Daniel

Since 2017 in crypto |
Fintech

[Daniel @0xDani]

@ether_fi average bull market top-up

[Daniel @0xDani]

Someone added $1,000,668 to their EtherFi Cash balance

This is already the 6th single top-up of over $1M by EtherFi Cash users in the last 30 days

Looks like someone is getting ready for a big purchase

[Daniel @0xDani]

Wirex One quietly added Apple Pay top-ups

I'll never stop saying this: the more ways to top up a card, the more types of users a project can attract

Here's what you need to know about Apple Pay top-ups:

- no Wirex fees for local card top-ups
- top-ups are instant
- USD top-ups have a conversion fee because payments are processed in EUR
- your card issuer may charge additional fees
- availability depends on your region

It looks like they may have also added Google Pay top-ups

Here's another interesting thing: could other cards built on Wirex also add this feature?

I think we'll find out soon

Are you using Wirex One?

[Daniel @0xDani]

These 8 onchain neobanks showed growth in spending volume over the last 7 days

- EtherFi Cash
- Plasma One
- Ethena Pay
- Bleap
- Kolo
- Tuyo
- Hyperbeat
- BFinance

According to PaymentScan & DeFiLlama, users of these projects spent ~$45.26M over the past 7 days

This is no coincidence

Which card did you use?

[Daniel @0xDani]

@Hodlr381 try logging out and back in

[Daniel @0xDani]

Plasma One quietly added more crypto deposit options

A few days ago, I wrote that Plasma One had updated its documentation with more supported cryptocurrencies for deposits

The update is now live in the app

Here's the full list of supported assets:

Stablecoins:
- USDT
- USDC
- USDG
- USDe
- PYUSD
- USDS
- EURC

Other cryptocurrencies:
- ETH
- WBTC
- HYPE
- WETH
- cbBTC
- BNB
- OP
- ARB
- POL
- uBTC
- UNI
- AAVE

All deposits are automatically converted to USD and added to your Cash Balance

What do you think of this update?

[Daniel @0xDani]

EtherFi Cash crossed $1 BILLION in total card spending! 🎉

What a milestone!

Huge congrats to the entire EtherFi team.

On to the next billion!

[ether.fi @ether_fi]

It’s about to happen👀

Take your guesses when ↓

[Daniel @0xDani]

EtherFi Cash increases ATM limits by 5x and adds payment links

The new ATM withdrawal limits are already live, while payment links are still in development. Here's what we know so far

1. Higher ATM withdrawal limits

- per withdrawal: before $1,000, now $5,000
- per 24 hours: before $5,000, now $25,000
- maximum of 5 withdrawals per 24 hours

The new limits apply to all Membership tiers: Core, Luxe, Pinnacle, and VIP

These are probably the highest ATM withdrawal limits among crypto cards and onchain neobanks

2. Payment Links (In Development)

EtherFi is working on a new way to send money using payment links

- create a link and share it with anyone
- the recipient can claim the funds using the link
- 0% fee when claiming to EtherFi
- 0.3% fee when claiming to an external wallet
- cancel the link and get unclaimed funds back

The feature is still in development, but given how quickly EtherFi Cash releases updates, I think it could go live very soon

What do you think of these updates?

[Daniel @0xDani]

@social1ch core

[ether.fi @ether_fi]

It’s about to happen👀

Take your guesses when ↓

[Daniel @0xDani]

@social1ch i'm on v1.28.0-619

[Daniel @0xDani]

@CanalAppleBoy hey, really appreciate it, but i don't have a referral code

[Daniel @0xDani]

I tested a EUR deposit on Bleap

I'm continuing my series of EUR deposit tests with onchain neobanks and crypto cards. Today, it's Bleap

Everything worked as expected:
- sent €10 from Wise
- received exactly €10
- 0 fees
- arrived instantly
- funds stayed in EUR

No fees, no delays

One of Bleap's biggest advantages is that it's a great option for users in Europe

- personal EUR IBAN in your name
- EUR card payments with 0% FX fees
- you can receive your salary
- you can receive third-party payments (i tested this before)

Bleap has pretty much everything a freelancer in Europe might need

Do you use the Bleap card?

[ether.fi @ether_fi]

“How bad do you want VIP?”

This bad:

[Daniel @0xDani]

Krak made major changes to cashback for US users

Starting October 15, Krak updated its Rewards tiers. Some cashback rates increased, but the balance requirements are now much higher

Here's what changed:

Starter
- before: $0 balance, 0% cashback
- now: $0 balance, 0% cashback

Lite
- before: $200 balance, 0.5% cashback
- now: $1,000 balance, 1% cashback

Pro
- before: $1,000 balance, 1% cashback
- now: $10,000 balance, 1.5% cashback

Elite
- before: $10,000 balance, 1.5% cashback
- now: $75,000 balance, 1.75% cashback

Max
- before: $50,000 balance, 2% cashback
- now: $150,000 balance, 2% cashback

Changes to the metal card:
- the balance requirement increased from $50,000 to $75,000

Your Rewards tier is based on your 30-day average balance across Krak, Kraken, and Kraken Pro

These changes only affect US users. Everything remains unchanged for EU and UK users

What do you think about the new requirements?

[Daniel @0xDani]

@darnthatcrypto honestly, idk

[Daniel @0xDani]

i can't not share this, you need to see it

just look at how Plasma One designed the in-app banner for their iPhone Duo promo

what do you think?

[Plasma @Plasma]

iPhone Duo pre-orders are here.

Platinum members get 10% back on their purchase.

[Daniel @0xDani]

These 2 EtherFi Cash users bought 695,000 ETHFI to get VIP and Pinnacle Membership

The first bought another 383,886 ETHFI, bringing his total balance to 540,673 ETHFI, and got VIP Membership.

The second bought 154,328 ETHFI, staked them, and upgraded to Pinnacle Membership

These purchases say a lot about their confidence in EtherFi

Have you upgraded your Membership yet?

[Daniel @0xDani]

@chillyhouse101 still unknown

[Daniel @0xDani]

Plasma One quietly added 2 major updates

Besides today's big announcement with Stripe, Plasma One added two more features I've written about before. Neither was officially announced

1. Passkeys support

You can now use Face ID or Touch ID to confirm actions in the app

2. Fiat currency transfers

Plasma One now lists 19 currencies for bank transfers in its documentation.

Full list of supported currencies:

- USD
- EUR
- GBP
- MXN
- BRL
- COP
- CAD
- AUD
- INR
- PHP
- IDR
- MYR
- THB
- VND
- KRW
- TRY
- NGN
- ZAR
- KES

Availability depends on your country and verification status. Not all currencies are available to everyone

I personally have access to 13 out of 19 currencies

Now we're waiting for more crypto deposit options

And full Stripe integration, which will allow users to spend EUR directly without converting to USD or paying extra FX fees

[Plasma @Plasma]

Plasma and @Stripe are partnering to bring a new generation of products to market.

Our co-development of multi-currency cards is the first step in realizing this vision.