@Ekitipikin@Ekitipikin We finally launch our Estate in Abuja..promo 500sq 4.1m instead of 4.5, 300sq 2.4m instead of 2.7m.. hurry now and grab urs... Title R of O .. please patronizing me..
Meanwhile in Benin Republic🇧🇯, the beaches are free.
You can randomly park your car and walk into the beach.
To add, the beaches are very clean and filled with trees.
Benin republic, 2- 4hours away from Lagos, will show you that the things we consider luxury in Nigeria are truly basic.
Frames 1, 2 & 4: Fidjrosse, Cotonou🇧🇯
Frame 3: Door of No Return, Ouidah🇧🇯
@Uzuakoliii Even travel expenses alone will finish that 10M. The problem is that Nigerians don't like hearing the truth, everybody wants to go to China. Tor
BTW, let me plug you to @440_global , a platform you can use to buy goods from China at factory prices 😉
Once you start noticing a receding hairline at the earliest stage, get castor oil and rosemary oil. Mix 15 drops of castor oil with 1 drop of rosemary oil in your palm, then massage it into your scalp consistently. It will save you from breaking the bank trying to restore your hairline later.
I've restored my hairline twice. My dad was already bald at an age younger than I am now, yet my hair is full and my hairline is sharp.
For a proper scalp massage tutorial, search for Austin Goh's scalp massage video on YouTube.
You're welcome.
In case you can’t tell the difference between Nigerian peppers 🥰👇
The big guy in the first frame is tatashe.
The slim one is shombo or bawa (cayenne pepper).
And of course, the third frame is atarodo (scotch bonnet pepper).
Blend them together with tomatoes & onions for a rich, vibrant Nigerian stew.
35 million people use PalmPay.
Only 10 million have found the Wealth feature that paid out N4 billion in interest in 2024.
The other 25 million are sending money and buying airtime while their money shrinks.
Let me give you a secret embedded in the app.
The four products inside PalmPay Wealth.
Cashbox which is a Flexible savings, Up to 20% per annum, Withdraw anytime with Zero penalty.
SmartEarn which has Up to 22% per annum, Instant withdrawal, No fees. Highest liquidity and yield combination on any Nigerian savings app right now.
Target Savings which Set your goal, set your schedule, app saves automatically.
Mutual Funds which are SEC-regulated managers invest in treasury bills and government bonds with Daily interest accrual. This is what we are breaking down today.
The mutual fund types.
Money Market Fund with 20% to 22% per annum where you can access your funds in 48 to 72 hours. For money you will not need in 3 to 12 months.
Fixed Income Fund that are Slightly higher yield with Longer lock period for money sitting 12 to 24 months.
Equity Fund which Invests in NGX stocks. Top equity funds returned 41% in H1 2025. For money you will not touch for 3 to 5 years.
How to start.
Open PalmPay. Tap Wealth. Select Mutual Funds. Choose fund type. Fund from wallet. Done. Under five minutes. No paperwork. No minimum balance.
The mathematics.
Beginner. N10,000 monthly at 20% per annum.
Year 1: Invest N120,000. Balance grows to N145,000.
Year 3: Invest N360,000. Balance grows to N530,000.
The fund added N170,000 you never worked for.
Intermediate. N50,000 lump sum plus N20,000 monthly at 22%.
Year 3: Invested N770,000. Balance hits N1,080,000.
The fund generated N310,000 on top. 40% gain on total contributions.
Serious investor. N200,000 monthly at 22% over 5 years.
Contributed N12,000,000. Balance hits N19,200,000.
The fund generated N7.2 million. No business. No second job. Just consistency.
Never put money you need in 30 days into a mutual fund. Match product to timeline always.
Automate your monthly contribution. N10,000 monthly forever beats N100,000 invested once and abandoned.
Never withdraw interest early. Let it compound that is where the real growth lives.
Your bank is paying you 4.2% while inflation runs at 32%.
That account is not saving your money. It is destroying it every month.
PalmPay mutual fund at 22% is not a luxury. It is the minimum standard for any Nigerian serious about surviving this economy.
No, the main problem here is the gate man not even trying to get the at all since there's still 5k with him...
At least he should have buy the food then leave the tigernut if he's broke at the moment...
That's why the lazy was even angry..
He didn't get the tiger and he still didn't get the food and he have 5k with him ..
That's not a good thing to do...
In this present economy, if you gift someone 1k yesterday and expect them to still have it with them today, you’re definitely living far from reality. You need to wake up.
She gifting him 1k daily as a reward for the errands he runs for her doesn’t mean he will always have that 1k at hand, same way you got bills, he got bills too.
The security guy did nothing wrong here. Your colleague is actually the unserious one.
Part II:
Married women on the TL - over to you.
Please be honest.
Do you ever feel regret ever getting married to your partner? How long? Are you happy?
Is there any secret you think your partner might never know?
Talk to me. I'm here for you.
https://t.co/Edzzfo0LTu
After giving birth, a woman's internal wounds take six months to heal, 12 months for physical recovery, two years for hormonal balance, and up to five years to rediscover her identity. Relationships frequently fail during this time due to a lack of understanding. Be kind and patient with new mothers; they are facing more challenges than it appears.