7 Grains Planning & Investments

If you’re ready to live, save, and
invest with purpose, we can help.

Securities through @CommonwealthFN, Member

[7 Grains Planning & Investments @7_grains]

Welcome to 7 Grains!

We believe listening to our clients is the root of a great plan. We believe abundance is available to everyone. And we believe these core values mean the most once we put them into action.

Check out our website in the bio to learn more!

[7 Grains Planning & Investments @7_grains]

As you near retirement age, the temptation to stop working and take a well-earned break may be tough to resist. But waiting even a year could boost your Social Security benefit enough to make a significant difference in your retirement income. Learn more: https://t.co/8sObZEaVnP

[7 Grains Planning & Investments @7_grains]

The IRS will start accepting tax returns on Monday, January 29, but don’t wait until then to start working on your filing. Read on for more information about tax filing timings and updates. https://t.co/AKAroJh25j #Taxseason #IRS

[7 Grains Planning & Investments @7_grains]

A tale as old as time – when it comes to retirements savings, not all Americans have sufficient funds. Read how growing retirement savings will affect all levels of income. https://t.co/m8MSbu7NOx #Eldercare #Retirement #Savings

[7 Grains Planning & Investments @7_grains]

Are you hoping to buy or sell a home in 2024? Mortgage rates have decreased a bit recently, sparking confidence that they will continue to come down. Find out what that means for buyers and sellers: https://t.co/UZdLnMdTyh #housing

[Brad McMillan @BradMcMillanCFA]

The rise in margin debt and market complacency are worth monitoring as we head into 2024. Read more in the latest Market Risk update: https://t.co/1X05e0sv3e

[7 Grains Planning & Investments @7_grains]

Inflation is easing, so why aren’t prices falling? It’s because disinflation just means prices are rising more slowly. And, while that might not seem positive to the average American, it’s good for the economy—and falling prices are not. Learn more:  https://t.co/xuGctdZFjs

[7 Grains Planning & Investments @7_grains]

Are you thinking about putting money in a Roth IRA for retirement? Roth IRAs have become more popular, but you might need a summary of the benefits and what makes them different from traditional IRAs. Read on for an explanation: https://t.co/WC2jMfrsG3 #rothira

[7 Grains Planning & Investments @7_grains]

Americans are feeling economic stress; one indicator of that is an uptick in 401(k) loans over the past year. While you may be hesitant to tap into retirement savings, here are instances when it’s a good idea—and also what the downsides are: https://t.co/osjWuIAslE #retirement

[7 Grains Planning & Investments @7_grains]

In November, interest rates dropped to September levels, but will inflation keep trending downward? Commonwealth CIO, Brad McMillan, discusses this in his latest Market Thoughts video—don’t miss Brad’s insights: https://t.co/g7GpdZQ9ok #economy

[7 Grains Planning & Investments @7_grains]

Are you concerned you won’t have enough money to live comfortably during your retirement? Check out these tips for stretching your retirement dollars so you don’t have to return to the workforce for extra cash: https://t.co/yHM8sae0rB #retirement

[7 Grains Planning & Investments @7_grains]

Even if you’re saving for retirement with a 401(k) or other work-based plan, it likely won’t cover all of your post-career expenses. Find out what other sources can potentially make up your retirement income and why it’s best to start planning early: https://t.co/DIIO3lADvT

[7 Grains Planning & Investments @7_grains]

How much money should a 40-year-old have saved for retirement? Are you on track toward that goal? Find out the target amount, and how you can prioritize saving: https://t.co/SrTxoK2Q2g #money #planning

[7 Grains Planning & Investments @7_grains]

One way to honor GivingTuesday is using a donor-advised fund (DAF) for charitable giving. Not only will you help inspire “radical generosity,” the goal of the celebration, but you can claim a tax deduction if you meet the donation deadline. Ask your advisor about this option.

[7 Grains Planning & Investments @7_grains]

You saved for retirement throughout your career, so of course, you want to keep as much of your savings as possible. That’s why tax planning is key to retirement planning. Find out how to keep as much retirement income as you can for yourself: https://t.co/hcpXhSNTiO #retirement

[7 Grains Planning & Investments @7_grains]

Are you in the market for a new car, or will you be looking to purchase one in the near future? This comprehensive guide on the best time to buy a vehicle can help you strategize and save money by planning ahead: https://t.co/VXvP65OSSC #cars

[7 Grains Planning & Investments @7_grains]

The IRS announced the 2024 federal income tax brackets and standard deductions. View the brackets to see how much you’ll owe on your taxable income. https://t.co/Sf70mBee63 #IRS #taxes

[7 Grains Planning & Investments @7_grains]

What are the worst retirement mistakes—and how can you avoid them? If you’re part of the 69% who aren’t on a strong retirement track, you may still have time to adjust—but time is of the essence! Here’s info about 11 common mistakes: https://t.co/QMVcvkKjpb #retirement

[7 Grains Planning & Investments @7_grains]

It looks like there’s an end to interest rate hikes in sight, but there is still more the Federal Reserve needs to do in order to fight inflation. Learn what other tool the Fed has: https://t.co/t3x1xOfy1A #FED

[7 Grains Planning & Investments @7_grains]

If you’re in—or approaching—your early 60’s, retirement is likely on your mind. While you can start collecting Social Security at age 62, there are factors you’ll want to consider before you make that choice. Read on for more information: https://t.co/huURqvRbxF #retirement