Ace Makes Cents

follow me if u relate | turn notifications on

[Ace Makes Cents @AceMakesCents]

It's worrying how normal it's become in Canada to work 40+ hours a week and still have no money.

You get paid.

The rent goes out. The bills go out. The food shop gets done.

Then you're left broke 2 weeks after payday hoping nothing unexpected comes up.

We've normalised surviving instead of living.

[Ace Makes Cents @AceMakesCents]

It's strange how we've accepted that being broke a week after payday is just part of adult life.

Work hard.

Get paid.

Watch almost all of it disappear on essentials.

Then count down the days until you can do it all again.

Somewhere along the way, that became "normal."

[Ace Makes Cents @AceMakesCents]

Bring back to $40 full tanks of fuel, $25 weekly food shops and $400 a month rent on somewhere half decent.

[Ace Makes Cents @AceMakesCents]

When my friends say they're broke, they still have about $700 in their bank, $3k of savings, a $1200 overdraft and a $5k credit card limit. When I say I have no money, I literally have about $1.27 to last me until payday.

[Ace Makes Cents @AceMakesCents]

"You will now need a digital ID because your passport and driving license are not secure enough anymore"

How do I get a digital ID?

*You just need to show us your passport or driving license"

[Ace Makes Cents @AceMakesCents]

Weekly food shop used to be a quick $25 job. Now you're spending at least $60 a week wondering what you actually bought.

[Ace Makes Cents @AceMakesCents]

If you're working full-time and still can't comfortably afford to live on your own, that's not a personal failure.

That's a sign something has gone seriously wrong.

Nobody should need a second income just to afford the basics.

[Ace Makes Cents @AceMakesCents]

Dating in 2026:

Them: "I just want someone genuine who won't waste my time"

Also them:

Leaves you on read for 3 days, replies "sorry, been busy," then posts 17 stories in the meantime.

[Ace Makes Cents @AceMakesCents]

Being single in 2026 is basically playing life on hard mode.

One income.
One person paying every bill.
No one to split rent with.
No backup when something goes wrong.

Then people ask why everyone is stressed.

[Ace Makes Cents @AceMakesCents]

Canada has mastered one thing.

Paying people just enough to survive...
But never enough to actually get ahead.

Then acting shocked that everyone's struggling.

[Ace Makes Cents @AceMakesCents]

People aren't lazy.

They're just exhausted.

Working 40+ hours a week just to spend every month worrying whether they'll make it to payday drains the life out of you.

[Ace Makes Cents @AceMakesCents]

Working full time should be enough to live on, even if you're single.

Instead, millions of people are paying full rent, full bills and full living costs on one income, only to be told they're not trying hard enough.

The advice is always "budget better." From people who aren't doing it alone or have had help.

The reality is the cost of existing has gone through the roof.

[Ace Makes Cents @AceMakesCents]

Dating nowadays is impossible.

Everyone's either still not over their ex.

Living with their ex.

Talking to 7 other people.

Dating 3 people at the same time.

Or wanting the benefits of a relationship without being in a relationship.

[Ace Makes Cents @AceMakesCents]

Being single in Canada isn't lonely.

It's expensive.

One wage is expected to cover an entire household while prices keep climbing every year.

Then someone who's never had to do it alone tells you to just cancel subscriptions and stop buying coffee.

That's not financial advice. That's ignorance.

[Ace Makes Cents @AceMakesCents]

I love when someone says, "Just stop buying takeaways and coffees."

Brilliant idea.

That $4 latte was obviously the only thing standing between me and owning a $350,000 house.

Thanks, Martin Lewis from Temu.

[Ace Makes Cents @AceMakesCents]

Getting a mortgage in the Canada is crazy. You'll literally pay someone else's mortgage while you rent and then the bank will tell you that you can't afford a mortgage that is almost half of the rent you've being paying for years.

[Ace Makes Cents @AceMakesCents]

Once the boomers are out of the workforce, can we finally make the 4-day workweek and 3-day weekend the standard?

[Ace Makes Cents @AceMakesCents]

It's OK to rewear the same jeans.

It's OK to keep your iPhone 13.

It's OK to buy used furniture off
Facebook Marketplace.

It's OK to live in a 2,200 square foot house.

A simple life is not a failure.

Too many people are going broke trying to look successful.

[Ace Makes Cents @AceMakesCents]

the air quality sucks, the food gives you explosive diarrhea, we have no public transport, medical care is unaffordable, they’re tearing down forests to build AI data centers and I still have to clock in for work

[Ace Makes Cents @AceMakesCents]

We need to bring back $500 rent, $40 full tanks of fuel, car insurance that actually gets cheaper every year and full cart of food costing under $80.