123crypto.ink

A Colossus is rising 🗽

[123crypto.ink @123crypto4]

Colossus aims to build a permissionless credit card network powered by stablecoins.

True value comes only from systems that are decentralized and permissionless.

By leveraging the existing credit card infrastructure, @colossuspay enables instant settlement on Ethereum using stablecoins. No intermediaries or banks — just real-time, on-chain transactions.

Led by @josephdelong the project is still in its early stages but has the potential to become a cornerstone of decentralized payment systems.

The term “Visa 2.0” reflects the vision: creating a payment network with the reach of Visa but open and permissionless by design.

For the latest updates, follow:
@josephdelong
#Colossus #DeFi #Stablecoin #CryptoPayments #Web3

[123crypto.ink @123crypto4]

@suiballO 🤝

[123crypto.ink @123crypto4]

@josephdelong A Colossus is rising 🗽

[The Block @TheBlockCo]

Miladys, loyalty pledge create 'unnecessary cultural schism' in Ethereum community https://t.co/jPYi4UdrNr

[123crypto.ink @123crypto4]

@josephdelong A Colossus is rising 🗽

[123crypto.ink @123crypto4]

@fabioseva @colossuspay A Colossus is rising 🗽

[joseph.eth @josephdelong]

Fees you will never pay on Colossus

Credit Assessment
Debit Assessment
Acquirer Brand Volume Fee (<$1,000)
Acquirer Brand Volume Fee (>=$1,000)
Acquirer License Fee (ALF)
Network Assessment Fee
Card-Not-Present Surcharge
Program Continuation Fee
Assessment Fee
Acquirer Processing Fee (APF) -- Credit
Acquirer Processing Fee (APF) -- Debit
Network Access and Brand Usage (NABU) -- Domestic
Network Access and Brand Usage (NABU) -- International
Data Usage Fee
Network Authorization Fee
Base II System File Fee
Fixed Acquirer Network Fee (FANF) -- Card-Present
Fixed Acquirer Network Fee (FANF) -- Card-Not-Present
Merchant Location Fee
Digital Commerce Service Fee
Digital Enablement Fee
MOTO Fee
CNP Surcharge
International Service Assessment (ISA)
ISA Enhanced (non-USD)
International Acquirer Fee (IAF)
Cross-Border Assessment (USD)
Cross-Border Assessment (non-USD)
Acquirer Program Support Fee
International Assessment
International Cross-Border Fee
International Service Fee
EIRF Downgrade
Standard / Non-Qualified Downgrade
Standard Downgrade (Consumer Credit)
Standard Downgrade (Consumer Debit)
Standard Downgrade (Commercial)
Standard / Non-Qualified Rate
Standard Downgrade (Credit)
Standard Downgrade (Debit)
Late Settlement Downgrade
Missing Data Downgrade
Auth/Settle Mismatch Downgrade
Misuse of Authorization Fee
Zero Floor Limit Fee
Transaction Integrity Fee (TIF)
Processing Integrity Fee
Excessive Authorization Integrity Fee
TPE Fee (Undefined Authorization)
Non-Compliance Surcharge
Auth Non-Compliance Fee
Excessive Chargeback Fee
Voice Authorization Fee
Zero Dollar Verification Fee
AVS Fee (CNP)
AVS Fee (CP)
Account Status Inquiry Fee
Card Validation Code Fee (CVC2)
Business Data Level Downgrade (Tier 2 vs Tier 1)
Business Standard Downgrade
CEDP Participation Fee
Data Rate I vs Data Rate II Penalty
Data Rate I vs Data Rate III Penalty
Commercial Standard vs Data Rate II Penalty
Issuer/Acquirer Annual Membership Fee
BIN Sponsorship Fee
Issuer/Acquirer Annual Licensing Fee
Credential Continuity Program Fee
PCI DSS Compliance Costs
Annual Network Audit/Certification
Chargeback Processing Fee
Arbitration Case Filing Fee
Network Case Filing Fee
Dispute Refund Request Fee (Tier 1)
Dispute Refund Request Fee (Tier 2)
Refund Request Response Fee
Excessive Chargeback Program Fee
Chargeback Representment Costs
Chargeback Monitoring Program Fees
Commercial Solutions Fee
MCC-Specific Rate Fragmentation
Biannual Rate Changes

[123crypto.ink @123crypto4]

A Colossus is rising 🗽

[joseph.eth @josephdelong]

Unmodified terminal clearing using a standard credit card on ColossusNet (devnet) 🗽

[joseph.eth @josephdelong]

Unmodified terminal clearing using a standard credit card on ColossusNet (devnet) 🗽

[joseph.eth @josephdelong]

We just cracked it. Our cards are now more secure than Visa.

[123crypto.ink @123crypto4]

@josephdelong A Colossus is rising 🗽

[joseph.eth @josephdelong]

🗽@colossuspay

[123crypto.ink @123crypto4]

@vladasanadev Gm

[123crypto.ink @123crypto4]

@citrea_xyz Cm

[123crypto.ink @123crypto4]

@colossuspay Colossus will come, and troubles will be over

[Courtland Leer @courtlandleer]

this, imo, is the most significant ai memory result of 2025…too few understand this

[123crypto.ink @123crypto4]

@citrea_xyz Cm

[123crypto.ink @123crypto4]

@josephdelong @colossuspay A Colossus is rising🗽

[joseph.eth @josephdelong]

Colossus is running 100ms confirmation times.

10x faster than Visa with better finality.

A Colossus is rising🗽

[123crypto.ink @123crypto4]

@Muallimin_biri @nadoHQ BİR KİŞİLİK DAVET HAKKIM VAR, KASACAK KİŞİLER KULLANSIN LÜTFEN.
https://t.co/zHO434UbBH

[123crypto.ink @123crypto4]

@Muallimin_biri @krakenfx @inkonchain @nadoHQ BİR KİŞİLİK DAVET HAKKIM VAR, KASACAK KİŞİLER KULLANSIN LÜTFEN.
https://t.co/zHO434UbBH