Samarendra Gouda

prev engineering @0xfluid by @instadapp | alum @iitroorkee

[Fluid 🌊 @0xfluid]

NYC recap🗽

@smykjain took the @ethconf stage to highlight:
→ Our 8 years building. From @Instadapp to Fluid
→ Institutions and protocols are choosing Fluid infra to launch their own onchain products like lending markets, DEXes, liquidity for stablecoins and RWA.

Fluid Powered 🌊

[Samarendra Gouda @0xSamarendra]

@ethconf @0xfluid @smykjain 🌊🌊

[Fluid 🌊 @0xfluid]

More deposits are put to work on Fluid than any major lending protocol in DeFi 🌊

According to @Blockworks data, Fluid consistently maintains the highest Loan-to-Deposit Ratio (40–50%).

More capital borrowed.
Less capital sitting idle.

#1: Fluid
#2: Jupiter Lend (Powered by Fluid)

[Fluid 🌊 @0xfluid]

https://t.co/r2Oleqd9zH

[Samyak Jain 🌊 @smykjain]

- Fluid Lite ETH last 7d APY at 6.12%
- Fluid Lite USD last 7d APY at 8.09%

1 click deposits & 1 click withdrawals 🌊🌊🌊

https://t.co/chunAvKSIk

[Samyak Jain 🌊 @smykjain]

Fluid Lite ETH back again. Currently earning 6.27% on ETH.

Users can now seamlessly deposit & withdraw!

🌊🌊🌊🌊🌊

[Fluid 🌊 @0xfluid]

https://t.co/Cd8MHxuZy1

[Fluid 🌊 @0xfluid]

Stay Fluid.

[Fluid 🌊 @0xfluid]

Fluid Lite USD earning 11.74% APY on USDC 🌊

https://t.co/0PdtZZX9oe

[gite @ad_git]

L2s were a bigger issue with no clear statements assuring the users.

Thus we democratized the Redemption protocol

The aWETH Redemption Protocol is live on on @arbitrum and @base . It connects the ETH Lenders directly with Loopers to mutually benefit them both!

[Avici @avici]

introducing Avici Grow and smart Credit.

grow → deposit assets, start earning yield in seconds.

smart credit → borrow USDC or EURC against your SOL. get paid to borrow.

Avici x @jup_lend and @0xfluid. live now, try it today

here's why it matters and how it works ↓

[Fluid 🌊 @0xfluid]

Introducing aWETH Redemption Protocol

With ETH utilization at 100% on Aave, many lenders are currently unable to withdraw and face increasing risk if markets move.

aWETH Redemption Protocol allows ETH lenders to:

• Exit into wstETH or weETH
• Regain immediate liquidity
• Reduce exposure to liquidation risk

If you’re just lending ETH — you can fully exit.
If you have ETH collateral and another debt — your collateral is seamlessly swapped into wstETH or weETH while your debt remains the same.

We’re working alongside @LidoFinance , @ether_fi, @0xProject, @1inch,
@KyberNetwork, and other ecosystem partners to:
• Reduce systemic risk in DeFi
• Ease utilization pressure
• Support a healthier DeFi market

Our goal is simple: protect users while reinforcing the foundations of DeFi.

Capacity is initially limited to $1B in ETH.

https://t.co/VBIAT9FZyg

[Samyak Jain 🌊 @smykjain]

Fluid team did a sprint, launching something in an hour for a solution of current problems in DeFi and Aave.

Keep an eye out! 🌊🌊🌊

[Fluid 🌊 @0xfluid]

Fluid has paused markets that could be affected by the ongoing KelpDAO rsETH incident.

Fluid has no material exposure to rsETH on L2s and no new borrowings against rsETH happened after the Kelp DAO rsETH bridge exploit.

User funds are secure and no action is required.

All other Fluid markets are safe and continue to operate as intended.

We are monitoring the situation closely and will provide updates as they become available.

[Fluid 🌊 @0xfluid]

This is 1 year of Fluid on @arbitrum. Here's what we achieved together:

▫️ Activity share grew from 7.4% to 11.9%
▫️ Lending grew 3x - Top #3 lending market
▫️ Top #3 DEX
▫️ #1 liquidity hub for @USDai_Official · 72% dominance
▫️ Top performer in Arbitrum's DRIP campaign

[Fluid 🌊 @0xfluid]

Here's what seven months on @Plasma looks like:

▫️ $1B in Total Market Size in 6 days
▫️ #1 DEX on Plasma · $2.7B cumulative trading volume
▫️ #2 Protocol by revenue
▫️ Best stablecoin yields on Plasma

[Fluid 🌊 @0xfluid]

Your stablecoins work harder on @Plasma.

▫️GHO · 6.63%
▫️USDT · 6.05%

Start earning today.

https://t.co/JsgNkHziSb

[Fluid 🌊 @0xfluid]

Update on the Resolv incident:

Debt repayment is ongoing and will continue until 100% of affected user funds are covered.

As of today:

• ~$70M of USR-related debt on BNB and Plasma chains has been repaid. The remaining debt will be settled over the coming days.
• A governance proposal to transfer the remaining USR debt positions to the team multisig, to further settle them with the Resolv team, has been published on-chain.
• A compensation plan for all affected USR users will be shared shortly.

All Fluid markets are safe and operate as intended. All user funds remain secure.

We will continue to provide daily updates as the situation progresses.

[Samyak Jain 🌊 @smykjain]

Good to see the markets starting to get normal across all chains on Fluid now that storm has settled down.

Rates are stabilized now (but still slightly higher). Lots of opportunities. Specially, on Venus Flux & Fluid Plasma.

Fluid took a hit of 10% on it's market size but things should be completely back to normal in a week and will work on hitting a new high over next 3 months!

We will bounce back harder (and safer)!!! 🌊🌊🌊

[Fluid 🌊 @0xfluid]

Important update on the Resolv incident.

Debt repayments have begun on Fluid. LPs have been engaged directly through Fluid & Resolv teams. Starting with Venus Flux & Fluid Plasma.

The remaining debt will be repaid over the coming days.
We are working closely with the @ResolvLabs team to ensure a smooth and straightforward process for users.

100% of user assets on Fluid remain fully secured. All markets continue to operate as intended. Smart contracts are safe. Users may experience temporary rate volatility while positions are being unwound — this is expected.

→No user action is required at this time.

We will continue to provide updates as the situation progresses.