👨‍💻 Alex

No war.

[Simon Taylor @sytaylor]

JPMorgan already blocks outside AI agents like Meta's Muse from customer accounts.

Jamie Dimon said so on yesterday's earnings call.

This was inevitable.

Let the agent wars begin!

---

The block covers any third party logging into a Chase account with the customer's credentials to pay bills or move money.

However.

Read-only data through Plaid still works. There's no timeline for letting agents act.

Dimon called them "rogue agents" and warned customers of a "liability transfer" when they hand an agent their logins. He also told regulators to prepare for what agents could do to deposits.

JPMorgan is building its own in the meantime.

Smart Cash is in pilot and moves money between your Chase accounts for yield.

The big firms will block first and ask questions later.

- Amazon blocked Muse last month with a list of complaints that read like a term sheet: tell us, identify the agent, don't store our customers' logins.
- JPMorgan's statement is similar.

I think it's sensible as a starting point to say. Not all agents can have unfiltered access.

But

Consumer agents are inevitable. You can't block everything forever.

Security is everything. And it will happen on the banks' terms, because they remember open finance.

That ended a 2-2 draw. Screen scraping got fintech in, then JPMorgan charged Plaid for the data and the fees stuck.

Expect the same playbook, faster. The bank checks which agent it is and what the customer delegated, keeps logins out of it, then charges for the connection.

The risk for banks is you keep the account and lose the customer. Your salary still lands at Chase while your agent shops for your next card, savings rate and insurance policy somewhere else.

So block the scraper. Then be the thing their agent uses. Give it a permissioned way in, read-only first, with a step-up in your own app before any money moves.

I don't want your agent. I want my agent to use your thing.

I wrote about this twice:
Agent Wars Pt 1, Amazon vs Muse: https://t.co/N5FRIqAznv
Agent Wars Pt 2, The agentic bank run? https://t.co/dMLtcze4yP

CNBC: https://t.co/6rmmLgtaDW

[👨‍💻 Alex @AlexKitSec]

@IAPonomarenko Ukraine so far has been the miracle of the 21st. Her people are incredible.

[👨‍💻 Alex @AlexKitSec]

@n0teCSGO sorry dude all i see is a 1v5 clutch win on Dust 2. Mental.

[👨‍💻 Alex @AlexKitSec]

@jalehr Mutiny

[👨‍💻 Alex @AlexKitSec]

@NikMilanovic @Plaid @twifintech you are a rockstar well done!

[👨‍💻 Alex @AlexKitSec]

@jack legend

[👨‍💻 Alex @AlexKitSec]

@IAPonomarenko probably because he doesn’t have Cyrillic support on his keyboard

[👨‍💻 Alex @AlexKitSec]

@kolezev Майк в одиночку прям тащит

[👨‍💻 Alex @AlexKitSec]

@clement_molin Great thread, thank you for your work

[👨‍💻 Alex @AlexKitSec]

@ian_matveev https://t.co/zEZ6pfdH3Z

[👨‍💻 Alex @AlexKitSec]

@dim0kq if you know you know

[Chris D. Jackson @ChrisDJackson]

Wow. This post from a Ukrainian soldier says it all.

[PJ "giK" @giK1893]

Antoniivka, Kherson - russian drone operators target a fire engine apparently responding to a fire at or close to School #21 with drone dropped charge

46.677249, 32.738170

@GeoConfirmed @UAControlMap @Cen4infoRes

[👨‍💻 Alex @AlexKitSec]

@TrushinBV На физическом уровне постиг!

[👨‍💻 Alex @AlexKitSec]

@TrushinBV Только сегодня смотрел твой видос по выводу тригонометрических формул, эти таблички реально не нужны :)

[👨‍💻 Alex @AlexKitSec]

@LiquidNazgul @SC2Historian super happy for you Vic, has been a fan since 2002. Congrats to Clem and Liquid family

[👨‍💻 Alex @AlexKitSec]

@soupsranjan What's the source for the data on bots internet traffic penetration?

[Michael McFaul @McFaul]

Russia Is a Terrorist State.

[Volodymyr Zelenskyy / Володимир Зеленський @ZelenskyyUa]

Today, Russia struck Ukrainian cities, resulting in over 170 injuries. As of now, 37 fatalities have been reported, including three children. My condolences go out to their families and loved ones.

In total, nearly 100 facilities were damaged, including a children's hospital, ordinary houses, kindergartens, a maternity hospital, a college, and a business center. The rubble is still being cleared at these sites.

Russian terrorists must be held accountable for this. Mere concern does not stop terror. Condolences are not a weapon. We need to shoot down Russian missiles. Russian combat aircraft must be destroyed where they are based. Strong steps must be taken to eliminate any security deficit.

The world has the necessary strength to do this. Our partners are capable of making it happen. Decisions are needed as soon as possible.

[Страдающее Средневековье @souffrantmitte1]

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