sumit kumar

Lawyer |Entrepreneur|Chess enthusiast |Views expressed are purely personal.

[sumit kumar @AdvSumit3]

Account closure without notice — and without a real appeal

Wise closed my account without any prior notice. I was later provided a link described as an appeal. However, when I clicked that link, it simply opened the page shown in the attached screenshot — a page stating that the account would remain closed.

There was no opportunity to present my case, no request for clarification, and no mechanism to be heard. In practice, there was no appeal process at all — only a confirmation of a decision already taken.

Closing an account first and labeling a one-way notification as an “appeal” raises concerns around the basic principle of natural justice — the right to be heard before an adverse decision is finalized.

This is not about any single company. It highlights the level of unilateral control many fintech platforms have over user accounts.

Key takeaway:
Do not rely on a single financial platform.

For individuals and businesses:
Maintain alternative banking and payment providers

Assume account access can be revoked without warning

Treat fintech platforms as a convenience, not a safeguard
Sharing this for awareness, as others may benefit from understanding how these processes work in practice.

[🇮🇳 Avi Dandiya @avidandiya]

मेरे प्यारे अंधभक्तों अच्छे से कान खोल कर सुनो, भक्ति अपनी जगह ठीक है, लेकिन जब सोचने की शक्ति गिरवी रख दी जाए, तब नुकसान तय है। समझ आई बात? 🤔
Avi Dandiya || Delhi Gymkhana Club || Gymkhana

[Arpit Sharma @iArpitSpeaks]

TRP ka nanga naach karne vaale, dunia ko gyaan pel rahe hain

#GodiMedia

[Rahul Gandhi @RahulGandhi]

A revealing chat with my fellow “anti-national Soros agents.”

Vedant and his friends are brilliant, brave young Indians who asked CBSE and the Modi government simple questions - but got insults instead of answers.

They deserve a bright and secure future. We will make sure they get it.

[🇮🇳 Avi Dandiya @avidandiya]

सच सुनकर नाराज़ होने से बेहतर है, सच पर विचार कर लिया जाए। आप लोग बताइए आपको क्या लगता है?
@anjanaomkashyap

[Helle @Oyemisty]

India has got a wonderful Prime Minister, caring, loving and supportive There is no one like Modi-

The heat has increased a lot, so everyone should drink plenty of water.

India’s great Prime Minister Modi held a high-level meeting yesterday. In the meeting, he called all the MPs and ministers. The entire country was expecting that, with the rising prices of petrol, diesel, and CNG, increasing inflation, and the difficult situation faced by poor people, small business owners, street vendors, and rickshaw pullers, the government would announce some relief measures or make an important decision.

But the interesting part is that Prime Minister Modi told his MPs and ministers:

“The heat has increased a lot, so all of you should drink more water.”

And then the meeting ended.

Tell me, can there be a more caring Prime Minister anywhere? In a high-level meeting, he is advising his MPs and ministers to drink plenty of water.

Now wait and watch. Today they are asking people to drink more water. India was already mixing 20% ethanol in petrol, and now the government plans to increase it to 30%. Slowly, after some time, they may even say, “Please drink less water too, we need it to produce ethanol.”

Now it is becoming clear why the great Prime Minister does not hold press conferences. He probably knows that he may not be able to answer even five serious questions.

If questions are asked about development, education, national security, healthcare, and corruption, then he himself might need to drink plenty of water.

[🇮🇳 Avi Dandiya @avidandiya]

खेर साहब, स्टारडम तो आपको इन्हीं बच्चों ने दिया है…
अब उनके भविष्य के साथ खिलवाड़ हो रहा है, तो आपकी आवाज़ आखिर कब निकलेगी? या पेपर लीक पर सवाल पूछना “सुविधाजनक” नहीं है? 😏

[Dhruv Rathee @dhruv_rathee]

Modi deserves to be humiliated everywhere he goes.

He has not given a single press conference in 12 years since he became the Prime Minister. He fails to fulfill the basic transparency and accountability requirements of being a leader.

I would like to encourage foreign journalists from other European countries to ask him questions wherever they see him, just like @HelleLyngSvends did. Embarrass him so much that he is forced to show some accountability in front of people. You will be doing great service for India’s progress.

[Al Jazeera English @AJEnglish]

A Norwegian reporter asked Narendra Modi why he wouldn’t speak to the media after a press conference in Oslo on Monday.

India’s PM has faced consistent criticism for his refusal to hold open media briefings.

[Helle Lyng @HelleLyngSvends]

I got my accounts back for a brief second. Now I am locked out again.

Is there a permanent solution? @Meta

[Iffat Hasan Rizvi @IffatHasanRizvi]

She asked Modi a question. India went wild.

I interviewed @HelleLyng Norwegian journalist who question Modi in Oslo, Now trolls are after her.
Coincidence: We work on the same floor

Stay tuned for the interview https://t.co/0EDBGH3Ey3 !
#PressFreedom #Modi #Norway #India

[Helle Lyng @HelleLyngSvends]

If you’re trying to reach me on Instagram or Facebook, I would like to let you know I have been suspended from both accounts. I have wanted to respond to as many Indians as possible, but my responses will now be delayed. I hope I will get my accounts back. @Meta

[Zubair @Zubair99778]

Vijay Thalapathy की इस Video ने सारे record तोड़ दिए है 2 घंटे में 100 million

इसी वजह से कुछ लोगों के दबाव में आकर meta इस तरह की videos को delete कर रहा

करो RT दबा कर dekhte है कितना delete करते है #Vijay‌TNCM

[Dr Ranjan @DocRGM]

"From The Depths Of His Conscience, Arvind Kejriwal Is A Very Good Person" – Gurnam Singh Chaduni (Senior Farmer Leader)

[Saurabh Bharadwaj @Saurabh_MLAgk]

Response to Raghav’s Video

Raghav Chaddha says his changing party is like someone switching a job from one company to another.

Though it’s not the same but even when people switch jobs, they don’t hatch conspiracy against their parent company

For more than a year, Raghav conspired with BJP’s Central Govt to create a neutral image of a young politician who raises middle class issues.

[Ranting gola @therantinggola]

Maine ek poori video banayi thi Raghav Chadha ke liye. Aaj woh BJP mein hain. Toh Yeh meri post-mortem hai.! That video was never a PR video but more of a PR Ka victim Ka video!!
FULL ACCOUNTABILITY FRANDSSSS!!!

[Rohini Singh @rohini_sgh]

Can’t stop laughing 😂

[Dhruv Rathee @dhruv_rathee]

Raghav Chadha joins BJP's Washing Machine

[Masoud Pezeshkian @drpezeshkian]

The one who claimed to stand for global peace targeted schools, hospitals, stadiums and cultural heritage sites with ruthless attacks. In one instance he massacred over 160 children in Minab. Anyone who sees such atrocities and stays silent is a passive accomplice to the criminal

[Seyed Abbas Araghchi @araghchi]

The U.S. spent months on bullying India into ending oil imports from Russia. After two weeks of war with Iran, White House is now begging the world—incl India—to buy Russian crude.

Europe thought backing illegal war on Iran would win U.S. support against Russia.

Pathetic.

[🇮🇳 Avi Dandiya @avidandiya]

थोड़ा संयम भी रखिए, Breaking news के चक्कर में देश का मज़ाक मत बनाइए। खामोश 🤫
Avi Dandiya || NDTV || Aditya Raj Kaul