You are just a small brained reptile , let me educate you....
Comparing a compulsory housing levy used to finance capital asset construction with education fees is intellectually careless. Schools and universities charge fees as part of an ongoing service delivery model where costs are shared across operations, staffing, and maintenance.
In contrast, the housing levy is a mandatory capital accumulation mechanism where workers fund land development and construction upfront yet are still required to re-enter the market as buyers of the finished product. That is not cost-sharing; it is forced double participation in the same value chain.
The County "hides" behind the Homa Bay County Facility Improvement Fund Act, 2023 to "spend at source " contrary to Art. 107 of CoK 2010 & section 109 of the PFMA2012.
(This is a conduit for defeating transparency and accountability of usage of public funds)
Art. 207 of CoK 2010 obligates each county government to establish a Revenue Fund into which all money raised or received by or on behalf of the county is paid (unless excluded by law). It further provides that withdrawals from that fund shall only be by appropriation or other legal authorization, and must be approved by the Controller of Budget
Sec. 109 of PFMA establishes the County Revenue Fund and provides that all money raised or received by or on behalf of a county must be paid into the County Revenue Fund.
I find this misleading
1. Savings that benefit you directly
In a bank, savings primarily support the bank’s lending and profit model. With a SACCO, your savings strengthen the cooperative and generate value for members, not external shareholders.
2. Loan interest rates
Banks in Kenya typically lend at 16–20% annually, sometimes more for unsecured loans. SACCOs, on the other hand, usually charge 1–1.5% per month on a reducing balance. This makes credit more affordable and accessible to disciplined members.
3. Dividends on share capital
By holding share capital, SACCO members often earn annual dividends ranging between 5–15%, depending on performance. This transforms you from a mere saver into a shareholder earning from the cooperative’s surplus.
4. Refundable deposits
Upon exiting a SACCO, deposits are typically refunded within 60 days, provided you haven’t guaranteed someone else’s loan. This protects member funds while maintaining cooperative stability.
5. The challenge of trust
The biggest risk with SACCOs is governance. Mismanagement has led to losses in some cases, which is why due diligence is critical. Always confirm that a SACCO is licensed, transparent, and compliant with regulators.
As of 2024, Kenya is host to approximately 824,000 refugees and asylum seekers and this is a 63% increase since the year 2020.
Source Economic Survey 2025.
More of these conversations in the lead up to the elections. Wonderfully excited to be participating in this timely and very on-topic youth agenda.
@YouthCouncilMV@SteveMakau40@themillenial_ke
Leadership transition at the DRS 🇰🇪
Mr. John Burugu handed over to Ms. Mercy Mwasaru as the new CRA.
We salute Mr. Burugu for his legacy including the #ShirikaPlan, Refugee Act Regulations of 2024 & more.
Welcome aboard, Commissioner Mwasaru! #RefugeeAffairs#DRS
YOUTUBE DOCUMENTARIES FOR THE WEEKEND
1. Trump’s Power & the Rule of Law – FRONTLINE PBS Official
2. Dangerous Cities: Cape Town – Free Documentary
3. World's Last Nomads – Mongolia: The Hunter’s Final Dilemma – Free Documentary
4. Indo-Pakistani War of 1971 – Kings and Generals
5. Vanuatu’s Nivan People – SLICE
6. The Vote - Episode 1 & 2 (2020) – PBS America
7. Mushroom Murders: Inside the Mind of Killer Erin Patterson – 7 News Spotlight
8. Israel: Women-at-Arms – ARTE. tv Documentary
9. The Catastrophic Volcano of Santorini – hazards and catastrophes
10. Europe’s Biggest Cake Factory – Free Documentary - Engineering
11. Birds of Spain – A Paradise Between Two Worlds– Free Documentary - Nature
12. GHETTO KIDS DOCUMENTARY | Episode 2 | "You have to hustle" – Triplets Ghetto Kids
13. Genesis Foxtrot Documentary - The Story of Foxtrot– Rael's Prog Rock Documentaries
Bernoullis principle. The wing is designed such that airflow over it will be faster than that below it therefore creating an area of low pressure over the wing. The greater pressure below the wing is what creates lift. The engines will provide thrust for acceleration.
Whatever you do, pray for the ability to see your own sins, your own hypocrisy, and shortcomings.Never lose sight of that. Never get so carried away pointing fingers, that you forget that you too, have abscesses that need tending.