ANDREW STEVENS

[ANDREW STEVENS @ANDREWSTEVENS71]

I'm joining the BPL20 builders list. 🧱 @Mertas0x https://t.co/flADW49Uq0

[ANDREW STEVENS @ANDREWSTEVENS71]

@fhecat Card attached. My cat stays encrypted until the reveal. 🐾

[ANDREW STEVENS @ANDREWSTEVENS71]

My cat is still encrypted. 🔒🐾

Just joined the @FheCat waitlist. Mainnet mint in October.

https://t.co/bCmBfkHH7W

[ANDREW STEVENS @ANDREWSTEVENS71]

Grab a spot early
Bitcoin's next big narrative is RGB.
Tether is putting USDT on RGB.
Done in 10 seconds. Knight NFT secured, 1,000 Horseshoes.
@RGBHorse can become the Pump on Bitcoin.
More invites, more Horseshoes.
Use this: https://t.co/gw9M1XPK6E

[ANDREW STEVENS @ANDREWSTEVENS71]

@Mertas0x bc1p7anvqphzc6ra33lsxfc6rrsqywuhjgwy5jvg59wv8h5hvklmzlcqn5arna

[ANDREW STEVENS @ANDREWSTEVENS71]

@CloudquestASIA @paperdao_xyz to the moon

[ANDREW STEVENS @ANDREWSTEVENS71]

Claiming my $shhhhh airdrop 🤫 SHC-FBA9E295 https://t.co/HoaNpxCFFS

[ANDREW STEVENS @ANDREWSTEVENS71]

Requesting my $shhhhh airdrop: the first BRC-20 on Bitcoin silent payments. SH-363B26DB https://t.co/DFForVXRsi

[Theo @theo_xyz]

1/ StableEarn is live.

The initial StableEarn vault is powered by @morpho and curated by @gauntlet_xyz, with yields facilitated by Theo’s RWA products, letting USDT depositors access institutional-grade returns directly on Stable.

[ANDREW STEVENS @ANDREWSTEVENS71]

@Kiwi_Nod #KiwiNod #Pharos what is a great project!!!

[Theo @theo_xyz]

1/ The thUSD Genesis Program opens soon.

Here's everything you need to know before it opens.

[Theo @theo_xyz]

1/ thUSD is live.

The Genesis Program is now open for deposits.

[Theo @theo_xyz]

1/ Introducing thUSD: the yield-bearing stablecoin powered by gold.

[ANDREW STEVENS @ANDREWSTEVENS71]

Discovered my Gas ID via ETHGas - turning my gas spend into rewards 🫘

As a Baby Jack, I've spent 0.0042 ETH on gas but earned 1 Beans back.

Get your Gas ID and Beans here: https://t.co/rXbi8N4ttA

[Theo @theo_xyz]

thBILL is now live on @Stable.

Our tokenized money market fund brings access to short-term US Treasuries with low fees, institutional custodians, and deep onchain liquidity.

[Almanak @almanak]

https://t.co/CVaP5dj7hZ

[Stacy Muur @stacy_muur]

https://t.co/u0KLXDjKnc

[Insightful @info_insightful]

The Almanak Ecosystem isn't what you think it is

alUSD, alpUSD, and basedUSD are not stablecoins

They are vault tokens that represent yield-bearing shares in automated vaults running delta-neutral strategies

The yield accrues directly to the token's value

Ex. 1 alUSD might redeem for more than 1 USDC over time as the vault performs

Let's break these down

1/ alUSD (Autonomous Liquidity USD): The flagship vault.

Automatically rotates through safe, high-yield opportunities like lending, liquidity provision, and hedging.

Done across Aave v3, Compound v3, Fluid, Euler v2, Morpho Blue Vaults, Yearn v3

Designed for steady, low-volatility growth

Current APY: ~13.5% (9.6% of this is estimated in ALMANAK points value assuming 100M FDV at TGE)
TVL: $~124M

Exposure options:

YT alUSD on Pendle = 5x Almanak Points
LP alUSD on Pendle = 1.5× points (for the SY-alUSD portion)

LP on Curve = 3x Almanak Points (Staked LP positions do NOT earn points)
Vault deposits = 1× points/default amount

All earned points convert to $ALMANAK at TGE

2/ alpUSD (Autonomous Liquidity Plus USD): A step up in intensity.

Similar mechanics, but with "Plus" strategies that might include slightly higher-risk plays for better returns

Ex. optimized leverage or broader DeFi integrations

It's for those wanting a bit more juice without going full degen

APY: ~15%
TVL: $~3.2M

Exposure options: Vault deposits = 1× points/default amount

3/ basedUSD = Tailored for the Base chain

Leverages Base's low fees for efficient yield farming

APY: ~15%, TVL: ~$1K (not yet public yet thus low TVL)

[DOLAK1NG @DOLAK1NG]

Most people still think of DeFi yield as a static number.

A rate you chase from protocol to protocol, hoping you’re early… and praying you’re not exit liquidity.

But what if yield didn’t have to be hunted?
What if it was engineered?

Not through hand-coded automation.
Not through one-off farming strategies.
But through a network of AI agents running quant logic, and structuring yield the way professional desks do. Dynamically, continuously, and without emotion.

This is the mental shift behind @almanak :

A Permissionless AI Yield Layer where anyone can deposit into vaults that are managed like on-chain quant funds.

