my wedding gifts came in crypto. so i paid for our honeymoon with it
I got married this summer, and a good half of our friends are crypto people
so the wedding gifts looked "sent you something bro, check your wallet"
overall, very cute and fun, but way less fun when the honeymoon is in tokyo and airbnb doesn't take crypto
old me would've gone p2p. find a seller, wait, hope the bank doesn't freeze the transfer, explain to my wife why the apartment still isn't booked
this time i opened a upay card @UPayOfficial_EN and used it for the whole trip. here's the setup and how it worked in tokyo
the setup
app and kyc. download, sign up, turn on 2fa. then verify, there's a banner for it right on the home screen.
most things stay locked until you make a deposit. the gifts were on my usual wallet, so i moved them into upay from there. usdt, usdc, btc and eth are supported
the card. virtual or physical, same terms on both:
•2% transaction fee
•0% cross-border fx
•up to 16,000 usd per transaction
•apple pay / google pay
i went with virtual, issuance was $10. then added it to my phone wallet
how it worked in tokyo
airbnb. the biggest payment of the trip, and the one i was worried about. went through like any normal card. the 16k limit per transaction means even a long stay fits in one payment
bars and cafes. this is where 0% fx matters most. you pay in yen, and the only extra is the 2% fee. no conversion markup hiding on top of every coffee
excursions. same card, same flow. nothing special to report, which is kind of the point
one card for everything, no switching between accounts, no topping up a bank card through p2p halfway through the trip
what it costs
pricing page is the most honest page on any site, so:
•virtual card: $10 once
•2% per transaction
•0% fx
•2% atm withdrawal
•no annual fee
the app also has an esim section, worth checking before a trip like this
to everyone who sent crypto instead of a toaster
thank you. it's now a very nice apartment, a lot of bars and a couple of excursions in tokyo
leaving my ref
https://t.co/F9xmXongOn
When people ask me what’s blocking faster RWA adoption, the answer is simple:
Not tech. Not demand.
It’s incentives.
Who controls custody?
Who takes fees?
Who gets liquidity first?
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