100mpm

👨🏻‍💻 @ChristopherM
💰 Money is confusing, let me help you get a better understanding.
📚 Education, not advice.
Learn more ⤵️

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@Nike Any reason you stopped manufacturing FN2231-100/1/2/5 kids cross court sneaker? Such an excellent shoe, have looked everywhere for my son, to no avail 😔

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TickBar is a lightweight macOS menu bar app that shows live BTC/USD, SPY, and selected S&P 500 stocks at a glance, with colour-coded moves, custom tickers, and fast refresh: https://t.co/4xWTvq1U1T

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Most people say they don't have time to invest.

So I exported 3 months of my browsing history… and proved myself wrong.

Turns out I had ~2.5 hours/day hiding in plain sight.

This completely changed how I think about time 👇

https://t.co/Xtfo5TUd5o

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https://t.co/m4nwJOBKnc

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South Africa's 2026 tax changes — explained in plain English 🇿🇦

✔ TFSA limit up to R46,000
✔ Retirement cap increased
✔ Primary residence CGT exemption now R3m
✔ Donations exemption increased
✔ Small bracket adjustments

What it actually means for your money 👇

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Using ChatGPT for Personal Finance. Here are several invaluable prompts to try: https://t.co/5fN4q7iAId

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Today, I want to give you something that's a little different to what I usually write about. I want to present you with something that looks more toward the future and what might lie ahead of us: https://t.co/RFwveWPnCO

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Growing trend in fake Finfluencers, be careful and do your research: https://t.co/66TPa7g8OJ

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EasyEquities... not all peaches? Read more: https://t.co/pwyg0zmcQ7

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🇿🇦 South Africa: 60.7% 🇳🇬 Nigeria: 53.4% 🇪🇸 Spain: 27% 🇷🇸 Serbia: 24.7% 🇱🇰 Sri Lanka: 23.8% 🇬🇷 Greece: 23.2% 🇦🇱 Albania: 22.3% 🇷🇴 Romania: 22.3% 🇸🇪 Sweden: 22.1% 🇮🇹 Italy: 22.09%

What are you doing to change this?

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I'm not a fan of posting these sorts of topics because they aren't positive or motivating but hiding from them is not the way to go about this. I looked through the list and allowed myself a moment to really understand what this means. This is an enormous problem:

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Yesterday, the FED held off on increasing rates, and the same thing happened in South Africa. Breaking it down, two members voted for an increase and 3 voted against it. This means that the repo rate currently sits at 8.25% and the prime lending rate sits at 11.75%.

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Yesterday, the Federal Reserve skipped doing a rate hike! Since March of last year, the FED has increased its benchmark borrowing rate 11 times.

The benchmark rate remains at 5.25% - 5.50%.

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Netflix ($NFLX): +809%
Facebook ($META): +578%
Google ($GOOGL): +518%
S&P 500 ($SPY): +216%

It pays to hodl!

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Look at the performance of the following assets over 10 years!

Bitcoin ($BTC): +21,250%
NVIDIA ($NVDA): +11,742%
AMD ($AMD): +2,550%
Tesla ($TSLA): +2,386%
Apple ($AAPL): +1,109%
Microsoft ($MSFT): +1,094%
Amazon ($AMZN): +845%
...

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to short was purely business. You can read various text exchanges between the two online, they've been widely published. I still see Tesla as a great company and continue to hold a number of shares. Tesla was up a whopping 10% yesterday and is seeing further growth today.

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For the third month in a row, Tesla ($TSLA) has been the most-shorted large-cap stock. The whole shorting story around Tesla is a convoluted one which all started when Bill Gates challenged Elon Musk to donate money to various things & when he followed up with Elon, Elon sent..

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back a text message saying he couldn't take Bill's philanthropy on climate change seriously when Bill had such a massive short position against Tesla, the company doing the most to solve climate change. It is said that Bill apologised for this and explained that his decision..

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Up's & down's last week as you can see from the heatmap. Apple ($AAPL) dropped just over 5%, NVIDIA ($NVDA) dropped almost 8% and Tesla ($TSLA) dropped almost 4%. On the other hand, a number of large stocks saw green. Dell ($DELL) was up a massive 25% and Airbnb (ABNB) up +-11%!

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It's concerning to read news like this, where 39% of Americans are struggling to pay their bills. Of course, there are a lot of countries in much tougher positions, but I often look to the US as when things are difficult there, it usually leaks over to other countries.