ASmith Real Estate Services

Anissa L. Smith - REALTOR®, is your trusted real estate agent in  Northern Virginia and surrounding areas.

[ASmith Real Estate Services @ASmithREsvc]

What #renting disadvantages can you think of?

[ASmith Real Estate Services @ASmithREsvc]

Live the Fredericksburg lifestyle! ✨ Condo at 503 Caroline St #2 just listed. Steps to shops & dining! DM us for info. #FXBGRealEstate #DowntownLiving #Condolife

[ASmith Real Estate Services @ASmithREsvc]

Small tweaks to your thermostat and water heater can help you save on utility costs. The more places you find to cut expenses, the more you can apply to your debt!

[ASmith Real Estate Services @ASmithREsvc]

What do you notice first when driving by a home?

[ASmith Real Estate Services @ASmithREsvc]

Pawn things you no longer use, have a garage sale, turn your passion into a side hustle—get creative with ways you can earn extra cash.

[ASmith Real Estate Services @ASmithREsvc]

Contingencies offer an opt-out option if major concerns can not be addressed.

[ASmith Real Estate Services @ASmithREsvc]

Bankruptcy or debt settlement should only be used if you can’t repay your debt in the next five years or unpaid debt is half of your gross income.

[ASmith Real Estate Services @ASmithREsvc]

What #renting disadvantages can you think of?

[ASmith Real Estate Services @ASmithREsvc]

Debt consolidation rolls multiple debts into a single payment for those who don’t have excessive debt. There are two primary ways to consolidate debt; do you know your options?

[ASmith Real Estate Services @ASmithREsvc]

Visit https://t.co/ybjeyrgewY to find out the psychological effects of different colors.

[ASmith Real Estate Services @ASmithREsvc]

The debt avalanche strategy targets debts with the highest interest rates first. This route may help you save time and interest over your debt payoff journey.

[ASmith Real Estate Services @ASmithREsvc]

Research finds that spending time by the ocean is pretty good for your well being!

[ASmith Real Estate Services @ASmithREsvc]

If you have a 401(k) or home equity, you might be able to borrow money at a lower interest rate!

[ASmith Real Estate Services @ASmithREsvc]

Which is right for your lifestyle?

[ASmith Real Estate Services @ASmithREsvc]

The money to make your debt payments just isn't there. So what do you do? Try to renegotiate your debt terms. Let your creditors know your situation.

[ASmith Real Estate Services @ASmithREsvc]

Do you have a friend or family member that can float you a (low-interest) loan? Clearly establish the interest and repayment schedule in writing, if so.

[ASmith Real Estate Services @ASmithREsvc]

Today, we honor those who gave their lives for our country. Our team wishes you and your loved ones a safe and fun weekend.

[ASmith Real Estate Services @ASmithREsvc]

Is your credit score at least 580? Are you employed? You might qualify!

[ASmith Real Estate Services @ASmithREsvc]

If you have a life insurance policy with a cash value, you can borrow against it to pay high-interest debts!

[ASmith Real Estate Services @ASmithREsvc]

If the card with the lowest balance isn’t maxed out, transfer the balance of higher rate cards to the lower.