APARUPA ❤️🦋

if you believe in GOD , I believe in ARMAAN MALIK. Proud to be in #TheArmaanianArmy
#Armaalian

[APARUPA ❤️🦋 @AM_Aparupa]

Happy birthday ARMAAN ♥️

The #Armaanians has made small effort of singing all your songs and make you feel special ♥️ Hope you like it ! @ArmaanMalik22
( use headphones pretty pleaseee😍 )

#HappyBirthdayArmaanMalik

https://t.co/k7lHCLPJ6G

[Aashna Shroff @AashnaShroff]

tu hi mera Ghar 🧡

[MProfit @MProfit]

Union Finance Minister Mrs. Nirmala Sitaraman presented the Union budget for FY24-25 today

Several key changes from
1. Changes in tax rates for the new tax regime to,
2. Changes in Capital gains tax to,
3. Changes in buyback tax and angel tax
were announced today

Here is a summary of the important announcements made today👇

[Happy Birthday Month Armaan ❤️ ExoL⁹ ✨ @IshuChukki]

Wish you unstoppable happiness and innumerable blessings. Keep illuminating the world with your radiant heart. Happy Birthday! 🎈
@ArmaanMalik22

#HappyBirthdayArmaan
#InTheAMfest
#ArmaanMalik

[APARUPA ❤️🦋 @AM_Aparupa]

#HappyBirthdayArmaanMalik

[APARUPA ❤️🦋 @AM_Aparupa]

Happy birthday @ArmaanMalik22
Wishing you loads of joy and happiness and love throughout the year ahead ❤️
I always wanted to tell you "I LOVE YOU 🌹" in person coz you with your music and smile gives me so much joyyyyyy❤️

[APARUPA ❤️🦋 @AM_Aparupa]

Happy birthday @ArmaanMalik22
Wishing you loads of joy and happiness and love throughout the year ahead ❤️
I always wanted to tell you "I LOVE YOU 🌹" in person coz you with your music and smile gives me so much joyyyyyy❤️

[Armaan Malik @ArmaanMalik22]

This thread has my ❤️ and aashna’s too!

[Narendra Modi @narendramodi]

Dear @ImRo45,

You are excellence personified. Your aggressive mindset, batting and captaincy has given a new dimension to the Indian team. Your T20 career will be remembered fondly. Delighted to have spoken to you earlier today.

[APARUPA ❤️🦋 @AM_Aparupa]

Happiest birthday @AmaalMallik ❤️✨
You gave a true meaning to hear to music your music your songs for sooo longggggggg 🥹
You're a magician and no doubt on that✨
May weyou have all your wishes and dreams fulfilled
I love you forever💝
#HappyBirthdayAmaalMallik
#AmaalMallik

[Armaan Malik @ArmaanMalik22]

Handsome, our baby boy, left paw prints on our hearts, and his memory will always bring only warmth and smiles. 🌈🐾 Thank you for sharing in our everlasting love for him.

Handsomeness Forever ♾️

[BollyHungama @Bollyhungama]

.@lauvsongs returns to Mumbai to enthrall Lollapalooza India 2024 with hit performance; @ArmaanMalik22 makes surprise appearance for 'I'm So Tired' duet, watch

#Lauv #ArmaanMalik #LollaIndia

https://t.co/YllIkSNT77

[APARUPA ❤️🦋 @AM_Aparupa]

Gosh #handsome?!?!?!
Can't believe what I'm seeing..
Hey baby @iamhandsome08 tc to wherever you are we love you alott..
Spread more n more handsomeness in the other side of the world

#youstayinourheartsforever❤️🦁

[Armaan Malik @ArmaanMalik22]

Onwards and upwards, no looking back! Happy New Year ✨✨✨✨

#Happy2024 #HappyNewYear

[Armaan Malik @ArmaanMalik22]

Blessed to have sung a song like this. Thank you Amaal and Rashmi Virag for creating such a gem 🙏🏻❤️

[𝙒𝙧𝙤𝙜𝙣🥂 @wrognxvirat]

Goosebumps Moment for Every Viratian🥹❤️
#viratkohli #HappyBirthdayViratKohli

[GQ India @gqindia]

After a decade of serving as one of #Bollywood’s leading playback singers, #ArmaanMalik (@ArmaanMalik22) is looking to cement a new identity: Armaan Malik, Pop Star of #India.

Read his exclusive interview with GQ: https://t.co/GFFFModwto

[Armaan Malik @ArmaanMalik22]

Happy birthday to someone who has not only achieved what many can only dream of, but has also been such an inspiration to millions! My only wish for you on this special day is an abundance of good health and unending happiness. Love you @iamsrk sir ❤️

[Armaan Malik @ArmaanMalik22]

I'm overwhelmed with emotions right now. It's tough to put into words, but this isn't just about releasing an album; it's about finally sharing the emotions I've held onto for years. Please show OJB all your love and support. Out now worldwide x 🖤

https://t.co/ERbdDd24mz

[BombayTimes @bombaytimes]

.@ArmaanMalik22 and #AashnaShroff are officially engaged 💍

The singer shared pictures from his recently held ring ceremony with the influencer

#ArmaanMalik #AshanaShroff #Engaged

[Aditya Shah @AdityaD_Shah]

🚨Health Insurance-Room Rent limit

Room Rent Limit can really limit the claim an Insurance company pays!

Here is how👇
Every hospital room has a different rate card for the same service:-

A Doctor's Visit in a Shared room costs Rs 1000-2000
A Doctor's Visit in a Suite Room Costs Rs 2500

With such variance in charges:-

A surgery that can cost X in a general room can cost 2x in a Private room.
This is within the same hospital.

So how do insurers protect themselves from this hospital surge pricing?

Insurers put a Room Rent Limit with a proportionate deduction.

Insurers generally put room rent limit at 1% of the Sum Insured
So for a 5 lakh sum insured the limit is at Rs 5,000/day

Let's take an example:-
Mr. X is hospitalized with a bill of 2 lacks.
The insurance policy had a room rent limit of Rs 2000/day
Mr. X had to choose a room for Rs 8000/day.
Now Mr X will not only have to pay Rs 6000/day from his own pocket.

The insurer will apply a proportionate deduction to the entire bill amount in proportion to the room rent limit.

Sum Approved = (Room-rent approved / Room-rent Claimed) X Amount Claimed

In the case of Mr X will be eligible for only 25% claim under the policy.

This will mean even if Mr. X has a Sum insured of 10 lakhs.

A hospitalization bill of 2 lakhs will mean he will have to pay 1.35 lakh from his own pocket because of the room rent limit

That is the power of room rent limit.
It can put a limit to what the insurer will pay

So how to take care of the Room rent limit?

A room rent limit is just not limited to the type of room u can get.
It also limits the amount of claims u can get.

Therefore be very careful with the terms and conditions of the policy.

Buy a policy that has no room rent limit!
Check ur room rent limit.
Most comprehensive policies do not have a room rent limit!
You can port ur plan into a better plan with no limits!

[Armaan Malik @ArmaanMalik22]

🤍💐🥂