Reliance: No return in 4 yrs.
HDFC Bank: No return in 5 yrs.
TCS: No return in 7.75 yrs.
HUL: No return in 6.5 yrs.
Infosys: No return in 5.5 yrs.
Maruti Suzuki: No return in 2 yrs.
Adani Ent: No return in 3.75 yrs.
Axis Bank: No return in 1.5 yrs.
M&M: No return in 1.75 yrs.
Kotak Bank: No return in 5.5 yrs.
ITC: No return in 9 yrs.
NTPC: No return in 2 yrs.
ONGC: No return in 12 yrs.
Ultratech: No return in 2 yrs.
HCL Tech: No return in 5.75 yrs.
Coal India: No return in 2.5 yrs.
Bajaj Auto: No return in 1.75 yrs.
HAL: No return in 2 yrs.
Bajaj Finsv: No return in 4.75 yrs.
Dmart: No return in 4.75 yrs.
Nestle: No return in 2.5 yrs.
Powergrid: No return in 2.5 yrs.
Asian Paints: No return in 5.5 yrs.
Adani Green: No return in 4.5 yrs.
Eternal: No return in 1.75 yrs.
Hind Zinc: No return in 2 yrs.
Wipro: No return in 5.5 yrs.
Indian Oil: No return in 9.25 yrs.
Adani Energy: No return in 5 yrs.
SBI Life: No return in 1.75 yrs.
Varun Bev: No return in 2.5 yrs.
Indigo: No return in 2 yrs.
Jio Fin: No return in 2.75 yrs.
Trent: No return in 2.25 yrs.
Tata Motors: No return in 2.75 yrs.
Tech M: No return in 4.75 yrs.
Cipla: No return in 2.5 yrs.
Tata Cons: No return in 2.5 yrs.
Dr Reddy: No return in 2.5 yrs.
Max Health: No return in 2.5 yrs.
Buy good companies isn't enough.
You need to time your entries well.
If you have to destroy wealth, simply copy what 90% people are doing.
Don't use brain. Don't ever question. If someone tells you an opposing view: bash them!
Let me talk about my contrary process that 90% people don't do:-
I would typically:-
1) Identify high growth firms (15% USD growth firms).
2) Write a 15-20% OTM Put.
3) Buy/top up, if the option gets triggered.
In case you can't do that you can simply wait for the fall. And, then buy.
But, people think that a process is doing 10K SIP irrespective of the market circumstances.
That's not a process. That's hope that the market will keep going up.
A process is: buying a 15% growth company, when it falls 15% cheaper.
You make wealth because the firm is dominant. In investing: valuation, and asset quality both matters.
There was an entire generation of brainwashed investors who believed in LIC policies.
The story simple pivoted to some other basic instruments of investing in the name of "safety", "guarantee", "risk free".
Wait and watch how much inflation eats up your money in the next 3 years.
Then we will talk about the utility of growth investing.
You won't get it today.
You will get it 3-5 years from now.
Till then, bash :)
We will re-visit this tweet.
Everyone wants to become a capitalist in the stock market. 📈
“Tax kam karo.” “Products saste karo.” “Stocks upar le jao.”
So let me get this straight:
As a consumer → you want companies to earn less.
As a shareholder → you want the same companies to earn more.
As a citizen → you want lower taxes.
As a nation → you want world-class infrastructure.
Economics doesn’t fail people. Contradictory expectations do.
This generation doesn’t lack ambition.
It lacks economic clarity.
Interestingly: US's 39Tr$ debt is now a problem for the world, including India.
[** And, not that much for the US]
Here is an explainer:-
1) US has 39Tr$ plus debt. This debt can be repaid or deflated away.
If there is more inflation on the world: the buying power of FIAT currencies goes down. Eg. what you can buy with 100Rs today will be far worth less what you'd be able to do by next year.
What this does is: that this "deflates" the value of the debt as well.
