mac

Just For Fun

[mac @0xmacxbt]

@famexbt Someone needs help either of two of them lol

[mac @0xmacxbt]

@famexbt Most ppl just don’t want too tbh

[FΛME @famexbt]

Wife asks Dr. John Delony if she’s asking too much by expecting her husband to attend social events with her.

Caller: “Am I being too hard on my husband expecting him to attend social events? He works Monday through Friday, and by the weekend he’s completely zapped.”

She has a demanding schedule too.

“I’m a firefighter. I work 24 hour shifts. I still feel like it’s important that we show up for people as a family.”

But when her husband doesn’t come, it bothers her.

“When he doesn’t come, it feels embarrassing.”

Then her husband explained his side.

Husband: “I get maybe one to three days a month where I actually have some of my own time. Most weekends, she’s working at least one day.”

And even when he attends the events, he doesn’t necessarily experience them as quality family time.

“When we do go, I’m usually just chasing our four-year-old around the whole time.”

He gave an example.

“At the last wedding, there weren’t even enough seats or plates for the three of us. I told her I should’ve just stayed home with him so she could enjoy herself.”

The hard truth: This probably isn’t really about whether he attends every event. She’s asking for partnership and shared social responsibility, while he’s asking for rest and meaningful time with his family. Neither need is automatically unreasonable. The solution is to stop treating attendance as proof of love and actually negotiate which events matter, when they go together, and when it’s okay for one spouse to go alone.

[mac @0xmacxbt]

@famousTheGreats He’s not wrong for leaving, he got paid for his good deeds

[Famous @famousTheGreats]

My husband just got a $140,000 bonus… and now he’s thinking about leaving his job.

Caller: “I’ve been a stay at home mom for almost five years. My husband is a controller making about $170,000.”

But his job has become increasingly difficult.

“His company keeps acquiring other companies with really messy books. Two weeks ago, he received a $140,000 bonus.”

Now they’re considering leaving.

“We’ve already been looking at other jobs and possibly moving states. He’s torn does taking the bonus and then leaving make him look disloyal?”

Dave Ramsey: “I really like your husband.”

Then Dave explained why.

“Loyalty is a type of integrity that’s a vast wasteland in our culture.”

But he didn’t think accepting the bonus made the husband unethical.

“I do not think he’s doing anything morally wrong. He’s been paid and bonused for work that he has already done not work that he’s going to do.”

Dave acknowledged the awkwardness.

“If the roles were reversed, getting a resignation notice two weeks after a $140,000 bonus would feel a little icky.”

Then came the line that summed up his position:

“But you cannot work there and still go to heaven.”

The hard truth: A bonus is compensation for work already performed, but timing can still affect how a resignation is perceived. There’s a difference between doing something unethical and doing something that feels awkward or disloyal. If the bonus was earned and there are no contractual clawbacks or restrictions, leaving afterward isn’t automatically a betrayal.

[mac @0xmacxbt]

@daviexbt But he lives in best state too

[DAVE @daviexbt]

My friend showed me his paycheck from working in NYC.

Gross pay: $65,340
Then came the deductions and withholdings.
Government: $32,740
He kept: $32,600

He literally watched roughly half of his paycheck disappear before the money ever reached his account.

And that’s before he spends a dollar on rent, groceries, gas, insurance, or anything else.

You can argue that taxes fund essential services.

Fine.

But when someone looks at their paycheck and realizes they worked for $65,340 and only got to keep $32,600, it’s understandable to ask:

How much of what I earn is actually mine?

The bigger problem is that most people don’t feel the full cost of taxation from one giant bill.

They feel it every payday.
Then again when they buy something.
Then again when they own property.
Then again when they invest.

At some point, people stop asking how much they make…

and start asking how much they’re actually allowed to keep.

[mac @0xmacxbt]

@daviexbt So sad seeing that happening ngl

[DAVE @daviexbt]

There are more Americans that’s over 60s & 70s that’s still in the workforce today than ever before.

Not because they can’t imagine retiring.

Because for many, Social Security by itself isn’t enough to cover housing, groceries, and medical bills.

When people in their late 70s and 80s are picking up jobs like uber just to make ends meet,

it’s worth asking whether the retirement system is providing the security it was meant to.

[mac @0xmacxbt]

@daviexbt Electrician still okay btw

[DAVE @daviexbt]

My dad friend recently admitted something millions of people quietly relate to.

He earns $25,000 a year and that’s the highest salary he’s ever made.

He has no college degree.

No certifications.

He says he’s always been a slow learner and even failed multiple grades growing up.

His dream isn’t to become rich.

He doesn’t want a six figure salary.

He just wants to earn around $45,000 a year so he can stop living in his brother’s basement and maybe afford a small mobile home of his own.

Reading that made me realize something.

Social media has convinced people that success starts at $100,000 a year.

For millions of Americans, life-changing money isn’t six figures.

It’s simply earning enough to finally have a place to call home.

What’s one skill or certification you’d recommend to someone trying to go from $25k to $45k a year without spending four years in college?

[mac @0xmacxbt]

@daviexbt Both couples cheat??? lol

[DAVE @daviexbt]

Woman who cheated with her brother in law and had his baby asks Dr. John Delony how to move forward and rebuild her marriage.

