Aagam Jhaveri

Sports buff | Finance enthusiast

[Aagam Jhaveri @AagamJ]

@careinsuranceIN We have already submitted all original bills and forms to your Neelyog Square, Ghatkopar East, Mumbai branch. Even before this, our agent had submitted all the original scanned copies a long time back

[Aagam Jhaveri @AagamJ]

This is exactly what you can expect from @careinsuranceIN
Random timelines such as "at the earliest". No one has reached out to me since this, let's see when do they actually look into this and resolve

[Aagam Jhaveri @AagamJ]

In the history of misleading company names, @careinsuranceIN ranks at the top by quite some margin! It should be renamed to "Harassment" Health Insurance. Always rejecting straightforward claims without any reason & taking a long time to resolve stuff @irdaindia @jagograhakjago

[Sahil Kapoor @SahilKapoor]

We come across a lot of marketing content depicting significant portfolio value that a monthly SIP would have created started 20-30 years ago. This is the problem of induction. We tend to use the past as a perfect replica for future.

A ₹10,000 SIP, which feels affordable today, would have been out of reach for most investors 20 years ago. ₹10,000 is roughly 55% of an average Indian's monthly per-capita NNI today, while 20 years ago, it was more than 350% of it.

See the quoted post for SIP amount a person could actually have afforded at different points in time, income adjusted, assuming they can afford ₹10,000 today.

It alao shows the realistic corpus this income adjusted SIP would have generated, and the gap versus the flat *10,000 projection is significant.

[Aagam Jhaveri @AagamJ]

In the history of misleading company names, @careinsuranceIN ranks at the top by quite some margin! It should be renamed to "Harassment" Health Insurance. Always rejecting straightforward claims without any reason & taking a long time to resolve stuff @irdaindia @jagograhakjago

[Aagam Jhaveri @AagamJ]

@nimit_vora @dspmf @SahilKapoor Ask the critics of SIP regarding the implementable alternatives and they will have no answers. SIP is the only easy, convenient and implementable way of investing, but yes, only once asset allocation exercise is done properly.

[Darshil Shah @darshilshah98]

Everyone treats exam paper leaks in India as an "Education Ministry failure." I mapped all 110 recorded leaks (2004-2026) to whoever was actually in charge when each one happened🧵

Data: Kaggle, "India Paper Leaks from 2004 to 2026" by Sujay Nadkarni
https://t.co/BcjnOphw5S

[Satish Acharya @satishacharya]

'Don't waste our time' #YouthProtests

[Ramesh Srivats @rameshsrivats]

Personalize all credit. Nationalize all blame.

[Aagam Jhaveri @AagamJ]

@IRCTCofficial @amofficialCRIS
How is one supposed to book tickets on the RailOne application practically?! Absolutely pathetic app where there is an option to just "add" money to the wallet and no option to take it out if the ticket is not booked due to your incredible systems

[Aviral Bhatnagar @aviralbhat]

https://t.co/lye1puttMm

[Aagam Jhaveri @AagamJ]

Jis highway pe desh ka thande se thanda aadmi bhi garam ho jaaye uske metro station ka naam "Desh ka Thanda WEH" 🙃

[Aagam Jhaveri @AagamJ]

Absolutely true!

"We have little patience and almost no scientific temper. We love creators more than builders and that is the plague of this country."

[Abhishek Murarka 💹🐂 @abhymurarka]

This is sad, but not unexpected. We love to elevate Galgotiya influencers and epic-shitters. Real builders, thinkers, practitioners are made to sit in audience or they get no ear like in this video.

The Galgotoias are brought in as experts on TV channels, efffing even at premier MBA colleges.

We want entertainment in everything - even in subjects that should be deliberately boring. We have little patience and almost no scientific temper. We love "creators" more than "builders" and that is the plague of this country.

[sar¹⁶🎧ིྀ @leclercsdior]

cinematic if you ask me 😵‍💫

[Aagam Jhaveri @AagamJ]

Alcaraz, a mad mad guy! Unbelievable self-belief and resilience. Gotta feel for Zverev though, came so close but still not enough to get past the mighty Spaniard! Another Sincaraz final on cards? #AusOpen #AlcarazZverev

[Aagam Jhaveri @AagamJ]

@AmazonHelp This is just an infinite loop without getting anyone to call me. Tired of all these dark patterns employed by you guys for refusing to face up to the situation and solve it.

[Deepinder Goyal @deepigoyal]

Facts below (1/5):

In 2025, average earnings per hour (EPH), excluding tips, for a delivery partner on Zomato were ₹102.
In 2024, this number was ₹92. That’s a ~10.9% year-on-year increase. Over a longer horizon also, EPH has shown steady growth.

Most delivery partners work for a few hours and only a few days in a month. But if someone were to work for 10 hours/day, 26 days/month, this translates to ~₹26,500/month in gross earnings. After accounting for fuel and maintenance (~20%), the net earnings for the partner are ~₹21,000/month.

Note: Earnings per hour are calculated on total hours logged in, including the time when the partner might be waiting to receive an order. Earnings per “busy hour” will be higher but that’s not the right metric to look at.

On top of this - delivery partners earn 100% of tips given by customers. The average tip per hour in 2025 on Zomato was INR 2.6 and in 2024 was INR 2.4 per hour. Tips are transferred instantly, with zero deductions. We absorb the payment gateway processing cost ourselves. About 5% of the orders get tipped on Zomato; 2.5% on Blinkit.

[Aagam Jhaveri @AagamJ]

@AmazonHelp I want to see where the package is stuck. If you guys are able to import and deliver stuff in 6 days, how is it that reverse logistics is taking bloody 15 days?! And absolutely no recourse to talk to someone from your pathetic organization. Zero accountability

[Aagam Jhaveri @AagamJ]

@amazonIN @AmazonHelp

7 days since the pick-up and you guys have not even received it yet?! Is there any shame left in you as a company? This is a properly run scam by sellers on Amazon and this company just watches the show all along. @jagograhakjago please look into this

[Aagam Jhaveri @AagamJ]

@KalpenParekh The fund construct and philosophy is great. Just one concern, how is the TER for Direct plans 0.23% only? As I understand, this is largely an actively managed fund and such a low expense ratio for an active fund is surprising

[Aagam Jhaveri @AagamJ]

"Skepticism and pessimism aren't same. Skepticism calls for pessimism when optimism is excessive. But it also calls for optimism when pessimism is excessive"

Howard Marks in Mastering the Market Cycle