Alex Graf

Freelance Journalist

Bylines - SPGMarketIntel, LeverNews, Jacobin, TGlobePost and more

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[aj 🧷 @ajjordanphoto]

saying “and also with you” to everyone who says “knicks in five” today

[Alex Graf @AlexStewartGraf]

@lachancenaomi27 Not intuitively the past, since it's a hypothetical, but still considered past subjunctive.

[Alex Graf @AlexStewartGraf]

@lachancenaomi27 Then maybe you're thinking of an "if this + then I/they would" formation? In which case I believe that *would* be a subjunctive use of the the word.

[Alex Graf @AlexStewartGraf]

@lachancenaomi27 Imperfect past tense.

[Alex Graf @AlexStewartGraf]

Just perhaps? Of course it should be improved!

[Michael Shure @michaelshure]

It takes too long to count ballots in CA, yes. This isn’t new. This was talked about in the lead up to the election. This is not a surprise. Perhaps it should be improved. . Most of all it doesn’t come close to meaning there is fraud. It’s just the way it’s done.

[Ken Klippenstein @kenklippenstein]

This guy constantly makes shit up btw

[Alex Graf @AlexStewartGraf]

@DavidShuster You're a career Journalist and you can't figure out that dogs do, in fact, have genitalia, David? This is such an embarrassing thing to say.

[Alex Graf @AlexStewartGraf]

@TimyanBankAlert Thanks Tim. It was always a joy to work with you.

[Alex Graf @AlexStewartGraf]

With that said, I'm going to be posting here a bit more than I have in a few years. Starting with this apparently hot take:

Mixtape is just alright. Played the first hour, got bored, turned it off and probably won't go back. Happy for those loving it though.

[Alex Graf @AlexStewartGraf]

Community Corner: Carver Bancorp TruPS conversion sparks dispute with activist investor | S&P Global Market Intelligence https://t.co/x5rbJD4812

[Alex Graf @AlexStewartGraf]

In the story above, you can learn more about how some banks are breaking down the composition of their NDFI books, and how the industry might better anticipate further NDFI credit losses.

And linked below, I dive into why NDFI loan growth slowed in Q3.

https://t.co/rkA93gvosI

[Alex Graf @AlexStewartGraf]

Third-quarter bank industry earnings brought a lot of attention to loans to non-depository financial institutions. In two recently published stories, my colleagues and I sought to unpack underlying trends in the lending segment using data and expert commentary.

[Alex Graf @AlexStewartGraf]

Data Dispatch: US banks' NDFI loan losses prompt calls for more diligence, better disclosures | S&P Global Market Intelligence https://t.co/aEY6KesLss

[Alex Graf @AlexStewartGraf]

Data Dispatch: US banks' NDFI loan losses prompt calls for more diligence, better disclosures | S&P Global Market Intelligence https://t.co/aEY6KesLss

[Alex Graf @AlexStewartGraf]

Data Dispatch: NDFI loan growth slows as banks reclassify fewer loans | S&P Global Market Intelligence https://t.co/rkA93gvosI

[Alex Graf @AlexStewartGraf]

NEW: Democratic Socialist Zohran Mamdani is New York City's mayor-elect. Here's my latest reporting on how his rent freeze proposal might impact NYC multifamily credit quality:

NYC rent freeze impact on multifamily would likely be 'manageable.'

https://t.co/f0TUOshFki

[Alex Graf @AlexStewartGraf]

I've had the privilege of covering one of the hottest topics in bank world right now. NDFI credit losses. Here's the latest:

Credit quality shadow hangs over US bank industry Q3 earnings calls | S&P Global Market Intelligence https://t.co/q6zUTxzbEa

[Alex Graf @AlexStewartGraf]

Data Dispatch: Modified loan reporting change to cloud investors' view of bank credit quality | S&P Global Market Intelligence https://t.co/cl4nYvYnEt

[Alex Graf @AlexStewartGraf]

House FinServ Committee Chair @RepFrenchHill will speak at Brookings today to discuss the committee's agenda. I'll be covering the event and listening out for any comments on digital assets.

[Alex Graf @AlexStewartGraf]

Bank execs signaled strong interest in entering the stablecoin market in the days before the Senate passed the GENIUS Act. https://t.co/NrAp7XakiT

[Alex Graf @AlexStewartGraf]

The House is set to take up stablecoin regulation next, with its own bill, the STABLE Act. Still some differences between the two bills to be resolved there, but Senate passage was a big step forward for the industry.