Caller: “How do you move on from a horrible past and get your marriage back?”

Dr. John Delony: “It’s usually one of two things abuse in the past, or one or both of you have cheated. Which one is it?”

Caller: “Some of all of that. We’ve been married seven years. There was cheating on both sides. We put everything on the table two years ago.”

But knowing the truth wasn’t enough to make the memories disappear.

“I’m still tortured by my past. Random thoughts come up. I remember what he’s done and what I’ve done, and then I hate myself for it.”

Dr. John Delony dug deeper into what she was experiencing.

“Do you have images in your head that pop in of him being with someone else?”

“Or moments where you remember being with the other person…and it makes your heart beat faster, and then you feel sick about it?”

The hard truth: You can confess, forgive, and decide to stay but your nervous system doesn’t automatically forget what happened. Rebuilding after betrayal means learning how to face the memories without letting shame and rumination keep you trapped in the past.

[FΛME @famexbt]

Woman dating a married man says his kids hate her and asks Dr. John Delony what to do.

Caller: “I’ve been with my boyfriend for six months, and I’m ready to marry him. But his kids are completely traumatized by me. My name is basically a cuss word in their house.”

Then she revealed the bigger problem.

“He’s still technically married. They’re just separated.”

Dr. John Delony didn’t hold back.

Dr. John Delony: “Why are you dating a married man?”

He challenged the story she had been told.

“What he has told you is absolutely untrue and I know that you know that.”

Then he addressed the position she had put herself in.

“When you are the secret, you are the secret. You are worth so much more than the life you’re settling for.”

He also explained why the children were reacting so strongly.

“Of course his kids don’t want to be around you. They’re still under the illusion that Mom and Dad are going to get back together.”

Then came his bluntest warning:

“This will happen to you too. You’re going to be the other woman at some point.”

The hard truth: A relationship that begins while someone is still married comes with consequences far beyond the two people involved. If he genuinely wants a future with you, he needs to finish his existing marriage, take responsibility for the fallout, and become available before asking you to build a life with him.

[Famous @famousTheGreats]

Man who was buried alive in a building collapse asks Dave Ramsey how to handle his finances after surviving.

Caller: “I’m 24, married, and have one kid. Three months ago, I was buried in a building collapse.”

He was completely trapped underground.

“I was totally alive. My coworkers and firefighters got me out within two hours and saved my legs.”

The injuries were severe.

“I broke my leg and shoulder, had a small brain bleed, and was on a ventilator. I’m out of the wheelchair now, walking again, and still in therapy.”

Dave was stunned by his recovery.

Dave Ramsey: “You’re a tough motor scooter.”

“I’m just happy you’re up walking around. I’m out of breath listening to you.”

Then he put it into perspective:

“Your little girl’s got her daddy with her.”

But the caller still had a financial question.

Caller: “I was in Baby Step 2. I’ve got about $5,000 in savings and $2,500 in past medical debt. I’m on workers’ comp, just trying to figure out how to prepare if there’s a settlement.”

The hard truth: Sometimes life completely rearranges your priorities without asking permission. When you’ve just survived something this serious, the goal isn’t to rush back into an aggressive financial plan. It’s to protect your health, preserve your cash, understand your benefits and settlement options, and give yourself room to recover.

[mac @0xmacxbt]

@daviexbt Ts not easy man

[DAVE @daviexbt]

Just spoke with a 60 year old in New York.

He has:

$485,000 in a 401(k) he can’t access without taking a hit
A home worth around $415,000 with $165,000 left on the mortgage
A physically demanding job his body is struggling to keep up with
Five years before he’s eligible for Medicare

He’s not poor.

He’s not wealthy.

He’s caught between the savings he spent decades building and a healthcare system that makes walking away from work too expensive.

Across the country, millions of Americans stay in jobs they’re physically worn out from because retiring before Medicare isn’t financially realistic.

We’re told it’s a matter of planning better.

In many cases, it’s the result of public policy.

[mac @0xmacxbt]

@famexbt Good for him

[FΛME @famexbt]

Man says his wife’s longtime nanny’s husband propositioned her while she’s battling stage 4 cancer.

Caller: “We’ve had the same nanny for 10 years. She’s family. She’s currently battling stage 4 cancer.”

Then something happened that he never expected.

“A few weeks ago, her husband was watching the kids for an hour. When my wife got home, he asked to speak to her privately.”

He told her she was gorgeous and claimed he could tell she was attracted to him.

“Then he said he could be discreet. He’s been in the military.”

His wife immediately shut him down.

“I talked to him the next day. He didn’t deny it. I told him he’s never welcome in our house again.”

Dr. John Delony praised how he handled it.

“High five to you.”

Then he explained what made the response so effective.

“You didn’t act like an idiot. You didn’t go bang on his door at 3 a.m. You handled that like a grown man.”

He also praised the wife.

“Your wife handled it perfectly too. That’s the model for how you deal with this.”

The hard truth: Betrayal and disrespect can trigger an immediate desire for revenge, but protecting your family doesn’t require losing control. His wife set a clear boundary, her husband enforced it without escalating, and the inappropriate person was removed from their home. Sometimes strength looks less like confrontation and more like knowing exactly where the line is and holding it.

[mac @0xmacxbt]

@famousTheGreats Best advice he ever needs