After today’s news that new home sales collapsed by -6.2% in April to a three-month low of 622k annualized units, I must observe that it really says something about the state of the U.S. residential real estate market that they are lower now than they were in late 2007, when the unexpected housing-led recession began to take hold.
here’s how to turn any image you find online into your own ai ugc model holding your product with consistent face every time
• grab any photo you like online + a photo of your product
• use claude to generate a clean prompt
• upload everything to gemini as a reference and paste the prompt for the new shot you want
that’s it.
i broke the whole process down step by step
like, rt and reply “UGC” and i’ll send it to you (must follow so i can dm)
🔥 This AI TikTok girl just crossed 250,000+ followers 😳💸
And yes… she’s making $60,000+ per month.
Her Reels go crazy viral 🚀
Millions of views.
Thousands of comments.
Brands sliding into DMs daily.
But here’s the twist 🤫
👉 She’s not real. She’s 100% AI.
And the wildest part?
Almost nobody knows she’s AI.
I built her step by step: ✔️ Created an AI face & identity
✔️ Used viral TikTok content formulas
✔️ Cracked the algorithm
✔️ Automated posting & monetization
The result? 📈 Explosive growth
💰 Multiple income streams
🌍 Global audience — on autopilot
And the best part…
You don’t need to show your face.
You don’t need experience.
You don’t need a big budget.
Anyone can do this.
If you want to: ✅ Create your own AI influencer
✅ Go viral on TikTok & Reels
✅ Start earning online with AI
Do this 👇
❤️ Like this post
🔁 Retweet / Share
💬 Comment “TikTok”
👥 Follow @Jawad_Rahman_
📩 I’ll send you my FREE step-by-step guide instantly
(No courses. No upsells. No spam.)
⚠️ Warning:
AI influencers are about to explode in 2026.
The people who start now will win. 🚀
H-1B VISA PROGRAM FACES 48% SURGE IN FEDERAL INVESTIGATIONS UNDER PROJECT FIREWALL
Read More: https://t.co/3XEQA0AN1v
U.S. Department of Labor ramps up proactive probes using data analytics and AI, targeting fraud, wage violations, and failure to recruit U.S. workers.
Your retirement account was designed to fail
The 401(k) was invented in 1978 as a tax loophole for corporate executives. It was never intended to replace pensions
Congress watched companies use it to dump retirement risk onto employees and did nothing because every financial firm on Wall Street was about to make billions in management fees from your confusion
The guy who invented it said publicly he regretted it
Ted Benna. The "father of the 401(k)." Told the Wall Street Journal he created a monster. His exact words
The man who built the system told you it's broken and you're still contributing 6% every paycheck like it's a law of physics
Here's what your 401(k) actually does:
You put money in. A fund manager takes 1-2% per year whether your account goes up or down
Doesn't sound like much
Over 40 years, that 1-2% fee consumes 30-40% of your total returns. On a $500K portfolio you'll pay $170,000 to $200,000 in lifetime fees to someone who underperforms the S&P 500 index 89% of the time
89%
That's not a failure rate. That's a business model. They don't need to beat the market. They just need you to keep depositing
Meanwhile the pension your parents had guaranteed income for life. The employer bore the risk. If the market crashed your check still showed up
The 401(k) transferred that risk entirely to you. Now when the market drops 30%, and it drops 30% roughly every 7-10 years, YOU eat it
In 2022 Americans lost $3 trillion in retirement accounts in a single year. Three trillion dollars evaporated from the accounts of people who did everything they were told to do
The median 401(k) balance for someone aged 55-64 is $71,168
That's not a retirement fund. That's 2-3 years of groceries
The companies profiting from the 401(k) system are the actual investment. Not the 401(k) itself
BlackRock (BLK) manages $11.6 trillion. They collect fees on every dollar in every target-date fund in every 401(k) in America. Whether retirees end up comfortable or broke is irrelevant to their revenue. Every new hire at every company who gets auto-enrolled is recurring revenue for BlackRock that compounds until that person dies. Operating margin 36%. Dividend growth 13 consecutive years
T. Rowe Price (TROW) runs $1.6 trillion and 60%+ of their AUM sits in retirement accounts. When your employer picks T. Rowe as the plan provider your paycheck funds their earnings for the next 30 years whether you ever look at the account or not. Dividend yield around 4.5%. Paid a dividend every quarter since 1986
Schwab (SCHW) processes the infrastructure. Every rollover, every rebalance, every panicked sell at the bottom generates revenue. They just absorbed TD Ameritrade adding 35 million accounts to their platform
The disruption angle: direct-indexing and zero-fee platforms are compressing margins for legacy players. Vanguard has forced fees down across the industry. If fee compression continues the beneficiary is the end investor and the loser is any firm charging 1%+ for underperformance. Long the infrastructure companies that process transactions regardless of fee levels
I break down exactly how institutional fee structures work and where the money actually flows every week in a free webinar. Real tickers. Real reasoning. Link in comments
@PatriotMomUSA@triciajanzen@hey_mindi I never knew this. I have a Berkey and will start giving him the filtered water from it. So glad I saw these comments.
