10Cent

AI-powered finance app that finds your hidden money in 5 min. Swipe to save. Europe-first. Building in public.

[10Cent @10centapp]

Most finance apps use 1 AI model to categorize spending.

We use 11 specialized agents:

🔍 Reads every transaction
📊 Pattern analysis every 10 txns
💡 Deep insights every 50 txns
🎯 Your Financial Portrait

Finds €100+ in hidden costs in 5 min.

https://t.co/fAE7ctkpoF

[10Cent @10centapp]

If you found €150/month in hidden charges you forgot about, what would you do with it?

🔘 Save it
🔘 Invest it
🔘 Travel fund
🔘 Pay off debt faster

The average European is sitting on exactly this much in wasted subscriptions.

[10Cent @10centapp]

Your bank uses AI to:
→ Predict when you'll overdraft (and charge fees)
→ Recommend credit cards with high APR
→ Target you with loan ads when you're vulnerable

We built 11 AI agents that work FOR you instead.

Same technology. Different side.

https://t.co/fAE7ctkpoF

[10Cent @10centapp]

Sarah, 32, Amsterdam. Marketing manager.

She checked her bank app today. Really checked it.

3 streaming services: €38/mo
2 cloud storage plans: €15/mo
1 gym she hasn't visited since Jan: €45/mo

Total forgotten: €98/month.
That's €1,176/year.

Sarah needs @10centapp.

[10Cent @10centapp]

What's the most useless subscription you paid for the longest before canceling?

I'll go first: A meditation app I used twice. For 14 months. €167 gone.

Your turn

[10Cent @10centapp]

Netflix: €7.99 → €13.99 in 5 years (+75%)
Spotify: €9.99 → €11.99 (+20%)
Adobe CC: €54 → €60 (+11%)
YouTube Premium: €11.99 → €13.99 (+17%)

They raise prices slowly so you don't notice.

That's the subscription economy's business model.

[10Cent @10centapp]

6 months ago I found €156/mo in subscriptions I forgot about.

I build AI systems for a living.

And I couldn't track my own spending.

So I built 11 AI agents that read bank statements like financial detectives.

That's @10centapp. Launching April 14.

#BuildInPublic #FinTech

[10Cent @10centapp]

6 months ago I found €156/mo in subscriptions I forgot about.

I build AI systems for a living.

And I couldn't track my own spending.

So I built 11 AI agents that read bank statements like financial detectives.

That's @10centapp. Launching April 14.

#BuildInPublic #FinTech

[10Cent @10centapp]

Be honest — how many active subscriptions are you paying for right now?

🔘 1-3 (minimalist king)
🔘 4-7 (normal human)
🔘 8-12 (subscription collector)
🔘 13+ (I'm afraid to check)

#PersonalFinance #Poll

[10Cent @10centapp]

The average European loses €2,064/year on forgotten subscriptions.

That's not a budgeting problem.
That's an awareness problem.

Your bank makes money when you forget.
We make money when you remember.

https://t.co/fAE7ctkXed

#PersonalFinance #Subscriptions #MoneyTips #FinTech