Thanks for the encouragement & retweets โ .
Iโve been up since dawn lying on my back, asking God where my help will come from ๐๐. HE is my refuge; in Him I trust.
Help me reach $88.8k:
https://t.co/nBV7z3ExiD
Telecel :0502776169
John Bredu Peasah
Act Num: 1044000008414
This is legitโฆ Please, help me reach that person ๐
Celine Dion battled this too, and by GODโs grace sheโs okay now โค๏ธ. Iโm holding onto that same hope.
But survival has a price tag: $88,800 for IVIG ๐. Dadโs gone. If you can help me reach them, you might be saving me ๐โ๐พ.
Always happy for Ama ๐๐๐ฝ๐๐ผ๐ and her mum chale. The girl too good. This is dope chale. I thought I was watching a movie๐. Solid Ad๐ฅ๐ฅ๐ฅ๐ฅ๐
Ghanaian actor Kwaku Manu has shared a video showing himself stranded in Dubai after civilian airspace was closed following airstrikes involving the United States, Israel and Iran.
Kwaku Manu said he had travelled to Dubai solely to purchase perfumes to stock his perfume shop, but was caught up in the travel disruption when flights were suspended.
Learned something new about money today ๐๐
If you make your first GHโต150,000 and plan to buy your first car, here's a smart move instead of paying cash upfront:
1. Deposit the full GHโต150,000 into your bank account.
2. Use that deposit as collateral to secure a car loan from the same bank (many Ghanaian banks allow this for fixed deposits or similar assets).
3. Take the loan to buy the car outright.
4. Spread loan repayments over 5 years or more (negotiate with your bank).
Your original GHโต150k stays in the account, accessible and earning interest. Invest it wisely in a low-effort way:
- Do Lazy man's investment: Treasury Bills
Split the GHโต150k into three parts (GHโต50k each).
Invest GHโต50k each month for 3 months in 91-day Treasury Bills (current rates ~9.9โ10% as of Feb 2026).
Roll over (reinvest) principal every 3 months.
Right after the third month of your investment, you will get GHc3000 interest every month thus based on the current interest rate. Use the interest to service the loan every month till you finish settling the loan.
In theory, you would end up with both the car and your original money - essentially getting the car "for free".
Reality check (Feb 2026 rates):
- 91-day T-bills: ~9.9โ10%
- Car loans: Typically higher (often 15โ25%+ effective rate).
It works best if your loan rate is low (thanks to collateral) and you roll T-bills diligently.
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