While 39Tr$ debt stays on paper. The real value keeps going down. Why? inflation
2) Now, inflation has always been a problem for governments to manage.
Make the prices to high= people complain.
But, here is an interesting fact. In the US 60% people have exposure to stocks.
3) Inflation = causes asset prices (including stock prices) to go up.
So yes, while the US prices would go up. People could offset this against the equity/stocks that they hold.
True: that most of these stocks are owned by the top quartile. But, if US expands its social security for the bottom quartile-- they can justify inflation domestically.
***
Basically in Bay Area, you would find some folks making 500K USD/year. They pay 40% tax, 7-10K$ month in just rents.
They don't complain. Why? salaries/investments >> expenses.
Good chance that some version of this plays out across the whole US.
And, the US successfully exports its inflation to other parts of the world.
TCS, India’s largest IT company, did a buyback at ₹4500 per share in 2022 when the stock price was ₹4000. They approved ₹18,000 crores to acquire 4 crore shares.
Today, the stock price has fallen to ₹2327, which means TCS lost 48% of its market value, worth ₹8600 crores, in just 3 years. That’s a massive amount of money.
This proves that you can never predict the future of a company with guarantee.
If a company like TCS themselves didn’t know their future, how can you, a normal guy watching IPL while sitting in his 1350 sqft apartment, know it?
This is an important lesson that in long-term investing, luck is just as important as knowledge. So focus on doing good karma too :)
🚨 BIG STATEMENT BY PM MODI
PM Modi has warned that the world is entering a serious decade of crisis.
He said the global energy crisis, wars, supply chain issues and rising costs are putting huge pressure on poor and developing countries.
His warning was clear:
If the world does not change its direction, the progress made in the last few decades can be wiped out.
Millions of people who came out of poverty may again fall back into poverty.
This is not just about fuel prices.
It is about food, jobs, inflation, growth and the future of ordinary families.
Energy security is now directly linked to economic security.
The world needs stability, affordable energy and stronger cooperation - otherwise the poor will suffer the most.
Is the Indian stock market heading for a brutal winter, or a historic 32,000 Nifty summer? 📉🚀
We are trapped in a 3-year distribution phase while global markets soar. Elliot Wave (EW) experts predict a final 5th wave surge to 30,000–32,000.
But the macro metrics are on a knife-edge.
Here are the two ways this plays out:
❄️ The "Winter" Case (If EW Experts Are Wrong):• FII Exodus: Foreign funds dump India due to high valuations, hitting a 15-year low.• Macro Squeeze: Brent crude stays stuck at $120+, blowing up our fiscal deficit.• Rupee Crash: USD/INR collapses past 96.20, destroying foreign investor returns.
• Result: The distribution phase breaks down into a severe 15–20% market correction.
☀️ The "Bull" Case (The 5th Wave Trigger):
• Energy Relief: Geopolitical peace floods the market, crashing Brent crude to $60.
• Margin Boom: Cheap oil supercharges profits for Auto, Paints, and FMCG sectors.
• Rupee Recovery: US Fed rate cuts crash the Dollar Index, pulling USD/INR back to 80s.
• FII Return: Foreign capital aggressively rushes back, chasing India's growth story.
• Result: The sideways consolidation ends in a massive breakout straight to 32,000.
🛑 The Critical Invalidation Levels:Winter Confirmed: If Nifty 50 breaks and closes below 21,800, the 5th wave fails.Bull Confirmed: If Nifty clears and holds above 24,777 on high volume, the breakout is live.
The market is at a massive structural crossroads.
Are you raising cash for winter, or buying the dips for the 5th wave? 🧵👇
#Nifty50 #StockMarketIndia #Investing #ElliotWave #Sensex #MacroEconomics
History says otherwise.
• USA economy boomed through much of the 1900s… yet markets delivered long stagnant phases around the Great Depression and post-war periods.
