Adam Black

Mortgage Partner with Cross Country Mortgage

NMLS #121384
Company NMLS #3029
Equal Housing Opportunity

[Adam Black @AdamBlack_MS]

Just got the keys to your new home? What do you do in the first 30 days?

[Adam Black @AdamBlack_MS]

Geopolitics Continue to Bully Mortgage Rates Higher

Friday's Average Locked Rates (July 24, 2026):

30-Year FHA: 6.488% (up from 6.318%)
30-Year VA: 6.285% (up from 6.138%)
30-Year USDA: 6.479% (up from 6.292%)
Conventional (FICO 720-739, LTV >80%): 6.742% (up from 6.597%)

[Adam Black @AdamBlack_MS]

Transform your homeownership experience! 🏠💡 Create a dedicated email for all your house-related documents. It can save you tons on taxes and attract confident buyers! Comment 'closed' for your complete checklist! 🗝️✨ #HomeImprovement #RealEstate #HomeBuyers #TaxSavings

[Adam Black @AdamBlack_MS]

Inflation came in a little better than expected last week, with both CPI and PPI rising just 0.2%.

That's good news, but inflation is still above the Fed's 2% target, so mortgage rates remain volatile. Add in higher oil prices and global tensions, and rate cuts aren'tunlikely

[Adam Black @AdamBlack_MS]

Potential homebuyers, don’t lose hope! Homes may cost more now, but remember, prices rise over time. Real estate is a proven wealth-building tool. Ready to chat about your future? 🏡💡💰 #RealEstate #Homebuyers #InvestSmart #WealthBuilding #FinancialTips

[Adam Black @AdamBlack_MS]

Mortgage rates moved higher most of last week, and even Friday's improvement wasn't enough to erase all of the losses.

[Adam Black @AdamBlack_MS]

How do you improve your credit scores? Want to elevate your credit score? 🌟 Focus on lowering your credit card balances ⚖️ and timing your payments 💸. Small changes lead to big results! Need advice? 🤝 I'm here to help! #CreditScore #FinanceTips #DebtFree #CreditRepair

[Adam Black @AdamBlack_MS]

Hey, vets and guard members! 🎖️ Ready to unlock your VA mortgage benefits? 🏠 If you’ve served 90 days or have qualifying training, you could be eligible! ✅ Don’t let confusion hold you back. 🔄 Share this with someone who needs to hear it! 📣 #VALoan #Veterans #Guard

[Adam Black @AdamBlack_MS]

📄 When your mortgage statement shows up, keep an eye out for that 1098 🔢! It's crucial for your tax 🧾 deductions. Got questions? 💬 I'm here to help! 🤝 Don't toss it—snap a photo 📸 and store it safely! #MortgageTips #TaxSeason #DeductibleInterest

[Adam Black @AdamBlack_MS]

📈 Rates Ticked Up, But There's a Silver Lining for Buyers and Sellers 🏡💼

Last week brought a few bumps in the road for mortgage rates, as trade tensions and fresh inflation data stirred the markets. Here's what you need to know:

[Adam Black @AdamBlack_MS]

Hey Mississippi teachers! 🌆 If you think you can't afford a house, think again! The Housing Assistance for Teachers (HAT) Program could grant you up to $6,000! 💰 Comment 'hat' below or DM me to see if you qualify! Don't miss out! 🔑 #MississippiTeachers #HousingAssistance

[Adam Black @AdamBlack_MS]

Slight Rise in Rates: What It Means for You This Week

Mortgage rates saw a modest rise overall last week. More proof that we can’t get too comfortable — markets remain sensitive to economic headlines and policy shifts.

[Adam Black @AdamBlack_MS]

Still waiting for rates to come down? It's costing you either way. The only difference is you can always refinance to lower rates. You can't buy it any cheaper!

[Adam Black @AdamBlack_MS]

President Trump announced that he instructed Fannie Mae and Freddie Mac will buy $200B in Mortgage Bonds in an effort to push mortgage rates lower. That sparked a surge in mortgage bond prices and helped ease spreads, giving us a solid drop in rates.

[Adam Black @AdamBlack_MS]

🏡 Thinking of buying a home? Avoid these costly mistakes! 💸 From credit scores to closing costs, knowing what to watch for is key. Let me help you navigate your dream home journey! 🌟 DM for your custom plan! #HomeBuying #MortgageTips #RealEstate

[Adam Black @AdamBlack_MS]

Monday’s market opened with stocks & mortgage bonds trending higher, bringing a slight boost in sentiment for interest rates. After last week's moves, we’re seeing bonds find support and inch higher, giving rates a bit of upside room But the big picture is still a waiting game.

[Adam Black @AdamBlack_MS]

Thinking of buying a house in 2026? 🏠 It’s easier than you think! Focus on your credit 📊, income 💵, and down payment 💳 to build a strong foundation. Got questions? Drop me a message, and let's chat! 🤝 #HomeBuying #RealEstate #FinanceTips #Mortgage

[Adam Black @AdamBlack_MS]

Building your dream family compound? 🏡 Let's talk financing options! 💰 From figuring out who’s paying to the importance of land banks, I've got you covered. Have questions? Just reach out! I’d love to help. 🤗 #FamilyCompound #RealEstate #Financing

[Adam Black @AdamBlack_MS]

Instead of boring you with a lot of stuff that probably doesn't make mush sense, today I'll keep it simple. Thank You! Thank you to everyone who shared these post this year. Thank you to those who replied. Thank you for the likes.

[Adam Black @AdamBlack_MS]

Thinking about a family compound? 🏡 Start by knowing how many homes you want and the type of land needed! 🏠🏞️ Let's dive into zoning, soil tests, and expert realtors! 🚪👍 Watch more for tips on building your dream family space! 💬 #FamilyCompounds #RealEstate #BuildingDreams