Alberminoz Loricah, CBS 🇰🇪

🌹🌹 Emotional, Captating & Thoughts Provoking🌹🌹
Man city die hard fan
Turkan arai ere.

[Sen. Methu Muhia @methumuhia]

In my class one days at Heni Primary School, I'd walk to my sisters class without knocking.
"tahe fejù"
The class would burst to laughter.

[Edwin Sifuna @edwinsifuna]

Cheza! The people SHALL

[Cyprian, Is Nyakundi @C_NyaKundiH]

No matter who wins next year, the next president will not finish their term....

[Edwin Sifuna @edwinsifuna]

Team ni Moja, Term ni Moja.

[Cyprian, Is Nyakundi @C_NyaKundiH]

Who did this 🤣

[Lawrence Kitema @lawrencekitema]

This is what human beings lack. They give their children everything, making them dependent and less resilient. This mom is teaching us how to raise strong, capable kids who can stand on their own.

[Moe @moneyacademyKE]

Kenya's government plans to use more than Sh1 trillion held by SACCOs to help finance major development projects through the National Infrastructure Fund.

The move is set to be backed by the new Cooperatives Bill.

[Cyprian, Is Nyakundi @C_NyaKundiH]

The Government Ate The Debt, But Kenyans Are Being Marinated To Pay

Kenyans are being marinated for default, and every sign is now sitting in public view, from heavy borrowing to new taxes, sale of state assets, pressure on workers and the fresh interest in private savings.

First, the government borrowed heavily and sold debt as development, then turned around and taxed fuel, payslips, mobile money, housing, imports, businesses and small traders, yet still acted as if citizens were the problem.

Then came the sale of public assets, with Kenya Pipeline Company and parts of Safaricom placed in the wider money hunt, which is what broke states do when lenders become tired and normal borrowing starts becoming harder.

Banks then built a sweet debt circle with government, where lending to Treasury became easier than lending to SMEs, leaving traders, farmers, contractors, manufacturers and ordinary borrowers starved of credit.

That banking arrangement slowly choked biashara, pushed small borrowers into blacklisting, dried up working capital and forced many Kenyans back into SACCOs as their last remaining place for savings and loans.

Now the same government that fed banks with public debt is walking into SACCOs, looking at money saved by teachers, nurses, police officers, farmers, boda riders, mama mbogas and workers.

That SACCO money is not idle money waiting for Treasury, since it belongs to Kenyans who saved slowly for school fees, land, homes, hospital bills, small businesses and family emergencies.

After SACCOs, Kenyans should expect cleaner language around pensions, bank deposits, M-Pesa flows, transaction data, patriotic investment and national development, which is how broke governments start preparing citizens for deeper pain.

Ghana was here with domestic debt exchanges, Sri Lanka was here with shortages and tax pain, Argentina was here with frozen bank deposits, and Lebanon was here with citizens staring at money they could not freely touch.

Kenya is not special, and Kenyans must stop pretending that a debt crisis will only punish State House, Treasury, Parliament and the tender billionaires who ate the money.

When a state reaches this stage, citizens become guarantors through taxes, inflation, weak currency, expensive credit, bank pressure, pension pain, SACCO raids and mobile money charges.

The anus cannot be stitched to stop diarrhoea, and a debt crisis cannot be cured through asset sales, SACCO money, new taxes, bank pressure and speeches dressed as infrastructure plans.

Kenyans are not angry enough, since many still think default means government falls alone, yet every country that has reached this point shows citizens are dragged into the mud first.

The money is finished, public assets are being sold, private savings are being measured, banks are already overfed with government paper, and Kenyans are being softened slowly for the day Treasury admits what the signs already said.

[Sky Sports News @SkySportsNews]

BREAKING: Brentford have agreed a deal with Burnley to sign Jaidon Anthony for an initial £15m 🚨

[Miu @Miu42121]

"Fanyeni haraka guys tuko na order ya CCTV na electric fence sides za Laikipia hakuna time ya kuoga mwili"

[Cyprian, Is Nyakundi @C_NyaKundiH]

Before Government Touches SACCOs, Kenyans Must Confirm Their Money Exists

The SACCO debate should now move from noise to a hard public audit, because any serious withdrawal pressure would stretch the system and expose which societies are genuinely liquid and which ones are just beautiful buildings, large membership numbers, fake asset values and cooked confidence.

Some SACCOs valued at billions may look strong on paper, yet the real money could be tied up in bad loans, insider borrowing, land games, fake collateral, politically protected defaulters, related party deals and management theft that members only discover when they ask for their money.

That is why government eyeing SACCO savings is dangerous, because it will not just touch private money, it may expose a sector where some societies have been surviving on trust, payroll deductions, member patience and the assumption that everyone will never ask for cash at the same time.

Kenyans do not need a blind panic run that punishes innocent members first, but they need a proper stress test where every major SACCO shows its liquidity, loan book, insider lending, bad debts, cash position, government exposure and ability to pay members without stories.

If SACCO money is now being discussed as infrastructure money, then SACCO members have every right to ask whether their savings are really there, whether managers have looted, whether loans were given to friends, and whether the billions announced every year are cash or just accounting perfume.

The real test should not be chaos at counters, since the real test should be public numbers, regulator pressure, audited books, named weak SACCOs and proof that members’ money is not already gone before government arrives to borrow the corpse.

[Alberminoz Loricah, CBS 🇰🇪 @Alberminoz]

Little about my privacy~ archive

[Alberminoz Loricah, CBS 🇰🇪 @Alberminoz]

Interrogation room situation
If you don't get it forget about it

[Alberminoz Loricah, CBS 🇰🇪 @Alberminoz]

Being positioned in number 21

[Alberminoz Loricah, CBS 🇰🇪 @Alberminoz]

@omwambaKE Age btwn 2 categories

[Alberminoz Loricah, CBS 🇰🇪 @Alberminoz]

https://t.co/7ESCAoPGb2

[Hon. Aden Duale, EGH @HonAdenDuale]

Amazing Turkana Woman fluent in the Somali Language

[Alberminoz Loricah, CBS 🇰🇪 @Alberminoz]

@MutahiNgunyi You are nothing but a big fool

[Alberminoz Loricah, CBS 🇰🇪 @Alberminoz]

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https://t.co/rmSBn3Pw0r

[Alberminoz Loricah, CBS 🇰🇪 @Alberminoz]

@Lesuuda Shameless women you are happy when one of you go astray,,,,

[Naisula Lesuuda OGW @Lesuuda]

Governor Kawira Mwangaza May God give you wisdom, guidance and peace as you resume your work.

May He give you the much needed grace to create a conducive working environment in Meru so that you can deliver your mandate.

Your success is a success to many now & in the future!