The Shulman Agency provides insurance coverage for the Cold Springs Harbor and surrounding areas. I specialize in business, personal and life insurance policies
If emergency services are required, this should be your first call during or after a house fire. This includes not only calling the fire department but medical services as well if there are injuries.
If you’re the sole proprietor for your company, business insurance is still essential! Without it, you risk personal responsibility for the debts your business acquires, and even lose your personal assets in the process.
Personal property insurance is also referred to as personal property coverage. It’s meant to protect the items you own, including furniture, appliances, and other personal possessions from the cost of replacing them if they’re damaged, stolen, or destroyed.
If you’re looking for a safe, quick, and easy way to freshen the air in small spaces, try placing small containers with baking soda or vinegar mixed with lemon juice around the house and it will be smelling fresh in no time!
If you’re hoping for a healthy and vibrant yard this year, don’t skip the aeration process! It helps break up compacted soil which allows more oxygen into the ground and helps your grass thrive for the rest of the season!
Does home insurance cover debris removal if a tree falls on your property? No, not usually. But if the tree causes damage, the repairs are usually covered by insurance.
Do you have a fire safety plan in place for your home? Create a home fire escape plan with 2 ways out of every room. If you have kids, make the practice fun by timing how quickly they get out with a stopwatch.
There are a lot of fun things going on in March on Long Island, including fairs, festivals, and more. See a complete list here: https://t.co/r2jjRASqXw
Getting ready for tax season? In some cases, you can deduct your health insurance premiums as part of your medical expenses, but they must exceed 7.5% of your adjusted gross income to be deductible.
Found mold in your house after a leak? Are you wondering “Does home insurance cover mold?” Mold removal may be covered if it’s part of a covered incident, such as storm damage. Check with your agent about limits and exclusions.
Do you rent your home? It’s important to remember that the theft of your personal belongings isn’t covered by your landlord’s insurance. But when you buy your own renters insurance, you give yourself personal liability protection and also protect your personal property!
Did you know more than 2,000,000 home burglaries are reported in the United States each year, and 30% of these take through unlocked doors and windows? Adding a home security system will not only help keep your family safe, but it can also cut your insurance costs!
Want to learn more about The Shulman Agency? See the awards we’ve won, client reviews, services we offer and much more right here: https://t.co/YAbON0sBu8
Having emergency supplies like food, water, batteries, and a first-aid kit in your home is a great place to start! But did you know these items should be stored in waterproof containers so they’re not destroyed in the event of a flood?
Does your home have structural issues but you’re not sure if insurance will cover them? These issues tend to be covered the same way as the rest of the house: Listed conditions on the policy that cause damage to the structure will be handled in the same way as other damages.
There are a few things a commercial general liability insurance policy won’t cover, including worker’s compensation insurance, commercial vehicles, and intentional damage.
Was your home broken into? The first thing to do is call the police. Be sure to call your insurance company within 24 hours of the event as well. Do not clean up any of the damage before the police and an insurance adjuster have been to your home.
The Long Island Career Fair takes place on January 15th at the Plainview-Long Island Holiday Inn! To learn more and register, click here: https://t.co/IUJENQYy4l