Holly Rossell

For over 60 years, Action Insurance Service has been delivering insurance and financial services. Check us out for Helpful insurance tips and fun!

[Holly Rossell @AAG_Insurance]

Our Oxford Agency Location is Hiring. Join our Team, Apply today.
New Business Processer link: https://t.co/4t1V8h8GdQ
Sales Agent: https://t.co/EtKkKKFrxj

[Holly Rossell @AAG_Insurance]

Enjoy Your Weekend! “Work hard in silence, let your success be the noise.” ―Frank Ocean

[Holly Rossell @AAG_Insurance]

Fast Fact: Unspent HSA funds roll over from year to year. You can hold and add to the tax-free savings to pay for medical care later.

[Holly Rossell @AAG_Insurance]

Medicare Supplement Reminder: A Medicare Supplement (Medigap) plan helps pay out-of-pocket costs like deductibles and coinsurance that Original Medicare doesn’t cover.

[Holly Rossell @AAG_Insurance]

Preventive Care Tip: Most health plans cover preventive services like annual checkups, vaccines, and screenings at no cost when you use in-network providers.

[Holly Rossell @AAG_Insurance]

Lost your job but still need health insurance? COBRA lets you keep your employer’s health plan temporarily—usually up to 18 months. The catch? You pay the full premium (plus a small admin fee).

[Holly Rossell @AAG_Insurance]

Enjoy The Weekend: "Aim for the moon. If you miss, you may hit a star." — W. Clement Stone

[Holly Rossell @AAG_Insurance]

Help Understanding the Fine Print: You Get Personalized Guidance: Health insurance isn’t one-size-fits-all. An agent helps match your doctors, prescriptions, and budget to the right plan. Contact us for a consultation.

[Holly Rossell @AAG_Insurance]

In-Network vs. Out-of-Network: Seeing in-network doctors typically saves you money because they’ve agreed to lower negotiated rates with your insurance company.

[Holly Rossell @AAG_Insurance]

Reminder: After losing coverage, you typically have 60 days to elect COBRA. Miss that window, and you may lose your chance to enroll.

[Holly Rossell @AAG_Insurance]

Dental & Supplemental Plans Often Have Waiting Periods: Some dental, vision, and voluntary supplemental plans may require a waiting period for major services like crowns or surgeries.

[Holly Rossell @AAG_Insurance]

Enjoy Your Weekend: "All the world's a stage, and all the men and women merely players."

[Holly Rossell @AAG_Insurance]

Fast Fact: Your coverage start date is not always the same as your enrollment date — always verify when benefits actually begin.

[Holly Rossell @AAG_Insurance]

Health & Social Wellness Tip: Staying socially connected with friends, family, or community groups can help support mental health and emotional well-being.

[Holly Rossell @AAG_Insurance]

When Does COBRA Start? COBRA coverage is usually retroactive to the date your employer coverage ended—so there’s no gap if you enroll on time.

[Holly Rossell @AAG_Insurance]

Lost your job but still need health insurance? COBRA lets you keep your employer’s health plan temporarily—usually up to 18 months. The catch? You pay the full premium (plus a small admin fee).

[Holly Rossell @AAG_Insurance]

Enjoy The Weekend: “A good decision is based on knowledge and not on numbers.”

[Holly Rossell @AAG_Insurance]

The advantages of working with an insurance agent: Deductibles, copays, coinsurance, networks — an agent explains what it actually means so there are no surprises later.

[Holly Rossell @AAG_Insurance]

In-Network vs. Out-of-Network: Seeing in-network doctors typically saves you money because they’ve agreed to lower negotiated rates with your insurance company.

[Holly Rossell @AAG_Insurance]

Medicare can be confusing enough, but when you throw COBRA into the mix, it raises even more questions for beneficiaries. COBRA is coverage that you may qualify for after losing employer coverage from a large employer.

[Holly Rossell @AAG_Insurance]

Reminder To Be Careful: Scammers use several different tactics to try and scam Health Insurance beneficiaries and make attempts by phone or email.