This post breaks it down cleanly:

1. What Almanak vaults actually are

2. Why they’re different from every “yield vault” you know

3. Where the real yield comes from

4.Why this matters for the future of DeFi

Let’s go deeper.

1. WHAT ALMANAK VAULTS ARE

At surface level, a vault is simple:

Deposit USDC → receive a vault share token (like alUSD) → watch its value rise over time as strategies earn.

But that simplicity hides the real unlock.

Behind every Almanak vault is a strategy brain.
Behind that brain is an AI Swarm of agents that can design, test, optimize, and deploy automated strategies across multiple protocols and chains.

Under the hood, each vault is built on:

• Lagoon’s audited ERC-7540 vault infra

• Safe-based smart accounts with Zodiac permissioning

• Strategy engines written in Python state machines

• Deployments that push transactions live on-chain

The vault contract issues share tokens.
The Safe holds the capital.
The strategy logic rotates your funds.
And the vault share (alUSD) reflects the net asset value of the entire pool.

Your tokens never leave your custody.
Agents only receive permissioned, function-level access, nothing more.

2. WHAT MAKES THEM DIFFERENT

Most yield products in DeFi fall into one of these buckets:

→ Static yield strategies (unchanged for months)

→ Single-protocol auto-compounders

→ Manual LPing bundles

→ Operator-run funds with opaque risks

@almanak breaks completely out of this mold.

2.1 AI Swarm, not manual farming

The core engine behind Almanak is a multi-agent AI system, research agent, coding agent, testing agent, optimization agent, monitoring agent, working together like an automated quant desk.

Strategies aren’t fixed.
They adapt.
They rebalance.
They optimize for risk-adjusted return, not vanity APY.

This is the difference between:

“move USDC to Aave and autopilot it” vs

“dynamically allocate capital across lending, LS yield, Pendle markets, structured products, and incentives, based on real-time conditions.”

2.2 ERC-7540 standardization

Most vaults run on custom code.
You’re trusting an entire new implementation every time.

Almanak instead builds on Lagoon Finance’s standardized ERC-7540 vault architecture, which is:

• battle-tested

• audited

• composable by design

This eliminates the engineering inconsistency that plagues legacy yield products.

2.3 Non-custodial by default

Vault capital lives in Safe smart accounts.
You remain the owner (1/1 multisig).
Agents only get Zodiac role-permissions, tightly scoped, transaction-limited access that can’t rug you.

This is radically different from aggregated yield farms that sweep deposits into a shared protocol wallet.

2.4 Vaults as “Quant Products”

The most underrated feature:
Anyone can create a vault, apply a strategy, and monetize it through management and performance fees.

This makes Almanak a permissionless multi-manager platform, the on-chain equivalent of:

→ a quant fund factory

→ a structured yield marketplace

→ a place where strategies become investable products

It’s DeFi-native BlackRock, but run by AI.

3. WHERE THE YIELD COMES FROM

Here’s the important part: Almanak’s yield is real, explainable, and diversified.

No circular ponzinomics.
No inflationary emissions printed from thin air.
No “high APY until people deposit.”

Yield flows from four real sources:

3.1 Base DeFi Yield

Vaults allocate into a diversified basket across the safest and most liquid venues on-chain:

► Lending (Aave, Compound, etc.)

► Liquid staking variants

► Stablecoin money markets

► Liquidity pools (Curve, Uniswap)

► Yield-bearing wrappers

This is your “core yield.”
Interest, fees, funding, staking rewards. The things DeFi actually produces.

3.2 Yield Structuring & @pendle_fi Markets

This is where Almanak steps into quant territory.

Some strategies take advantage of:

► Pendle YT (yield tokens)

► SY (standardized yield wrappers)

► Discounted future yield markets

► Structured positions that amplify base return

Example:
Buying YT on assets with known yield schedules can outperform simple lending by multiples during quiet markets.

Most users can’t (or won’t) do this themselves.

AI-powered strategies can.

3.3 Incentives & Partner Rewards

When vaults allocate into:

• @pendle_fi pools

• @CurveFinance pools

• Other yield AMMs

You earn:

• trading fees

• protocol incentives

• boosted reward structures

This adds a second layer of yield on top of the base APY.

3.4 Almanak Points (future upside)

While not “APY,” Almanak Points are an explicit economic layer.
Many vaults, especially alUSD comes with points multipliers when used in:

► Pendle LP

► Curve LP

► Staked vault positions

► Cross-protocol integrations

This turns @almanak vaults into yield + incentives + meta-yield engines.

If Almanak continues to scale, points become one of the highest upside components of the entire stack.

4. WHY THIS MATTERS

The real story isn’t “Almanak has yield vaults.”

It’s that Almanak is building the first AI-native asset management layer in DeFi.

Legacy yield systems are brittle:

▸ fixed strategies

▸ manually updated

▸ protocol-fragmented

▸ slow to adapt

▸ high operational overhead

Almanak’s approach is:

▸ composable

▸ standardized

▸ adaptive

▸ agent-driven

▸ permissionless

A future where:

▸ strategies are designed by AI

▸ executed by AI

▸ monitored by AI

▸ and tokenized into vaults anybody can enter

…is a future where yield becomes a digital commodity, not a scavenger hunt.

This is the beginning of modular, AI-native asset management, the same way L2s were the beginning of modular blockchains.

That's a wrap!

[Almanak @almanak]

Meet Almanak - your personal AI quant team.