Advisory Fin Servs

Advisory Financial Services was formed by David Murray in 1989 with the aim of providing face to face advice and exceptional levels of service.

[Advisory Fin Servs @AdvisoryFinServ]

Mortgage rates fall in May: Is this a sign of recovery?

The rate for a typical two-year mortgage has taken its biggest tumble in a year as lenders continue making price cuts.

https://t.co/wgGTcVo2Qh

[Advisory Fin Servs @AdvisoryFinServ]

Mortgage market shake-up could help older homeowners

Demand among older borrowers for mortgage products that could unlock thousands in housing wealth is not being met due to strict rules. Now the financial watchdog wants to change that.

https://t.co/ItyRpIbeis

[Advisory Fin Servs @AdvisoryFinServ]

House prices dip by 0.1% in May, says Halifax

House prices dipped by 0.1% in May meaning the average property in the UK has a price tag of £298,806, according to Halifax.

https://t.co/oPkLgOcvku

[Advisory Fin Servs @AdvisoryFinServ]

If you have a joint policy…

A joint life insurance will remain in place until you make any changes to it. What you can do next will depend on your insurer and the terms of your policy.

Read more: https://t.co/MMtWx0VuKP

[Advisory Fin Servs @AdvisoryFinServ]

Current mortgage rates

If you’re planning to buy a home this year, you can stay up to date on the current mortgage rates available in the UK using our #interestrates trackers below.

https://t.co/A2Bv7VYmay

[Advisory Fin Servs @AdvisoryFinServ]

6 hot property features that add value in summer

Fancy adding up to £29,000 to your home's value? We spoke to 100 estate agents to find out which features can boost your price tag during the summer months.

https://t.co/l8eFwqYhXq

[Advisory Fin Servs @AdvisoryFinServ]

House Price Index: May 2026

Sales are holding up despite fewer buyers in the market but pricing correctly remains essential for sellers in 2026.

https://t.co/skVd5O2HFt

[Advisory Fin Servs @AdvisoryFinServ]

Barclays and NatWest cut mortgage rates

Three big lenders including Barclays and NatWest are cutting mortgage rates tomorrow as funding costs of lenders reduces.

https://t.co/l6JnrL92UZ

[Advisory Fin Servs @AdvisoryFinServ]

Some tips for property hunters
For many people, buying a home is one of the biggest financial commitments that they will make. But house hunting is not just about getting the price right.

Here are some factors to consider when making your move.

https://t.co/9HEf6dIyOu...

[Advisory Fin Servs @AdvisoryFinServ]

Will mortgage rates fall this year?

Mortgage lenders are sending mixed messages to borrowers with a mixture of rate cuts and hikes as the conflict in the Middle East continues to rattle markets.

https://t.co/SGAL7S6Kfs

[Advisory Fin Servs @AdvisoryFinServ]

Change of mind: Pulling out of a house purchase or sale

Whether you’ve been gazumped or have had a change of heart over a home, pulling out of a sale can be difficult. Stephen Ward explains how to bow out gracefully

https://t.co/4sa5W6gWqH

[Advisory Fin Servs @AdvisoryFinServ]

Protection neglected when remortgaging

A survey has found that many homeowners don’t review their protection cover when remortgaging.

https://t.co/e9dQeWFOAb

[Advisory Fin Servs @AdvisoryFinServ]

What’s happening with UK house prices? Latest property forecasts for 2026

With mortgage rates creeping back up and ongoing market volatility, can we expect house prices to slide?

https://t.co/k8YzUAO55T

[Advisory Fin Servs @AdvisoryFinServ]

Self-employed: How much can we borrow on a mortgage?

How much can you borrow on a mortgage if you are self-employed? Darren Polson explains how lenders assess applicants with more complex incomes

https://t.co/NrfAi1Dga6

[Advisory Fin Servs @AdvisoryFinServ]

Why half of UK homes fail to sell - and what successful sellers do differently

We explain why some homes are getting stuck without a buyer and the key things successful sellers are getting right in 2026.

https://t.co/ZNLVrkP3JV

[Advisory Fin Servs @AdvisoryFinServ]

Mortgage overpayments on the rise: How much could you save?

Increasing numbers of homeowners were making overpayments on their mortgage in the first four months of 2026, data from Santander has revealed.

https://t.co/BoIMykhYhs

[Advisory Fin Servs @AdvisoryFinServ]

Is now a good time to buy a house?

Higher housing supply may make it cheaper to get on the property ladder in 2026 but there are other factors to consider

https://t.co/zzmt2devHD

[Advisory Fin Servs @AdvisoryFinServ]

Lloyds to launch £5k deposit mortgage for first-time buyers

Lloyds, Halifax and Bank of Scotland are to offer mortgages to first-time buyers who have a minimum £5,000 deposit.

https://t.co/G6r8SlZmUa

[Advisory Fin Servs @AdvisoryFinServ]

A homebuyer’s guide to hiring a conveyancer

You’ve secured your mortgage and had an offer accepted on a home - now it’s time to choose a conveyancer. Kelly Steel explains what a conveyancer does, when to hire one and how to find the right one

https://t.co/QRo1JCVnGu

[Advisory Fin Servs @AdvisoryFinServ]

How to get the right protection cover

It’s important to ensure that you and your family have the right level of protection, without paying more than is necessary.

https://t.co/hsrm025oN2