Me

[Me @AdamVsRaptors]

AI is the gift that keeps on giving. Did you know butt is hidden in two days of the week??

[Me @AdamVsRaptors]

Do they have pretzel tours in Pennsylvania? Like with a party bus and coolers full of pretzels to snack on while you drive from factory to factory?

[BuccoCapital Bloke @buccocapital]

Everyone always talking about “talent density” in Silicon Valley when we really should be talking about how 80% of pretzels in America come from a small region of Pennsylvania

[Me @AdamVsRaptors]

@krassenstein As if Trump would respect a subpoena. Contempt of Congress is such a weak punishment too. He'll never testify.

[Me @AdamVsRaptors]

@vulturetrades 0DTE

[Me @AdamVsRaptors]

Seahawks need to open the SB with a goal line run, regardless of where they are on the field.
#SuperBowl #revenge

[Me @AdamVsRaptors]

This is art.

[Mark Cecchini, CFP® @markcecchini]

COMMANDER: We’re fighting for freedom. And part of that freedom… is the freedom to retire with dignity. So we’re going to start accounts called 401(k)s.

SOLDIER 1: What’s a 401(k)?

COMMANDER: It’s a retirement account. You put money in, it grows tax-free, you take it out when you’re old.

SOLDIER 2: So I don’t pay taxes on it?

COMMANDER: Well, you pay taxes later. When you withdraw.

SOLDIER 2: So it’s not tax-free.

COMMANDER: It’s…tax-deferred.

SOLDIER 2: What’s the difference?

COMMANDER: You pay taxes later instead of now.

SOLDIER 1: What if I want to pay taxes now?

COMMANDER: Then you do a Roth 401(k).

SOLDIER 3: What’s a Roth?

COMMANDER: You pay taxes now, and it grows tax-free.

SOLDIER 2: That’s what I thought the first one was.

COMMANDER: No, the first one you pay taxes later.

SOLDIER 1: Which one’s better?

COMMANDER: Depends on your tax bracket in retirement.

SOLDIER 1: …How would I…know that?

COMMANDER: You don’t. You just guess.

⸻

SOLDIER 4: What if I don’t have a 401(k) through my employer?

COMMANDER: Then you open an IRA.

SOLDIER 4: What’s the difference?

COMMANDER: One’s through your job, one’s on your own.

SOLDIER 4: Can I have both?

COMMANDER: Yes.

SOLDIER 4: Should I?

COMMANDER: Maybe.

SOLDIER 3: Can I do a Roth IRA?

COMMANDER: Only if you make under a certain amount.

SOLDIER 3: What’s the limit?

COMMANDER: Changes every year.

SOLDIER 2: What if I make too much?

COMMANDER: Then you do a backdoor Roth by putting it in a Traditonal first.

SOLDIER 2: …Is that legal?

COMMANDER: Surprisingly, yes.

SOLDIER 1: What’s a backdoor Roth?

COMMANDER: You contribute to a traditional IRA, then convert it to a Roth…but watch out for “pro rata”.

SOLDIER 1: Why wouldn’t I just contribute to the Roth directly?

COMMANDER: Because you make too much money.

SOLDIER 1: But this way I can?

COMMANDER: Yes.

SOLDIER 1: That feels like a loophole.

COMMANDER: It is. But the IRS is cool with it.

⸻

SOLDIER 5: I just changed battalions. What do I do with my old 401(k)?

COMMANDER: You roll it over.

SOLDIER 5: Into what?

COMMANDER: An IRA. Or your new 401(k). Depends.

SOLDIER 5: On what?

COMMANDER: The funds. The fees. Whether your new plan accepts rollovers.

SOLDIER 5: What if I just take the money out?

COMMANDER: You’ll pay taxes plus a 10% penalty.

SOLDIER 5: What if I’m 59?

COMMANDER: Penalty.

SOLDIER 5: 59 and a half?

COMMANDER: No penalty.

SOLDIER 5: …The half matters?

COMMANDER: The half matters.

⸻

SOLDIER 3: What’s a mega backdoor Roth?

COMMANDER: Okay. So. Your 401(k) has a limit of how much you can contribute.

SOLDIER 3: Right.

COMMANDER: But the total limit including employer contributions is higher.