• Japan became an economic superpower in the 1980s… Nikkei then took more than 34 years to reclaim its 1989 peak.
• China became the manufacturing engine of the world… and its major indices are still far from the 2007–08 bubble highs.
Booming economy ≠ booming stock market.
Stock markets move on: valuations, liquidity, sentiment, expectations and positioning.
Not just GDP stories and TV debates.
Most investors today have only seen liquidity-driven buyer markets. That creates the illusion that markets only go up.
They don’t.
Sometimes economies grow while markets stay flat for years. Sometimes economies struggle while markets hit ATHs.
Learn the difference before the market teaches it expensively.
If Trump's tweet was powerful for us we have had achieved new high by now.
#nifty #stockmarket #investing
I have been in touch with a few of my friends and students in the USA.
Prices of goods in the USA have been going up. Job security is a concern. Their credit debt is also very high. They have to pay heavily for their President's Quick Actions.
In india, we haven't been affected much in recent years. Prices relatively have been Steady. Our Fiscal Position has been good.
I hope we realise how lucky we are to be in our own country during such tough times 🔥🔥🔥
God bless all,
#FI
⚠️ Urgent Warning for All AC Owners in India!
Local AC service walas are often filling cheap/wrong gas like R-152a, Propane (R-290), Butane or LPG mixes instead of proper R-410A / R-32 / R-22.
These flammable gases can leak + spark = FIRE or EXPLOSION 🔥
Real case: Navy ship blast killed 3 sailors due to wrong flammable refrigerant.
✅ Always use authorized brand service
✅ Demand branded gas + invoice
✅ Never let cheap “local wala” refill blindly
Your AC can literally become a bomb. Stay safe this summer!
#ACSafety #RefrigerantScam #IndiaSummer #StaySafe
Before trading, I didn't even know where Iran was on the map.
After trading, I can explain the entire Middle East oil supply chain, what OPEC is, why UAE leaving OPEC actually matters, what role the Strait of Hormuz plays in global oil supply, why two countries fighting over nuclear deals affects crude prices. That's not what I wanted..😭
I used to sleep peacefully. Now I check crude prices and Trump mood swings at midnight.
Dear BJP @raghav_chadha ji,
I urge you to implement every single thing which you spoke while in AAP. Especially abolish Double Taxation of STT & CG in Equity.
Incentivise Long Term Investing by making LTCG ZERO if held for greater than Two Years.
You will get Millions of Blessings from Tax Payers.
SHOW THAT YOU WALK THE TALK 🔥
#FI
10 NEGOTIATION MOVES THAT WIN
1. Always let the other side speak their number first
2. Stay completely silent after making your offer always
3. Never show how much you want something ever
4. Use the word fair and watch the room shift immediately
5. Always be willing to walk away and mean it fully
6. Ask for more than you want so you can give something back
7. Repeat their last words as a question and wait silently
8. Never negotiate when you are tired hungry or emotional
9. Make the other side feel like they won something real
10. Always get everything agreed in writing before you leave
You need 3 wins every day:
A physical win - Walk, run, lift, swim.
A mental win - Read, write, learn, create.
A spiritual win - Pray, reflect, meditate, grow.
Stock market bottoms are made at the peak of crisis — when fear is at its maximum. Not when everything looks calm.
Classic proof: The COVID-19 crash in March 2020, Nifty plunged 38% to ~7,510 amid total panic, lockdowns, and despair. That was the ultimate bottom.
Fast forward to now: Iran tensions triggered an oil shock, heavy selling, and sharp falls in Nifty & Sensex. Panic over petrol shortages and LPG crisis has eased. The war fear feels like it's peaked.
Is this the bottom? Feels like it. What do you think?
History whispers: Buy when others are fearful, not greedy.Stay calm. Quality stocks + patience have always rewarded investors in India.
#StockMarket #Nifty #Sensex #Investing #IranTensions #BuyTheFear