CIBIL Score vs Credit Score โ What's the Difference and How Is It Actually Calculated?
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#cibilscore#creditscore#finance
WhatsAppโs โE2E encryption by defaultโ claim is a giant consumer fraud: ~95% of private messages on WhatsApp end up in plain-text backups on Apple/Google servers โ not E2E-encrypted. Backup encryption is optional, and few people enable it โ let alone use strong passwords.
How QR Codes Are Used in UPI Payments โ What's Actually Happening
You scan a QR code at a chai stall and โน30 leaves your account in under two seconds. It feels like magic.
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