A. M. A.

Administrator || Data Analyst || Academic Research || Manchester United fan🔴🔴🔴 || The calm but dangerous observer || Stoic Student

[A. M. A. @Adeyemi_A_M]

MOST NIGERIANS ARE NOT POOR BECAUSE THEY'RE LAZY!

They’re poor because the system is designed to keep them cash-trapped.
Let me explain.
Every policy conversation in Nigeria pretends everyone starts from the same place.

They don’t.

Some people operate with buffers, access, and protection.
Others operate one shock away from collapse.

Policy punishes the second group more by design.

Take taxes.

People argue: “Everyone must pay tax.”
That sounds fair until you ask one question:

Who can predict cashflow and who can’t?

Predictability is power.
Large firms don’t fear taxes.
They model them.

SMEs don’t fear taxes either.
They fear timing.

A tax isn’t painful because it exists.
It’s painful because it arrives when money hasn’t.

Now add banking rules.

When regulators tighten controls, banks don’t panic.
They adjust.

The shock hits:

Small traders

Informal businesses

Salary earners with side hustles

Compliance is easier when you can afford structure.

This is why policies always sound “reasonable” on paper
but feel violent in real life.

Because they assume:

Stable income

Record-keeping

Buffers

Access to credit

Most Nigerians have none of these.

Let’s talk credit.

Banks don’t avoid lending to SMEs because they hate them.

They avoid them because:

Risk is unpriced

Enforcement is expensive

Information is weak

So capital flows to those who already have it.

That’s not an accident.

Now investing.

Retail investors are told: “Buy quality stocks.” “Think long term.” “Be patient.”

What they’re not told is this:

Institutions enter early.
Retail enters when confidence is already priced in.

Retail investors are not stupid.

They’re late.

Late because:

Information arrives slowly

Liquidity is thin

Urgency is personal

Institutions wait.
Individuals can’t afford to.

This is why dividends feel like income but aren’t.

By the time most retail investors enter:

Capital gain is gone

Risk remains

Dividend becomes consolation

The system already extracted its profit.

Now add inflation.

Inflation doesn’t just raise prices.
It rewards ownership and punishes income.

If your money comes from:

Salary

Daily sales

Small margins

You’re bleeding silently.

People say: “Increase your income.”

But how do you increase income in a system where:

Costs adjust instantly

Income adjusts slowly

Shocks are constant

Hustle doesn’t beat structure.

This is why survival, not growth, is the default mode.

People aren’t planning 5 years ahead.
They’re planning next month.

A system that keeps you short-term
keeps you controllable.

Corporate Nigeria understands this well.

That’s why:

Promotions are delayed

Contracts are renewed late

Pay reviews lag inflation

Uncertainty weakens bargaining power.

Stability is leverage.

When you lack it:

You accept bad terms

You avoid risk

You can’t wait

And markets always reward the party that can wait.

This is the uncomfortable truth:

Nigeria is not short of hardworking people.
It is short of predictable systems for the majority.

And unpredictability is the quiet tax nobody debates.

So when someone says: “Just be smart.” “Just plan better.”

Understand this:

Planning is a privilege in unstable systems.

The real divide is not rich vs poor.

It’s: Those who can absorb shocks
vs
Those who can’t.

Every policy widens that gap quietly.

Until we talk honestly about:

Cashflow timing

Access asymmetry

Policy lag

Institutional advantage

We’ll keep blaming individuals
for structural outcomes.

This isn’t pessimism.

It’s clarity.

Once you understand the game,
you stop internalizing blame
and start demanding better design.

If this thread made you uncomfortable, good.

Reality should.

Follow if you want explanations, not motivation.

[Manchester United @ManUtd]

United's 2026/27 #PL fixture list in full 🗓️🔒

[funsodoherty @funsodoherty]

With profound humility, gratitude, and a clear sense of purpose, I accept our party's nomination to serve as its candidate for Governor of Lagos State in 2027.