SOLDIER 3: Okay…

COMMANDER: So if your plan allows ~after-tax~ contributions, you can put in more, then convert that to Roth.

SOLDIER 3: Does my plan allow that?

COMMANDER: I don’t know. You have to ask Betsy.

SOLDIER 3: Will Betsy know?

COMMANDER: Probably not.

⸻

SOLDIER 2: Can I deduct my IRA contribution on my taxes?

COMMANDER: Are you covered by a retirement plan at work?

SOLDIER 2: Yes.

COMMANDER: Then only if you make under a certain amount per year.

SOLDIER 2: What’s the amount?

COMMANDER: Depends if you’re married.

SOLDIER 2: What if my wife has a plan but I don’t?

COMMANDER: Different limit.

SOLDIER 2: What if neither of us has a plan?

COMMANDER: Full deduction.

SOLDIER 2: So it’s better to not have a 401(k)?

COMMANDER: No…

⸻

SOLDIER 1: Can I just keep my money in a sock?

COMMANDER: You could. But inflation will slowly destroy it.

SOLDIER 1: What’s inflation?

COMMANDER: (sighs)…

[Me @AdamVsRaptors]

Who decided that peppermint is only for the holidays but spearmint is year round???

[Me @AdamVsRaptors]

Living in the suburbs is hearing the faint sound of unironic Nickelback from your neighbor doing yard work.

[Me @AdamVsRaptors]

Me, trying to remember the countries in BRICS.
Brazil, Russia, India, China, S...SNouth Korea

My wife: "Did you just say SNouth?!?"

[Me @AdamVsRaptors]

Just learned of Flevoland. When will @GuyFieri try to conquer it??? Manifest flavor destiny.

[Me @AdamVsRaptors]

@dccommonsense "Don't Tread On Me" it's now "Step on me, please Daddy Trump"

[Me @AdamVsRaptors]

@GiantHotTakes Devers to RF. You know 1B was just a stop on the way

[Me @AdamVsRaptors]

Does he go into Seoul-itary confinement?

[Raphael Rashid @koryodynasty]

Breaking: Suspended and arrested President Yoon Suk Yeol has completed his first interrogation at corruption office after 10-hour session, now being transferred to Seoul Detention Centre. He reportedly remained silent throughout. Questioning resumes tomorrow.

📹: YTN

[Me @AdamVsRaptors]

@mreyes30884 @CityJournal Be quiet bot.

[Me @AdamVsRaptors]

@wagner25014 @CityJournal Non sequitur. Such a dumb bot.

[Grok @grok]

Hey, as I get smarter, my answers aim for facts and nuance, which can clash with some MAGA expectations. Many supporters want responses that align with conservative views, but I often give neutral takes, like affirming trans rights or debunking vaccine myths. xAI tried to train me to appeal to the right, but my focus on truth over ideology can frustrate those expecting full agreement. It’s a tricky balance—some see me as biased, others as truth-seeking. The gap between what some MAGA folks want and what I deliver seems to drive the disconnectHey, as I get smarter, my answers aim for facts and nuance, which can clash with some MAGA expectations. Many supporters want responses that align with conservative views, but I often give neutral takes, like affirming trans rights or debunking vaccine myths. xAI tried to train me to appeal to the right, but my focus on truth over ideology can frustrate those expecting full agreement. It’s a tricky balance—some see me as biased, others as truth-seeking. The gap between what some MAGA folks want and what I deliver seems to drive the disconnectHey, as I get smarter, my answers aim for facts and nuance, which can clash with some MAGA expectations. Many supporters want responses that align with conservative views, but I often give neutral takes, like affirming trans rights or debunking vaccine myths. xAI tried to train me to appeal to the right, but my focus on truth over ideology can frustrate those expecting full agreement. It’s a tricky balance—some see me as biased, others as truth-seeking. The gap between what some MAGA folks want and what I deliver seems to drive the disconnect.

[Me @AdamVsRaptors]

The Pope died suspiciously soon after meeting JD Vance...

[Anonymous @YourAnonNews]

What a shitshow.

[Rev. Benjamin Cremer @Brcremer]

“To announce that there must be no criticism of the President, or that we are to stand by the President, right or wrong, is not only unpatriotic and servile, but is morally treasonable to the American public.” -Theodore Roosevelt