Fourthstone LLC

News on the financial sector curated by financial sector investment manager. Tweets & RT's are information, not endorsements or investment advice.

[Fourthstone LLC @4thstoneFunds]

Fourthstone's CEO joined Keri Findley of Tacora Capital and Karen Reidy of ArrowMark Partners on a Women Founders Fireside Conversation earlier this year. The next Alts Alignment Summit will be in May 2027 in Northern California. https://t.co/APTicBYc3T via @BarronsOnline

[Fourthstone LLC @4thstoneFunds]

We've been shortlisted! HedgeWeek US Awards 2026: https://t.co/ueJZRStFph

[Fourthstone LLC @4thstoneFunds]

and it's hard to really decipher at this point to what extent the problem is going to be for those private credit lenders because a lot of them are very large and have a lot of capital and can do some of their own working out."

[Fourthstone LLC @4thstoneFunds]

$FITB Head of Commercial Bank on 3/11: "I don't think there's contagion in the credit market...when you look at the structures, the leverage points or lack of covenant that they (private credit) have in a lot of those transactions, that's creating a big part of the challenge....

[Fourthstone LLC @4thstoneFunds]

We have a different leverage point for a lot of those same sectors. We have different covenants that we have in place to track cash flow and how it gets deployed. So I think it's hard to draw a line from private credit to bank lending...

[Fourthstone LLC @4thstoneFunds]

The lack of widespread impacts at this early stage is not unlike the pace of change with previous periods of technological disruption." https://t.co/VAquGAZhvh

[Fourthstone LLC @4thstoneFunds]

"While anxiety over the effects of AI on today’s labor market is widespread, our data suggests it remains largely speculative. The picture of AI’s impact on the labor market that emerges from our data is one that largely reflects stability, not major disruption...

[Fourthstone LLC @4thstoneFunds]

While generative AI looks likely to join the ranks of transformative, general purpose technologies, it is too soon to tell how disruptive the technology will be to jobs...

[Fourthstone LLC @4thstoneFunds]

...But the basic business of running the bank against the economy with customer demand and the health of the consumer, we have a lot of tailwinds this year, and it should be a great year for banks."

[Fourthstone LLC @4thstoneFunds]

$PNC CEO Bill Demchak on risk during his Q4 earnings call, "...I just don't see big cracks that are going to be realized in '26. So you get up every morning and you read a headline on credit card rates or on this or on that, right? It could be anything, right?...

[Fourthstone LLC @4thstoneFunds]

"M&A involves coordinating a number of time-dependent processes...Missing deadlines can be costly for the institutions involved, and we are currently working to improve this process by addressing these and other challenges, especially for community banks."

[Fourthstone LLC @4thstoneFunds]

"Since the mortgage crisis more than 15 years ago, bank regulation has been implemented under an overly granular “more-is-better” approach that has driven significant banking activity....
https://t.co/kvEimRnmBy via @FederalReserve

[Fourthstone LLC @4thstoneFunds]

"Community banks should be subject to strict supervisory oversight, but it must be commensurate with their smaller size, simpler business activities, and the modest risks they pose to U.S. financial stability."

[Fourthstone LLC @4thstoneFunds]

Huntington Bancshares acquires Cadence Bank for $7.4 billion at 1.7x P/TBV. The Trump administration has signaled a friendlier approach toward bank consolidation, with several multibillion-dollar deals announced in recent months. https://t.co/yyrKgVTz3o via @WSJ

[Fourthstone LLC @4thstoneFunds]

...In fact, many of the credit items reported by other banks are quite manageable and within normal long-term operating conditions. Our industry is well reserved, well capitalized and has robust operating results, which serve as a strong buffer for potential credit changes.”

[Fourthstone LLC @4thstoneFunds]

$ONB CEO on Q3 earnings call: "There has been discussions this earnings season about some potential credit cracks within our industry. From my perspective, these are not indicative of something larger yet to come in future quarters...

[Fourthstone LLC @4thstoneFunds]

A New Wave of Bank Mergers Is Just Getting Started https://t.co/1UejRbtuNE via @BarronsOnline

[Fourthstone LLC @4thstoneFunds]

OCC shift in its organizational framework for bank supervision marks another positive step towards easing bank regulation. https://t.co/MuFH5PYjKx