@hey_mindi This is terrible and I’m so sorry for what you are going through. Your post hit me - my Lab tore his ACL badly and I was quoted $6500 for the surgery. It’s absurd. A neighbor started a GoFundMe for him. He can’t walk normal and doesn’t play anymore. My heart is breaking.
I went back to read the resurrection accounts of Matthew and John this morning and noticed something interesting. The first words out of Jesus’ mouth after the resurrection were “go tell my brothers.” And it brought me to tears.
Matthew 28:10. Read it slowly. The stone has just rolled back. Death has just been defeated for the first time in human history. The most consequential moment in the cosmos has just occurred. And the risen King opens his mouth and calls us brothers.
But Matthew alone might not stop you.
So go to John 20:17, where he tells Mary what to tell them:
“I am ascending to my Father and your Father, to my God and your God.”
He does not say “the Father.” He does not say “God.” He says MY Father is now YOUR Father. MY God is now YOUR God.
He rises and the first thing he does is redistribute the inheritance.
This is where most people misread the resurrection. They treat it as a power demonstration. Jesus proved he was God. Jesus showed death who was boss. And those things are true but they are not the point. The point is what he did with the power once he had it.
Because what I have learned in my few years on earth is that when men have power, the immediate instinct is to reclassify.
The people who were their peers become subordinates. The people who called you brother now call you sir. We have seen it in offices, in governments, in churches. Elevation changes vocabulary.
The higher a man rises the lonelier the pronoun “we” becomes.
Jesus rose to the highest position in the universe and his vocabulary did not change. He came back and said brothers. He said your Father. He said our God. He reclassified upward. He used his exaltation not to press us into subjects but to pull us into sons.
This is the actual consequence of the resurrection: ADOPTION. A dead savior cannot make you a son. A dead elder brother cannot bring you into the family. He had to conquer death because brothers share in each other’s life and he could not give us what he had not first secured himself.
Romans 8:29 calls him the firstborn among many brothers. Firstborn means there are others coming. You are not a spectator of his resurrection. You are its intended outcome.
The crowned King looked across the infinite chasm between his holiness and your humanity and the word he chose was not “subject.” It was not “servant.” It was not even “beloved.”
He said brother.
On the other side of death, with all authority in heaven and earth, he said brother.
So celebrate today for everything it is. Celebrate the empty tomb, celebrate the vindication of a man the world tried, condemned, and buried, and whom heaven refused to leave in the ground. Celebrate the sins that are gone and the immeasurable, uncontainable, universe-rearranging power of God on full display.
But do not miss the most beautiful thing.
He did not just cancel your debt. He gave you a name. He did not just acquit you. He adopted you. Forgiveness would have been everything. Sonship is more than everything. And he gave us both.
The risen King called us brothers. That means the Father he returned to is the Father we are returning to. That means the glory he walked into is the glory we are walking toward. That means Easter is not just the day Jesus won.
It is the day you inherited everything he won it for.
Hallelujah! He is risen.
WOW! A drone show put on by a church in Manvel, Texas depicts our Savior Jesus on the cross.
One of the coolest things I’ve ever seen. Tomorrow, HE IS RISEN.
We are called "the elderly." But that quiet label hides something most people rarely stop to consider. We are the last living witnesses of a world that no longer exists.
Look at us and you might see gray hair, slower steps, and the patience that time teaches.
But listen to our story — really listen — and you'll realize something extraordinary.
We are the only generation in human history to have lived a fully analog childhood and a fully digital adulthood.
That's not a small thing. That's one of the most breathtaking journeys a human being has ever been asked to make.
We were born in the 1940s, 50s, and early 60s, into a world still rebuilding from the rubble of World War II.
Our toys were marbles and hopscotch and card games at kitchen tables. When the streetlights flickered on, that was it — childhood adventures were over, and it was time to go home. No smartphones. No streaming. No endless scroll.
We built our memories in the real world. With scraped knees and laughter echoing down streets and friendships formed face to face.
In 1969, we sat in living rooms staring at black-and-white televisions as Neil Armstrong took humanity's first steps on the Moon. Hundreds of thousands of us stood in muddy fields at Woodstock believing — really believing — that music and community could reshape the future.
We fell in love to vinyl records spinning on turntables. We waited days, sometimes weeks, for handwritten letters to arrive. We learned patience because information didn't come instantly. Mistakes were fixed with erasers — not a delete button.
Then the world transformed.
Machines that once filled entire rooms shrank to devices lighter than a paperback. We went from rotary phones and party lines to seeing the face of someone we love on the other side of the ocean — instantly, on something that fits in a pocket.
