AHR Private Wealth

[AHR Private Wealth @AHR_PW]

Many people engage in financial planning with retirement as a distant goal that they will save for now and worry about tomorrow. However, there is little point in spending your working life saving for your retirement, if you approach decumulation without a strategy.

[AHR Private Wealth @AHR_PW]

Every investment carries some form of risk. Even cash in the bank is exposed to the risk of inflation. As we are constantly faced with investment risk, it is important to establish the level of risk you are comfortable with and apply this to your financial strategy.

[AHR Private Wealth @AHR_PW]

Weekly Market Update October Sunday 25th 2020

[AHR Private Wealth @AHR_PW]

The search for personal growth should never end and we should all strive to learn something new every day, however, those in their 30’s are halfway to retirement and many are blissfully unaware of what they will need when that last day at work comes.

[AHR Private Wealth @AHR_PW]

Weekly Market Update October Sunday 18th 2020. Markets rise as President Trump is discharged from hospital: US Presidential polls continue to forecast a Democratic win

[AHR Private Wealth @AHR_PW]

A recent survey undertaken in the UK found that three out of four couples over the age of 55 don’t have a clear understanding of how much income they will receive in retirement.

[AHR Private Wealth @AHR_PW]

Originally announced in 2014, The UK government has now confirmed that from 2028 the earliest age a saver will be able to access their pensions will be 57, increased from the current minimum pension age of 55.

[AHR Private Wealth @AHR_PW]

A typical pattern of expenditure during retirement is ‘U’ shaped, with three distinct phases. Speaking to a Financial Planner regarding your retirement plans is recommended even if retirement seems a mile away.

[AHR Private Wealth @AHR_PW]

The UK government is drawing up plans that could see over 40’s paying additional tax in order to solve the social care crisis.

[AHR Private Wealth @AHR_PW]

In times such as these, it is important to remain vigilant regarding your personal finances. This doesn’t mean that you have to sacrifice all the luxuries you enjoy, just a few small changes can help future proof your financial position.

[AHR Private Wealth @AHR_PW]

Following the release of a consultation paper in June, the government looks set to press ahead with plans to encourage small pension schemes to consolidate

[AHR Private Wealth @AHR_PW]

The coronavirus outbreak has caused most people to consider their lifestyle and financial choices in greater detail. When your cards come up for renewal, is it worth paying for another year?

[AHR Private Wealth @AHR_PW]

If something happened to you would you be able to survive on your savings, or on sick pay from work? If not, you’ll need some other way to keep paying the bills, therefore, you may wish to consider income protection.

[AHR Private Wealth @AHR_PW]

The Bank of England has recently decided to keep the base interest rate at 0.1% and also increased its quantitative easing program by a further £100bn.

[AHR Private Wealth @AHR_PW]

HM Revenue & Customs has warned it will impose a penalty on directors who deliberately exploit the government's furlough scheme.

[AHR Private Wealth @AHR_PW]

On average, people move home eight times during their lifetime. Naturally, there is a lot that you choose to leave behind when you move, however, a proportion of your retirement income is probably not included in this.

[AHR Private Wealth @AHR_PW]

“The high number of claims paid should give people confidence that they can trust their insurance provider will be there when needed, helping families get back on their feet and providing valuable safety nets when the worst happens.”

[AHR Private Wealth @AHR_PW]

A number of clients have been asking our financial planners ‘is now a bad time to invest?’, so we thought we would share some thoughts on the matter.

[AHR Private Wealth @AHR_PW]

"After the fastest fall from a peak in markets on record, we will discuss how we have been positioned for this challenging period and look out to the future."