Please do get vaccinated. Do not listen to the rumours around you regarding vaccine and its side effects. The first dose of vaccination comes with a little fever but it's nothing but to prepare your body with antibodies to fight against COVID. Please follow the COVID guidelines.
Trying to maximize individual benefit may lead to the exit of people from your life forever..which is true for a firm in perfect competition which earns only normal profit in the long run as firms leave the industry when it incurs losses in the short run ..just like life ...