🚨SENATOR JOHN KENNEDY: "It strikes me as breathtakingly ironic that that the people who are screaming so loudly about President Trump's decision to audit federal spending, are the very same people who wanted to hire 80,000 new IRS agents with guns to audit the American people."
@ForgiatoBlow47 He packed his knife.
He transported his knife.
He instigated a confrontation.
He reach for his knife.
He used his knife to take a life.
This is called premeditated murder.
There's a building in your county that holds documents that can delete five-figure debts off your credit report for $9
It's called the County Recorder's Office and the collectors pray you never walk inside
Here's the secret nobody talks about. When a debt collector or lender files a judgment, lien, or UCC filing against you, it gets recorded at your county. That record is what feeds the bureaus and what makes the negative item "verifiable" on your credit report. If the original recording has any defect, the entire reporting becomes legally challengeable
And about 40% of these recordings have defects
The defects that kill collection reporting:
Wrong name on the filing. Missing middle initial. Misspelled last name
Wrong SSN or no SSN at all
Filing recorded in the wrong county (where you don't live and never lived)
Missing notarization or improper notarization
Expired filing that was never renewed
Original document missing from the recorder's office (yes, this happens)
Statute of limitations expired on the recording itself
The collector reports the debt to the bureaus as a verified judgment because the COURT issued it. But the verification chain runs through the recorded document at the county. If the document has a defect, the chain breaks
The play:
STEP 1: pull all 3 credit reports. List every judgment, lien, tax lien, child support arrearage, or public record item
STEP 2: go to your county recorder's office in person, or use their online portal. Search your name and pull every recorded document tied to you. Most counties charge $1 to $5 per page
STEP 3: examine each document for defects. Compare the name, SSN, address, dates, and notarization to your actual legal records. Wrong middle name? Defect. Missing SSN? Defect. Filed in a county you don't live in? Defect
STEP 4: file a "Motion to Vacate" or "Motion to Correct" at the court that issued the original judgment. Cite the recording defect. Most courts charge $40 to $80 to file. You don't need a lawyer for this
STEP 5: if the court vacates the recording, send the order to all 3 credit bureaus with this:
"The judgment underlying this credit report entry has been vacated by court order. The recorded document was found defective. Please delete this account from my credit file immediately under FCRA Section 611."
STEP 6: the bureaus must delete because the verifying document no longer legally exists
A guy in Ohio had a $14,300 judgment dragging his credit since 2019. He pulled the recording and the document was missing his middle initial that's on his driver's license. He filed motion to vacate citing identity ambiguity. Court vacated in 5 weeks. Account gone
Another woman had a tax lien recorded in the wrong county. She filed motion to correct, the county acknowledged the error, vacated the original recording. Lien deleted from all 3 bureaus
The collector relies on you never looking at the actual paperwork. Look at the paperwork lmfaooo
(i fix credit in 30-90 days. link in bio)
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