.
Nak dapat rate lagi rendah, kena engage sendiri dengan Paynet, bank A, bank B, Grab, Shopee, Billpliz, SenangPay dsb. Jadi nak buat settlement, reconcile, agreement leceh sebab ada banyak pihak nak berurusan dan maintain.
Bagi orang awam, takde nampak perubahan apa-apa. Tapi bagi bisnes SME, nak buat website yang ada payment gateway, ia sangat mudah nak offer multiple payment online sekarang.
Harap Jabatan kerajaan lain pun guna. Contoh nak bayar bil, saman, yuran sekolah, boleh guna debit card/scan QR DuitNow je. Takdelah paksa guna JomPay je.
Company kecil yang takde IT pun mampu offer pilihan bayaran online yang sebelum ni mustahil nak buat.
Begitulah.
Hey guys, I did a random project again.
This time a globe with timeline history from 1900-2026 (roughly, I didn't spend too much time on data).
This was done before I sleep last night.
preview: https://t.co/Jjy0K2WA1o
SOMEONE VIBE CODED POKEMON GO BUT FOR CATS YOU MEET IN REAL LIFE
see a cat, open the camera, snap it, and it gets added to your collection as a little creature with a name, rarity, level, and its own stats page
> checks the photo actually has a real cat in it, so you cant just screenshot one or use an image
> every cat you catch gets a rarity and its own collectible card
> a world map shows cats other players have found near you
> has retro cartoon art, cream colors and thick outlines, built to feel like a game
he wanted "snapping" a cat to feel playful and fast, not like just saving a photo
so most of the work went into the detection and making the catch feel like a real game
i need a dog one asap
This is my loop
I built a SaaS that posts to Instagram + TikTok 24/7
I don't write the captions. I don't pick the music. I don't touch it
The stack that runs it while I sleep:
> PHP 8.3, no framework
> Caddy web server
> SQLite in WAL mode
> Cloudflare R2 for video storage
> Cloudflare Tunnel, no open ports
> Stripe for billing
> OpenAI writes every caption
> ffmpeg muxes the music
> Zernio publishes to IG + TikTok
> Vanilla JS + CSS on the front
> one cron job that loops forever
No Next.js. No Kubernetes. No VC
I feel like Arsenal fans are happy enough they’ve won the league and the Champions League will just be a great bonus if they win and if they don’t it’s ok