The goal of the Alliance is to represent those investing for their retirement and to advance constructive solutions to address the American retirement crisis.
When retirees rely on market timing, a sudden downturn can stretch their savings thin. Reforms like automatic enrollment, improved portability, and expanded access to predictable income solutions pave the way for a more secure retirement. https://t.co/nfHDkhzz9G
Market volatility hits harder in retirement. Guaranteed income sources – pensions, annuities, and target-date funds – shield retirees from uncertainty. These "lifetime paychecks" mean less risk and more peace of mind. https://t.co/WZLtLPdAf9
Oklahoma's Energy Discrimination Elimination Act drove up borrowing costs by $164M before the state Supreme Court struck it down. APSR President Tim Hill on why this ruling matters nationally. https://t.co/dSSyQbffDV
Pensions are retirement income, not policy experiments. APSR president Tim Hill on how a recent Oklahoma Supreme Court ruling sends a clear message to states using pensions for political agendas: put retirees first. https://t.co/Q221etVQgd
Lack of personal finance knowledge costs the average adult almost $1,000/year. Investing in financial literacy can change that trajectory.
Mississippi is leading the way, teaching students the habits they need to build lifelong financial security.
https://t.co/AAt1pmPskH
Financial literacy goes hand in hand with retirement security. More on how personal finance education for grades 6–12 – coupled with $1M in private funding – is laying the groundwork for Mississippians to retire with dignity. https://t.co/8aPIjb5vfC
From expanding automatic re-enrollment to fixing a securities law gap that has left 403(b) savers stuck with higher-cost investments, the ideas being floated for SECURE 3.0 could strengthen retirement security for millions of workers. A package could come together as soon as 2027. https://t.co/rGEa89rzD8
This investment in Texas’ skilled trades workforce shows career pathways and retirement readiness go hand in hand. $30M will train 12,000 Texans for high-paying electrical careers while teaching financial habits for long-term security and generational wealth. https://t.co/F5QT9JOFyA
The next major retirement reform package is starting to take shape on Capitol Hill, with three priorities emerging at the top of the agenda: expanding coverage, simplifying the system, and helping workers save more effectively.
More on what could be in SECURE 3.0. https://t.co/19OASTUTl8
Retirees don't have a spending problem -- they have a confidence problem. Research shows retirees with guaranteed lifetime income spend more freely & worry less, even with the same savings. The psychological shift matters as much as the financial one. https://t.co/JI3EusHXmi
Adding guaranteed lifetime income to a 401(k) raises retirees' spending power by 22% with no increase in contributions. The problem isn't just how much Americans save. It's that the system gives no roadmap for spending it. Lifetime income changes that. https://t.co/CwgqciWRYa
Public pension funds exist for one reason: to deliver the strongest possible returns to retirees. When political agendas drive investment decisions, it's firefighters, police officers, & teachers paying the price. Retired NYPD Deputy Chief Timothy Bugge reminds us pension promises must be kept. https://t.co/DOXbYlnKvU
Retired NYPD Deputy Chief is sounding the alarm: political interference in pension investing threatens the retirement security of public workers. Whether it's climate mandates in NY or fossil fuel requirements in TX, the result is the same: retirees lose. https://t.co/gMEBVa1WUl
Pension funds across the country are increasingly caught in political crossfire - and retirees pay the price. New York's AB 10882 is the latest example. Restricting professional investment managers threatens the very retirement security it claims to protect. https://t.co/JnP2J84oj1
NY Assembly Bill 10882 would bar the Police & Fire Retirement System from using external investment managers. Framed as a cost-saving measure — it's really politics dressed up as policy, threatening the retirement security of 750,000+ city workers. https://t.co/CyTDwYuVVB
Pension funds are lifelines — not leverage. A retired NYPD deputy chief is sounding the alarm in the @WashTimes when politics drives investment decisions, retirees pay the price. https://t.co/oJPfL7QUG6
New York's AB 10882 aims to cut pension costs for police and firefighters by banning external investment managers - but would likely do the opposite. Eliminating managers just shifts costs in-house, reduces diversification, & risks long-term returns. https://t.co/RA2ehZMD3j
A win for retirees in Oklahoma and across the country: The Oklahoma Supreme Court struck down a harmful law, ruling that pension funds must serve workers and retirees first. This ruling makes one thing clear: fiduciary duty comes first. Always. https://t.co/BvxdBkmtWN
The Oklahoma Supreme Court ruled: pension funds exist to serve retirees, not political agendas. The Energy Discrimination Elimination Act was struck down as unconstitutional, protecting public employees from costly, politically driven divestment mandates. A win for retirees everywhere! https://t.co/7hzXdGg67u
1 in 5 adults over 50 have no retirement savings...and over 60% worry they won't have enough to get by. A possible solution? Modernizing what's allowed in 401(k)s. Giving Americans access to private market investments could improve retirement outcomes. https://t.co/UmZpN4bOnC