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Kevin "Take Back Retirement" Gaines CFP® RICP®
@2ndHalfPlan
Financial adviser focusing on retirement income planning. Devoted follower of the Wildcats
Berwyn, PA
Joined May 2012
665 Following
189 Followers
2.8K Posts
Who to follow
American Financial Management Group (AFMG)
@AFMGplanning
AFMG is an advisory firm focused on helping you plan your income in retirement. Professional thoughts of Kevin Gaines CFP, RICP, TPCP, RSSA
Michael Sisney CFP®
@mikesisney
Securities offered through LPL Financial Member FINRA/SIPC https://t.co/hCI84a5taX https://t.co/C9RiE3KzkK Not insured by FDIC Not Bank Guaranteed, May lose value, Not Bank deposits
Lifetime Dream Guide
@LifetimeDream
Dreams inspire success. Discover the true meaning of Your life in everyday activities. Dream. Inspire. Succeed
@HannahDCox In theory, yes, but looking at who is currently in Congress...
@Hot_Pepper76 2 of 2 https://t.co/Bgm7pIVXQx
@Hot_Pepper76 1 of 2 Im betting nobody else will post: https://t.co/7J2a8jtRcH
Over the last 250 million years, at least five completely unrelated lineages of crustaceans have independently evolved into crab-like forms, a phenomenon so common that biologists gave it its own name: carcinization.
And despite decades of study, scientists still don’t fully understand why it keeps happening.
Detailed evolutionary research shows that “crabbiness”, the distinctive wide, flattened body, tucked tail, and armored shell, has appeared, disappeared, and sometimes reappeared across different branches of the crustacean family tree. In one of the strangest cases, king crabs actually re-evolved crab-like traits after their ancestors had already lost them (a process called decarcinization).
This repeated convergence suggests the crab body plan offers powerful survival advantages. Crabs are incredibly successful and adaptable, thriving in virtually every marine and coastal environment on Earth — from coral reefs and rainforests to deep-sea vents and underground caves.
Their sideways scuttling allows quick directional changes while keeping an eye on predators, and their hard exoskeleton provides excellent protection. Yet the mystery remains: some crab-like species walk forward, others have ditched the shell entirely, and plenty of non-crab crustaceans do just fine without ever evolving into crabs.
The real fascination for biologists lies in what this tells us about evolution itself: under certain environmental pressures, nature seems to repeatedly converge on the same highly effective solutions — almost as if the crab shape is one of evolution’s favorite “optimal” designs.
[“One hundred years of carcinization – the evolution of the crab-like habitus in Anomura (Arthropoda: Crustacea).” Biological Journal of the Linnean Society]
![Rainmaker1973's tweet photo. Over the last 250 million years, at least five completely unrelated lineages of crustaceans have independently evolved into crab-like forms, a phenomenon so common that biologists gave it its own name: carcinization.
And despite decades of study, scientists still don’t fully understand why it keeps happening.
Detailed evolutionary research shows that “crabbiness”, the distinctive wide, flattened body, tucked tail, and armored shell, has appeared, disappeared, and sometimes reappeared across different branches of the crustacean family tree. In one of the strangest cases, king crabs actually re-evolved crab-like traits after their ancestors had already lost them (a process called decarcinization).
This repeated convergence suggests the crab body plan offers powerful survival advantages. Crabs are incredibly successful and adaptable, thriving in virtually every marine and coastal environment on Earth — from coral reefs and rainforests to deep-sea vents and underground caves.
Their sideways scuttling allows quick directional changes while keeping an eye on predators, and their hard exoskeleton provides excellent protection. Yet the mystery remains: some crab-like species walk forward, others have ditched the shell entirely, and plenty of non-crab crustaceans do just fine without ever evolving into crabs.
The real fascination for biologists lies in what this tells us about evolution itself: under certain environmental pressures, nature seems to repeatedly converge on the same highly effective solutions — almost as if the crab shape is one of evolution’s favorite “optimal” designs.
[“One hundred years of carcinization – the evolution of the crab-like habitus in Anomura (Arthropoda: Crustacea).” Biological Journal of the Linnean Society]](https://pbs.twimg.com/media/HIMamyQXsAAw17K.jpg)
@petenajarian Marino and Manning are great candidates, but don't forget...
@HedgeyeEEvans Yes, your brilliant analysis of the healthcare industry makes you a must-listen/follow, but it is your musical taste that puts you over the top. RIP DAC
@senatorshoshana @BenSasse Always impressed when an elected official even acknowledges that 9 & 10 exist.
Day 2 of Slott Advisor conference. Starting off discussing the various rules about Inherited Roth IRAs. Must be an important topic since we just talked about it on our latest newsletter.
Do the have RMDs? Yes, but maybe not the way you think.
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