Helping first-time homebuyers get affordable mortgages with confidence~Proud Wife, Momma, Gigi & Finance Nerd
DM or call me for a free rate quote! 409-284-0891
I AM OFFICIALLY RESTARTING THE $1,000 TO $1,000,000 $SPX 2026 CHALLENGE TODAY! ๐ธ
IโM GOING TO RESTART AND LET EVERYONE FOLLOW MY EXACT TRADES FOR COMPLETELY FREE IN A PRIVATE X GROUP CHAT! ๐
LIKE, REPOST, & COMMENT โ$SPXโ TO BE ADDED!โข๏ธ
๐ Texas real estate isn't waiting โ and neither should you.
Rates are better than last year. Prices are climbing. The buyers who win are the ones who show up *ready.*
Let's get you pre-approved. ๐ฒ
**Renee Glover | CMG Home Loans | 409-284-0891 | NMLS# 275006**
Donโt let your property tax bill give you a jumpscare! ๐ฑ๐ก If you moved in 2025, filing your Homestead Exemption is the easiest way to save. Iโve put the local links in the image! ๐#SETX#RealEstate#TaxTips#409Lend
Exciting news for future homeowners! ๐
Starting November 16, 2025, Fannie Mae will eliminate the 620 minimum credit score requirement, making homeownership more accessible for buyers with limited credit history, non-traditional credit sources, or those rebuilding their credit.
RATE CUT! โ๏ธ
Today, the Federal Open Market Committee (FOMC) voted to bring down the benchmark interest rate by another 0.25%. This is the second consecutive month of quarter-point drops, bringing the benchmark rate down to a range of 3.75% to 4%. Stay tuned for more information!
The base FICOยฎ Scores range from 300 to 850. The higher the score, the lower the risk to lenders. A "good" credit score is considered to be in the 670-739 score range. A credit score between 740-799 is considered "very good" and a score over 800 is considered "exceptional"
President Trump signed the Homebuyers Privacy Protection Act (H.R. 2808), establishing a nationwide ban on trigger leads. Effective March 5, 2026, it will be illegal for credit bureaus to sell an applicantโs information to other lenders without their permission.