Aleksandar 🟣

[xMoney.com @xMoney_com]

No two businesses bill the same way, so why should your tools be rigid?

xMoney lets you create subscriptions that fit your model, not the other way around:
✓ Weekly, monthly, yearly billing
✓ Trial periods & custom first billing dates
✓ Easy upgrades, downgrades & cancellations
✓ Automated renewals and notifications

Add secure card tokenization on top, and your customers stay subscribed with fewer interruptions and more trust.

A subscription system as flexible as your growth plans 🙌
Start now: https://t.co/xiUz0Kku93

[Beni Cosma @BeniCosma]

Most platforms think about cards as a finance feature.

I think they are more interesting as a product surface.

A branded card can connect:
- payouts
- expenses
- loyalty
- wallet use
- everyday spending

The point is not the logo on the card.

The point is where the platform relationship continues when money moves.

[xMoney.com @xMoney_com]

What happens behind every successful marketplace?

Hundreds of payment flows working together.

xMoney simplifies the complexity, from onboarding sellers to splitting payments and automating payouts.

https://t.co/PcUfZq2DLn

[Beni Cosma @BeniCosma]

Funding investment accounts should not force platforms to choose between speed and compliance.

That is exactly why Verified Card Funding matters.

Users can top up by card instantly, while ownership is checked with the issuer before funds move.

Fast UX. Stronger controls. Already live.

[xMoney.com @xMoney_com]

The future of regulated payments just got faster ⚡

https://t.co/AwocvoYCrw

[xMoney.com @xMoney_com]

For regulated platforms, funding an account has always meant a trade-off: fast or compliant.

Not anymore, because we’re launching a new feature!

xMoney's Verified Card Funding lets users top up investment accounts instantly by card, while confirming ownership directly with the card issuer, before any money moves.

No slow bank transfers. No compromise.

Already live in production, with Tradeville as the first platform using it 🔥

[xMoney.com @xMoney_com]

Digital platforms create value.
Card issuing makes it usable.

With xMoney, businesses can extend their ecosystem beyond the screen through branded, corporate, and loyalty cards, all supported by a regulated infrastructure💳

Built for platforms ready to scale.

[Beni Cosma @BeniCosma]

Marketplaces need more than a checkout button.

They need split payment flows that feel simple for the buyer and clear for every reseller behind the transaction.

Buyer checkout should be smooth. Payment status should be visible. Refunds should be traceable. Reseller settlement should be understandable. Reconciliation should not become manual detective work.

The hard part is not only accepting the payment.

It is making the whole flow work from checkout to settlement.

[Beni Cosma @BeniCosma]

Recurring billing is not only about charging a card every month.

It is the operating layer around repeat revenue:
- subscription changes
- saved payment methods
- failed payment retries
- invoice history
- customer support
- reconciliation

If that layer is messy, revenue feels harder than it should.

[xMoney.com @xMoney_com]

Every number tells a story.

It's the people behind them who make the difference.

[xMoney.com @xMoney_com]

Fiat payments power millions of everyday transactions.

Reliable, secure, and built around how businesses actually operate.

[xMoney.com @xMoney_com]

June Quests are complete 🏆

The leaderboard has spoken, and our winners are in.

Congratulations to everyone who secured a spot at the top, and a special shoutout to our 1st place winner, who's heading to UNTOLD Festival! 🎶

Your rewards, including $XMN prizes and NFTs, will be distributed soon.

Thank you to everyone who joined the challenge, completed quests, and kept the competition alive throughout the month.

[Multiversᕽ @MultiversX]

The rails are built.

The last mile is regulatory.

[xMoney.com @xMoney_com]

Update on xMoney Stablecoins

In December, we announced EURXM, USDXM, and RONXM, three fully MiCA-aligned, 1:1 fiat-backed stablecoins, and shared a tentative operational target of June 2026 for launch, depending on final Central Bank regulation coming into effect.

Here’s a brief update on the status, timeline, and next steps.

First, the good news. The products are built. The whitepapers are published. The reserve and audit framework is in place, the infrastructure is ready, and our partners are lined up. From a technology and product standpoint, we are ready to launch.

Second, what we are waiting on is legal and regulatory in nature, and it sits within the jurisdiction of the Central Bank. To be more precise, under MiCA, an e-money token can only be issued once the national competent authority responsible for e-money tokens is formally designated and operational in the issuer's home country. Our stablecoins are issued under a Romanian electronic money license, which means the relevant authority is the National Bank of Romania, but the step that formally activates supervision of e-money token issuance still requires a specific piece of national legislation which is not fully finalized.

That legislation is currently in the works, and Romania is in a government-formation period, meaning a caretaker government operates with limited constitutional powers; hence, it cannot adopt the type of ordinance this step requires until a new government is in place. In other words, we are ready, the European framework is ready, and we are waiting on a national procedural step that today's interim government is not in a position to complete.

Since we operate under full regulated clearance, this means we will only be able to launch when the framework is properly in place and full authorization is ready. After all, this is what MiCA-compliant means.

We are staying close to the process; our infrastructure remains ready, and we are prepared to move with intention once the framework becomes operational.

Thank you for your patience and your trust.

Regulated, scalable, useful digital money for real payments. We're almost there, and doing it properly.

[Beni Cosma @BeniCosma]

Important update from xMoney on EURXM, USDXM and RONXM.

The product and infrastructure are ready. The remaining step is regulatory: the national framework for EMT issuance in Romania needs to be formally operational before launch.

This is the slower path, but it is the correct one for regulated payment infrastructure. Stablecoins meant for real payments need trust before speed

[Beni Cosma @BeniCosma]

Checkout integrations are easy in the happy path.

The real test is 3DS, redirects, callbacks, mobile WebViews, payment state, and final server-side confirmation.

Good checkout should feel simple to the customer.

But the integration has to survive the edge cases.

[xMoney.com @xMoney_com]

Zome didn’t join the xMoney ecosystem yesterday.

They’ve been building with us for years, long before “rewards networks” were a category.

Now, they’re part of something bigger: the xMoney Rewards Network, where merchants don’t just process payments, they actively generate value through participation in the $XMN ecosystem.

For merchants, this changes the conversation entirely: more than accepting payments, they become part of a system that rewards users’ activity to build loyalty.

ZOME is already there.

[xMoney.com @xMoney_com]

We're proud to welcome https://t.co/VC6TGdqHya to the xMoney ecosystem 🙌

As Romania's first ASF-licensed real estate crowdfunding platform, https://t.co/VC6TGdqHya has built a trusted investment platform with 16.8K+ investors and almost €10M raised to date.

Starting today, they're using xMoney to power their payment infrastructure, making transactions simpler, faster, and built for the next generation of financial services.

Welcome aboard 🤝

[xMoney.com @xMoney_com]

Development happens when collaboration becomes reality.

Our team joined the 3rd Mobilizing Agendas Meeting, where projects supported under Portugal's Recovery and Resilience Plan (PRR) showcased the products, services, and technologies already making an impact.

Proud to contribute to an ecosystem that's helping shape the future through https://t.co/Cq84EQe40A and beyond 🚀

[xMoney.com @xMoney_com]

Have you explored xMoney Partners yet? 👀

Our new referral program for agencies, consultants, platforms, and advisors who work closely with merchants is now live.

If you already have trusted relationships with businesses that process payments, this is a simple way to turn those introductions into long-term value.

xMoney Partners allows you to refer merchants to our payment infrastructure and earn recurring commissions based on their processing activity.

Trusted introductions → real payment infrastructure → ongoing alignment 💪

Read the full article here to learn how the program works and who can join 👇

https://t.co/DzVdqsjIs8