Gbolag Joseph | Branding designer | Tech creator

Helping Fintech, SaaS, Web3 & AI companies Build Brands and Digital Experiences That Drives Bussiness Growth & Earn User Trust | Sharing Tech Insights Daily

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

I build identities that attract users, and that generate revenue.

I'm open for new projects this week!
Send me a DM for us to get started. 🚀🚀

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

Open Banking: Means a system that allows banks and fintechs to safely share customer data (with permission) to create better services

Payment Rails: Means the electronic pathways that money travels through from one account to another

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

Fintech Terms Explained Simply

FINTECH : Financial Technology (using technology to offer financial services)

INFRASTRUCTURE (or Plumbing):
The basic systems that make fintech work behind the scenes (like payment connections, banking links, and technical foundations)

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

Regulatory Sandbox: Mean a special programme by the central bank that lets startups test their product with limited users under supervision

NIBSS: Means nigeria Inter-Bank Settlement System (the main system that moves money between banks and fintechs in Nigeria)

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

Fintech Terms Explained Simply

FINTECH : Financial Technology (using technology to offer financial services)

INFRASTRUCTURE (or Plumbing):
The basic systems that make fintech work behind the scenes (like payment connections, banking links, and technical foundations)

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

PSSP: Means payment Solution Service Provider (a licence that allows a company to process payments)

MMO: Means mobile Money Operator (a licence that allows a company to run mobile wallets and handle customer money)

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

Fintech Terms Explained Simply

FINTECH : Financial Technology (using technology to offer financial services)

INFRASTRUCTURE (or Plumbing):
The basic systems that make fintech work behind the scenes (like payment connections, banking links, and technical foundations)

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

AML (Anti-Money Laundering):
Means systems that detect and prevent dirty or illegal money from moving through the FinTech platform

CBN: Mean central Bank of Nigeria (the main financial regulator in Nigeria)

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

Fintech Terms Explained Simply

FINTECH : Financial Technology (using technology to offer financial services)

INFRASTRUCTURE (or Plumbing):
The basic systems that make fintech work behind the scenes (like payment connections, banking links, and technical foundations)

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

Compliance: Mean following the rules and laws set by the government and central bank

KYC (Know Your Customer): Mean Checking and verifying a customer’s real identity before giving them a service

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

Fintech Terms Explained Simply

FINTECH : Financial Technology (using technology to offer financial services)

INFRASTRUCTURE (or Plumbing):
The basic systems that make fintech work behind the scenes (like payment connections, banking links, and technical foundations)

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

Fintech Terms Explained Simply

FINTECH : Financial Technology (using technology to offer financial services)

INFRASTRUCTURE (or Plumbing):
The basic systems that make fintech work behind the scenes (like payment connections, banking links, and technical foundations)

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

@master_jpma Some say plumbing all those physical technical work......but I'm also inquisitive about it that won't AI robot replaced it. 🤔

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

I learned recently that....

KYC (Know Your Customer) Checks and verifies the identity of users (ID card, face photo, address, etc.)

Is part of the infrastructure FinTech build on.

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

Question:
For founders and product leads building FinTech... if infrastructure wasn't the bottleneck at all, what would you actually build first?

More products, faster geographic expansion, deeper personalization, something else entirely?

Lemme know In the comments

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

@master_jpma Still on the process though......but I build on other social media like linkedin simultaneously 😊🚀

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

@EthanCalFounder Wow I got the idea of building something like this recently and so suprise that you have built it.

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

@creativeprozzy Instagram is very dangerous for someone that's just building from scratch. 😊

Speaking from experience and if care isn't taking you will want to start comparing.

And the background of this people are different most of them come from a rich family. 🤗

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

@oluwatomisint6 @TSphereOnline @n8n_io @zapier @X Congratulations 🎉👏 to you was it a competition?

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

@master_jpma Is true and what do you think could guarantee security when it comes to code.

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

@master_jpma Yes I agree to that.....even presently there are more emerging job.

But the question is how fast can people learn and adapt.

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

@YacineZarr I'm asking about the domain itself for an individual people

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

@Soliman1x @Profdomainz Oh I understand now. But what does this brand offer people?

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

@devalexda Oh I understand now.

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

@Mustu_kc @X I'm working on a SaaS product that benefits designers.... Digital brand guidelines built with AI agent that can answer answer questions about the brand guidelines.

[Gbolag Joseph | Branding designer | Tech creator @9jacreativeman]

Rounding up this project this week 🚀

And we are currently onboarding new projects for November.

Let's work together on your next project, strategy, branding identity, and digital experiences.

Kindly send a DM to book with us.