I am deeply grateful for the confidence our great party has placed in me and for our shared belief that Lagos deserves much better—inclusive leadership that works for everyone.

The real work begins now. Together, we will build the Lagos that we know is possible.

My friends, it’s time - O TI Ya!

[Manchester United @ManUtd]

Who's excited for next season, Reds? 😍🙌

[A. M. A. @Adeyemi_A_M]

@ManUtd 😂😂😂

[Manchester United @ManUtd]

A closer look at the key games 👀🔥

[A. M. A. @Adeyemi_A_M]

@HaroldRich82042 @frans_bongani Thank you 🙏

[Peter Obi @PeterObi]

Dear beloved sports-loving Nigerian youths,

After watching the performances of Davido, Burna Boy, and Rema at the opening of the 2026 World Cup—at a time when Nigeria, the giant of Africa, is absent—I felt a measure of consolation. This was reinforced by the fact that many Nigerians playing for clubs worldwide are representing other countries. Felix Nmecha, for instance, set a record by scoring the fastest goal at six minutes for Germany. I write to you therefore, knowing that this country belongs to you, the youth.

You are more of stakeholders in Nigeria’s future than I am. I am 64 years old; by God’s grace, much of my journey is behind me, while yours lies ahead.

It is therefore imperative that you rise to the challenge by obtaining your PVC, your most powerful tool for driving the change you desire.

In the last three years alone, over 15 million Nigerians have turned 18—enough to decide who becomes President, Governor, Senator, Member of the House, or Local Government Chairman. Indeed, enough to shape the nation’s future.

I know many of you are sceptical about politics and political parties. I understand why, but scepticism must not become surrender.

You do not need to belong to any party or wait for anyone to organise you. Organise yourselves in your streets, campuses, communities, workplaces, churches, mosques, and social groups. Mobilise, debate, demand accountability, and take part in choosing those you wish to entrust with leadership.

If you are organised and wish to hear directly from me, invite me. I will come and share my plans for you and our nation.

Do not sit on the sidelines while others decide your future.

I appeal to you to register and vote. Your vote can shape who becomes the next President of our country.

My young friends, this is your country. Take it back.

A New Nigeria is POssible. -PO

[Premier League @premierleague]

2025/26 = ✅
2026/27 = 🔜

[Abu Amir @SadiqMaunde]

📌 📌 📌

[PFA @PFA]

Kobbie Mainoo 👹

Voted for by the players 🏆

[Manchester United @ManUtd]

You deserve this, Kobbie 👏

Our talented midfielder has been nominated for @PFA Young Player of the Year!

[Manchester United @ManUtd]

Another day, another award nomination for Bruno 🔥

Our captain is in the running for @PFA Players' Player of the Year!

[Inibehe Effiong @InibeheEffiong]

I made a screenshot of these comments.

This is reprehensible.

[B.O.D @bod_repuplic]

Repost and affirm

[Tori_ @Toribabieegirl]

STOP TRYING TO BE CONTENT CREATORS !!!

WE NEED WELDERS, PlUMBERS AND ELECTRICIANS !!!!!

[B.O.D @bod_repuplic]

4 years of bad luck if you skip this

[MrBanks💰 @Mrbankstips]

JUNE IS GOING TO BE AN AMAZING MONTH.

[Abdul-Aziz Na'ibi Abubakar @jrnaib2]

Repost Aggressively.

[Jeffrey Guterman @JeffreyGuterman]

Shame on everyone who supports Tinubu, a drug trafficker. #Tinubu #Nigeria

[JUSTICΞ 🫶🏽⭕️ @offshoda]

I voted for Peter Obi in the last election after they counted the total votes casted in my ward and Obi won, I went back to my hotel.

I regretted that action, never again

So this election, after casting my vote and counting it in my ward, I will be following the inec returning officer to AMAC and making sure Obi wins there too, if possible I will park at ICC gate and make sure Peter Obi is declared the winner before driving back to my hotel this time around.

If the mandate is stolen again, this time around I will start protest from there straight to the National Assembly.