Kelsey Richins

Here to educate you on insurance, investments, tax strategy, retirement, and asset management.

[Kelsey Richins @AdvisorKelsey]

If you're feeling like the world's a little much these days, I'm here for you. Now's the right time to make a financial plan for the life you want.

[Kelsey Richins @AdvisorKelsey]

Americans don’t like talking about money, but the benefits to personal and financial health are proven. Read this article for ideas on how to get beyond your fear, and then I can help you get started. https://t.co/IhOqz8ZHhH

[Kelsey Richins @AdvisorKelsey]

Market gains are no longer coming from just a few stocks. Our latest Quarterly Market Commentary explores why diversification may be playing a bigger role in investor success in 2026. https://t.co/PNPUGe6yOC

[Kelsey Richins @AdvisorKelsey]

The labor market appears to have regained its footing, shifting the focus back to inflation. This week's commentary examines why persistent price pressures—not slowing employment—may be the bigger risk for markets in the second half of 2026. https://t.co/V5rYIIbOir

[Kelsey Richins @AdvisorKelsey]

Watch your biases.

[Kelsey Richins @AdvisorKelsey]

As index funds have become more popular, it's important to evaluate where we are relative to history. Just a couple years ago, I was asked in many meetings, "Why don't you hold more money in US large cap investments?" I have not received that question for some time.

[Kelsey Richins @AdvisorKelsey]

If you want to cheer on Team USA in person at the 2028 Olympics, let’s talk about how to draft a champion-level trip budget. We love seeing you reach your goals with confidence. https://t.co/Xh3nCoQV1n

[Kelsey Richins @AdvisorKelsey]

It's usually better to plan without any earned income, even if you only use it as a benchmark.

[Kelsey Richins @AdvisorKelsey]

Let me be clear: I think it is wonderful to have post-retirees engaged and employed in the US economy.

[Kelsey Richins @AdvisorKelsey]

A few reasons why people don't end up working:
- Health changes
- Caring for aging parents
- They get pushed out (company "reorgs", age discrimination)
- They decide they just don't really want to

[Kelsey Richins @AdvisorKelsey]

AI continues to influence the economy and markets—but not all companies are benefiting equally. Rising costs and sticky inflation underscore the importance of a diversified investment plan. Read this week’s Market Commentary to learn more. https://t.co/iXQdDROYKA

[Kelsey Richins @AdvisorKelsey]

Protecting your family is just one of many benefits life insurance can provide for you and your loved ones. Let’s talk about other benefits, too. https://t.co/QQtIM3AyMq

[Kelsey Richins @AdvisorKelsey]

Reach out if you want to be equipped with knowledge as you make highly impactful financial decisions.

[Kelsey Richins @AdvisorKelsey]

https://t.co/nMBANpOZvs

[Kelsey Richins @AdvisorKelsey]

If you want to understand more about what's going on, it's worth the time. For you, for your kids, and for their kids. Maybe it's a cause you care about or a niece/nephew/grandchild.