We watched the birth of the personal computer. The arrival of the internet. The smartphone. Artificial intelligence.
And through every single shift — we adapted.
Not because it was easy. Because that's what our generation does.
We also carry the weight of history in our bodies.
We grew up afraid of polio and tuberculosis. We watched science defeat them. We witnessed the discovery of the structure of DNA, the decoding of the human genome, the transformation of medicine itself. We survived pandemics across decades — and kept going.
Few generations have been asked to absorb so much change in a single lifetime.
And through all of it, certain things never changed.
We still know the joy of a cold glass of lemonade on a hot afternoon. The taste of vegetables picked straight from a garden. The value of a long conversation that unfolds slowly, without a screen interrupting it.
We have celebrated births and mourned losses. Carried the stories of friends who are gone. Watched the world become something our younger selves couldn't have imagined — and found ways to belong in it anyway.
We are not relics.
We are living bridges between two entirely different worlds.
Our memory carries something the modern world needs — proof that progress doesn't have to erase wisdom. That speed doesn't have to replace patience, kindness, or reflection.
So when someone calls us elderly, we can smile.
Because behind that word is something remarkable.
We crossed two centuries. Witnessed eight decades of transformation. Walked from handwritten letters to artificial intelligence — and never lost our sense of what actually matters.
@ProLifeisProGod Praying for you, and your daughter. I pray he brings you continued strength, comfort, and peace. I pray boldly, your daughter has an encounter with Him and is healed in an instant.
THE HUNTINGTON COUNTY INDIANA NEWS ·
Steve Harrison · ·
OPINION...
I’m being taxed on money I never made. Let that sink in.
I bought my property outright for $138,000 in 2001.
Now the county says it’s worth $246,000.
Did I sell it? No.
Did I make a profit? No.
Did I get a check for $246,000? No.
But my taxes jumped like I did.
That’s the problem.
This isn’t income.
This isn’t cash.
This is a number someone decided on paper — and now I’m being billed for it.
If my stock portfolio doubles, I don’t pay taxes until I sell.
If my income doesn’t increase, I don’t magically owe more income tax.
So why does owning a home work differently?
Why am I being taxed on unrealized gains?
A house isn’t just an investment — it’s where people live. And this system means you can do everything right, pay off your home, and still get squeezed harder every year because of a number you never turned into money.
You don’t truly own something if you can be taxed out of it.
This isn’t about “services” or “inflation.”
It’s about being charged for value you never received.
And people are starting to notice.
It just got worse
Breaking: UBS Bank has stopped withdrawals from its nearly $500 million real estate fund for up to 3 years
UBS Bank now joins other asset managers such as BlackRock, Ares Management, Apollo and Blackstone
Pray with me
March 23, 2026
Father in Heaven,
We come before You in awe, not with casual words but with trembling gratitude, because we stand on the greatest moment in human history. We remember that dark Friday, when Your Son, Jesus Christ, was betrayed, beaten, mocked, and nailed to a Roman cross. We remember the weight of our sin pressing down on Him, the spotless Lamb carrying what we could never carry. “It is finished,” and in that moment, the earth shook, the veil tore, and the price was paid in full.
We see His lifeless body taken down, wrapped in linen, anointed for burial, laid in a borrowed tomb. A stone rolled into place. Silence. Stillness. The hopes of men buried with Him. It looked like defeat. It felt like the end. Darkness covered the land, and even His followers scattered, afraid and confused.
But You were NOT finished.
On the third day, before the sun fully rose, heaven broke into earth. The ground shook again, not in judgment but in victory. An angel descended, the stone rolled away, not to let Jesus out but to let us see that He was already gone. The tomb was empty. Death had been defeated. The grave had lost its grip.
Jesus, You rose.
Not as a ghost, not as a memory, but in power, in flesh, in glory. You stepped out of that grave as the King of Kings, the Firstborn from the dead, the One who holds the keys to death and hell. You walked among Your people, scars in Your hands, victory in Your voice. You called their names. You restored their hope. You proved that what You promised is true.
And because You live, we live.
So Father, awaken something in us. Let this not be a story we admire but a reality we stand on. Crush our fear of death. Break our attachment to this temporary world. Remind us that the same power that raised Jesus from the dead now lives in us.
Teach us to walk like resurrected people. Not bound by sin, not enslaved to shame, not paralyzed by fear, but alive, bold, and set apart. Let us carry the reality of the empty tomb into every room we walk into. Let hope rise in us where despair once lived. Let courage rise where compromise once ruled.
Jesus, You conquered the grave, so we will not bow to it. You defeated death, so we will not fear it. You rose in victory, so we will walk in it.
We praise You for the cross, but today we stand in awe of the empty tomb.
You are alive. You are reigning. You are coming again. And until that day, we will live like people who have seen the stone rolled away.
In the mighty, resurrected name of Jesus,
Amen